>inb4 kalo x tipu bukan .....
owai- topkek
Nearlee
Pelanggan kecewa AIA Insurance menipu
Pelanggan kecewa AIA Insurance menipu
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Jul 24 2024, 10:41 AM
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Junior Member
105 posts Joined: May 2009 From: palaoxko |
>inb4 kalo x tipu bukan .....
owai- topkek Nearlee |
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Jul 24 2024, 10:43 AM
Show posts by this member only | IPv6 | Post
#162
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Junior Member
86 posts Joined: Jul 2016 |
QUOTE(degraw19 @ Jul 24 2024, 10:25 AM) at that time i was 28>surgery? no, physiotherapy are pretty much treatment by massage or exercise. In my case, i laid on prone position, they lay on your hot towel, freeze cold large ice packs or electric pulsing. |
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Jul 24 2024, 10:48 AM
Show posts by this member only | IPv6 | Post
#163
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(Aaron212 @ Jul 24 2024, 10:35 AM) crown is not surgery https://www.altimadental.com/5-common-types...dental-surgery/can be done directly chairside no surgery involve also got need to enter OT OT doesnt mean die die surgery Idk sounds like considered surgery to me. Ok lah lazy to argue already... QUOTE(Clowninja @ Jul 24 2024, 10:38 AM) >carrying heavy stuffs I did went for X-ray required by Chiropractor but after checking no mention of scoliosis.well mate, that is how i was diagnosed and the cause of it. To make it simple, i worked as dealing with heavy stuffs, day in night out, physical exhaustion for 4 years. I quitted, worked at forklift factory next, got lower back pain not because of heavy stuff, but flexing my body to reach to certain point, putting my body at my limit (also i quitted after my case and worked at IT deskjob from now on). The pain, i would say bearable but at one point you cant handle for one day and you just need a day off lay down on bed throughout the day. And so i thought, why not i just claim MC with backpain? So i did, but my doctor suggested me to go check xray with his letter permission, so i went, prayers and thoughts it can go on 2 ways 1 - there's nothing concerning about my backpain and i just pulled a trollface 2 - there's actually a backpain and i must be diagnosed with MRI in case of scoliosis Lord and behold i got the latter, the followup was i went to private hospital that was recommended by my parents. Procedures : 1 - Counter check in, say you got this and that, show proof (my xray result) 2 - Show insurance medical card (i find this to be essential to have one) 3 - To what my parents said, said by our insurance agent, AIA covers all medical bills if you admitted to hospital (stay in the hospital at least 1 night) After that, you just have to wait for them to contact AIA, get approval and then wait for vacant room for your admission. Everything else were just doctor followups until you get discharged, all paid by insurance. After many chiro sessions the Dr says its the muscles holding the spine injured and not strong anymore. Maybe i will go hospital for checking. Atleast can claim company insurance for outpatient specialist if cant claim medical card. |
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Jul 24 2024, 10:48 AM
Show posts by this member only | IPv6 | Post
#164
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Junior Member
345 posts Joined: Nov 2021 |
QUOTE(Clowninja @ Jul 24 2024, 10:43 AM) at that time i was 28 read your replies earlier above on how u got had u ever went into any chiropractic before?>surgery? no, physiotherapy are pretty much treatment by massage or exercise. In my case, i laid on prone position, they lay on your hot towel, freeze cold large ice packs or electric pulsing. afaik those chiropractic are well known for dealing scoliosis though i heard some of it are scam also |
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Jul 24 2024, 10:50 AM
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All Stars
15,192 posts Joined: Oct 2004 |
memang insurance scam la..
