i keep all cause i didnt take their Debit cards. So no yearly charges. Just the min balance needed inside only.

GX = 0 min balance
Rize = 10 min balance
aeon = 20 min balance

but the min balance is already offset by their welcome rewards dy. so no issues there.

that's why i reluctant to take any of their DC, i find that i will be underutilizing it and also the promotions not forever, will end soon-ish.
if take the card, then yearly have to pay them dy

This post has been edited by Optizorb: Jun 9 2024, 11:46 PM

hmm that's true. do we have any shariah compliant e-wallet as of now?

I don't think I ever heard any about shariah compliant e-wallet. MBSB Bank e-wallet app called as Islamic but I don't think it's actually an e-wallet. Some people think Be U is an e-wallet but it's a cloud bank. I guess there's none claiming they're Shariah compliant.

AEON bank has better benefits now

debit card can be cancelled.one year enjoy first, those acc must be active else dormant. early join get those benefit first. it just like ewallet when first start

too early to tell. my concept is dont put all in 1 basket. by this week , boost should introduce more stuff and debit card coming next month.

other people question
a)tng - card terminated before annual fee charge. less use when got debit card. now ith no reload with cc, it even lesser and no pidm protection. so only keep 100 for toll usage
b) boost - start using it after tng cc no reload. with boost star - can use to waive bill payment. at least better than tng point. waiting more enhancement with boost bank
c) rize - terminate it after 10 days money loss and night mare refund, app instability and no usage except high interest.
anyway, it your choice . enjoy while it still new and before promo end. think later when campaign end.
it always a choice to terminate acc if really dont use it for a year

Already terminate after got AEON Bank. Just now waiting for them to transfer locked RM10 left from the account.

My opinion for licensed Digital Bank

GX > AEON > Boost

Same impression too from a user's experience.

But interest rate wise AEON > GX...

No plans to use Boost for now.

I'm using Aeon only for the 3.88%.

Grab only to grab all the earlybird freebies. Since its not syariah compliant.

Boost, not interested and quite disappointing to see no freebies.

Not interested with to handle too many debit cards too. Dont want to have so many reminders to remind me of annual fee, apart from my cc 😁

you still have to pay annual RM12 fee for Aeon points membership


https://assets.aeonbank.com.my/AEON_Bank_La..._8130dbbf34.pdf

Can decide to not pay for member. For people that always shop at AEON I think they're fine with it.

yup. u already gain back from cashback

I still didn't get 3000 aeon point after 2 week. Log case also no reply

3.88% has any cap? eg Versa max 30k... and kdi max 50k

no cap but up til 31st Aug

up to RM1 bil deposits received.

Can you get free parking at aeon with this debit card like the aeon member card?

dont think so. read faq does not mention about this benefit

I did try at counter as member card but failed. The staff said system no input yet, currently it's just being as a visa card.