the last para stated is good. Kita semua bersusah payah bayar premium dan bila ada hal buat claim... sudah bertukar... |
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Jul 24 2024, 10:52 AM
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All Stars
15,192 posts Joined: Oct 2004 |
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Jul 24 2024, 10:53 AM
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Junior Member
55 posts Joined: Mar 2017 |
Kekwa malaysians
Rather throw money at insurance companies that is known to fuck over the patients and the healthcare system instead of throw money at the already established public healthcare system. Already know how public healthcare dont get enough resources to work properly, yet still dont want to ask for increase in annual healthcare budget. Bila servis teruk due to that lack of resources in the first place (siapa la yang kedekut sangat?), sibuk nak surprised pikachu salahkan staff nurse, salahkan doktor. Tak payah nak solely blame KKM and SPA for mismanagement. Rakyat pun sama bodo. |
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Jul 24 2024, 10:54 AM
Show posts by this member only | IPv6 | Post
#168
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(cursetheroad01 @ Jul 24 2024, 10:53 AM) Kekwa malaysians Donasi ke certain country more important.Rather throw money at insurance companies that is known to fuck over the patients and the healthcare system instead of throw money at the already established public healthcare system. Already know how public healthcare dont get enough resources to work properly, yet still dont want to ask for increase in annual healthcare budget. Bila servis teruk due to that lack of resources in the first place (siapa la yang kedekut sangat?), sibuk nak surprised pikachu salahkan staff nurse, salahkan doktor. Tak payah nak solely blame KKM and SPA for mismanagement. Rakyat pun sama bodo. #sugarpointisreal |
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Jul 24 2024, 10:56 AM
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All Stars
15,192 posts Joined: Oct 2004 |
So in conclusion, which insurance co is the best and won't "giao" like this ?
Manulife? Allianz? |
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Jul 24 2024, 10:57 AM
Show posts by this member only | IPv6 | Post
#170
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Junior Member
86 posts Joined: Jul 2016 |
QUOTE(degraw19 @ Jul 24 2024, 10:48 AM) read your replies earlier above on how u got had u ever went into any chiropractic before? no, why would i go to chiropractic? Even the case of insurance scam like AIA here, at least this can be dealt with higher ups and laws.afaik those chiropractic are well known for dealing scoliosis though i heard some of it are scam also but chiropractic? You are dealing with a person with no guaranteed it can work on you or not, you paid for it, cash with no refunds. as of right now, after 2 years of my deskjob, i can still go to private hospital right now, get admitted for 1 night, and say i want to do physiotherapy, show my medical card, all of this will be claimed. |
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Jul 24 2024, 10:59 AM
Show posts by this member only | IPv6 | Post
#171
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Junior Member
345 posts Joined: Nov 2021 |
QUOTE(Clowninja @ Jul 24 2024, 10:57 AM) no, why would i go to chiropractic? Even the case of insurance scam like AIA here, at least this can be dealt with higher ups and laws. so are u still having these back pain nowdays? every month need to go physiotherapist?but chiropractic? You are dealing with a person with no guaranteed it can work on you or not, you paid for it, cash with no refunds. as of right now, after 2 years of my deskjob, i can still go to private hospital right now, get admitted for 1 night, and say i want to do physiotherapy, show my medical card, all of this will be claimed. |
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Jul 24 2024, 11:00 AM
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Senior Member
1,267 posts Joined: Oct 2009 |
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Jul 24 2024, 11:01 AM
Show posts by this member only | IPv6 | Post
#173
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Senior Member
1,005 posts Joined: Mar 2019 |
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Jul 24 2024, 11:01 AM
Show posts by this member only | IPv6 | Post
#174
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Junior Member
86 posts Joined: Jul 2016 |
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Jul 24 2024, 11:01 AM
Show posts by this member only | IPv6 | Post
#175
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Senior Member
1,005 posts Joined: Mar 2019 |
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Jul 24 2024, 11:03 AM
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All Stars
15,192 posts Joined: Oct 2004 |
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Jul 24 2024, 11:03 AM
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Senior Member
1,267 posts Joined: Oct 2009 |
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Jul 24 2024, 11:03 AM
Show posts by this member only | IPv6 | Post
#178
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Junior Member
687 posts Joined: Jul 2010 |
Insurance adalah biz yg similar like gamble sebab dia accept wang awak supaya awak tidak masuk ke wad. Kalau awak masuk wad then dia kalah dan kena bayar balik.
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Jul 24 2024, 11:04 AM
Show posts by this member only | IPv6 | Post
#179
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
QUOTE(Clowninja @ Jul 24 2024, 10:57 AM) no, why would i go to chiropractic? Even the case of insurance scam like AIA here, at least this can be dealt with higher ups and laws. Why physio need to admit though? Unless u cant move?but chiropractic? You are dealing with a person with no guaranteed it can work on you or not, you paid for it, cash with no refunds. as of right now, after 2 years of my deskjob, i can still go to private hospital right now, get admitted for 1 night, and say i want to do physiotherapy, show my medical card, all of this will be claimed. U did that 2 years? What Dr wrote reason for admission? |
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Jul 24 2024, 11:04 AM
Show posts by this member only | IPv6 | Post
#180
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All Stars
21,963 posts Joined: Dec 2004 From: KL |
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