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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank

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Arsyad1105
post May 26 2024, 08:33 PM

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QUOTE(cybpsych @ May 26 2024, 08:28 PM)
bought something at aeon supermarket today.

tried out using self-service kiosk to scan aeon bank app's aeon member barcode.

initially, loading is slow to reveal the barcode. almost gave up. darn annoying sluggishness. tried few times only able to retrieve the member bracode.

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Mine show up instantly even just open to use duitnow qr

QUOTE(cybpsych @ May 26 2024, 08:28 PM)
aeon points not credited yet. i wonder if it's just 1X point since 3X if using Debit Card. biggrin.gif
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Maybe 1x point since they said 3x applied to debit card usage.

This post has been edited by Arsyad1105: May 26 2024, 08:35 PM
Chiggah
post May 26 2024, 08:37 PM

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Is the debit card the same as Aeon membership card ?

Is there a rm12 issuance fee?

This post has been edited by Chiggah: May 26 2024, 08:38 PM
cybpsych
post May 26 2024, 08:37 PM

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QUOTE(Arsyad1105 @ May 26 2024, 08:33 PM)
Maybe 1x point since they said 3x applied to debit card usage.
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yup, with their aeon bank launching and integration with aeon member rewards, it's kinda getting complicated as different payment mode will get different X-point multiplier

even aeon member card itself have different earning rewards from time to time.

aeon bank/credit should build a table matrix to illustrate how the points earning and redemption behave:

aeon credit cards
aeon member visa prepaid aka member card
aeon bank debit card-i
aeon bank loyalty

soonwai
post May 26 2024, 08:38 PM


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Yesterday bought RM64 stuff from Aeon Big. Today got 64pts in Aeon Bank app. Used GXCard bcos Aeon card haven't arrived yet.

This post has been edited by soonwai: May 26 2024, 08:38 PM
ronnie
post May 26 2024, 08:39 PM

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QUOTE(cybpsych @ May 26 2024, 06:52 PM)
of course

it's about choices mah. let them be lor.

with Islamic banking or FI products & services, Muslims have choices that aligns with their faith. simple as that.
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Sensitive topic removed by author

This post has been edited by ronnie: May 26 2024, 08:41 PM
cybpsych
post May 26 2024, 08:39 PM

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QUOTE(Chiggah @ May 26 2024, 08:37 PM)
Is the debit card the same as Aeon membership card ?
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nope

aeon member card aka aeon member visa prepaid card is standalone 2-in-1 card: member card + visa prepaid card (just like any other prepaid cards in the market, you need to topup using Aeon Wallet App) -- but it can be used to earn aeon points and most importantly, get free 1st hour parking free at aeon malls!

aeon bank debit card-i is jst a debit card linked to your aeon bank Savings Account balanc -- just like any other bank's debit card
ronnie
post May 26 2024, 08:40 PM

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QUOTE(Chiggah @ May 26 2024, 08:37 PM)
Is the debit card the same as Aeon membership card ?

Is there a rm12 issuance fee?
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totally different cards.... but debit vs prepaid debit

This post has been edited by ronnie: May 26 2024, 08:41 PM
cybpsych
post May 26 2024, 08:41 PM

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QUOTE(ronnie @ May 26 2024, 08:39 PM)
**content removed**
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bring this elsewhere

keep the discussion clean from 3Rs la

This post has been edited by cybpsych: May 26 2024, 08:57 PM
Chiggah
post May 26 2024, 08:41 PM

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QUOTE(cybpsych @ May 26 2024, 08:39 PM)
nope

aeon member card aka aeon member visa prepaid card is standalone 2-in-1 card: member card + visa prepaid card (just like any other prepaid cards in the market, you need to topup using Aeon Wallet App) -- but it can be used to earn aeon points and most importantly, get free 1st hour parking free at aeon malls!

aeon bank debit card-i is jst a debit card linked to your aeon bank Savings Account balanc -- just like any other bank's debit card
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In other words, the Debit card-i is useless ?

Are most users activating the virtual debit card ? Can I activate without having physical card?
ericlaiys
post May 26 2024, 08:42 PM

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QUOTE(cybpsych @ May 26 2024, 08:28 PM)
bought something at aeon supermarket today.

tried out using self-service kiosk to scan aeon bank app's aeon member barcode.

initially, loading is slow to reveal the barcode. almost gave up. darn annoying sluggishness. tried few times only able to retrieve the member bracode.

paid using other "grocery" cc.

aeon points not credited yet. i wonder if it's just 1X point since 3X if using Debit Card. biggrin.gif

anyhow, was just trying to see if the aeon member barcode works or not.
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aeon member today slow. debit card x3
Medufsaid
post May 26 2024, 08:43 PM

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QUOTE(Chiggah @ May 26 2024, 08:41 PM)
In other words, the Debit card-i is useless ?
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Debit card-i has 1.5% cashback (so called 3x points) until Aug 30th. after that it's useless.

This post has been edited by Medufsaid: May 26 2024, 08:44 PM
cybpsych
post May 26 2024, 08:44 PM

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QUOTE(Chiggah @ May 26 2024, 08:41 PM)
In other words, the Debit card-i is useless ?

Are most users activating the virtual debit card ? Can I activate without having physical card?
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yes you can do without physical card la

some prefer physical card for physical payment mah. you can do ecom fully doesnt mean others behave the same laugh.gif

QUOTE(ericlaiys @ May 26 2024, 08:42 PM)
aeon member today slow. debit card x3
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yes i'm aware debit card is x3 points.
ronnie
post May 26 2024, 08:45 PM

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Virtual debit card need to pay yearly fee ke ?
Chiggah
post May 26 2024, 08:47 PM

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QUOTE(ronnie @ May 26 2024, 08:45 PM)
Virtual debit card need to pay yearly fee ke ?
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Someone mentioned no annual fees in page 22 but surely there is no activation fees for virtual card right?

https://forum.lowyat.net/index.php?showtopi...ost&p=109802345
TSnexona88
post May 26 2024, 08:52 PM

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QUOTE(Arsyad1105 @ May 26 2024, 07:19 PM)
Yeah. That's why we got Conventional and Islamic in Malaysia. If you choose either one of it, you have to agree with the terms and conditions.

Masuk kandang kambing mengembek, masuk kandang kerbau menguak.
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Agreed 👍

Anyway...
We need to educate people on these stuff...
Not everyone is knowledgeable...

And this digital Islamic bank is new stuff...

Toku
post May 26 2024, 09:22 PM

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QUOTE(Medufsaid @ May 26 2024, 08:43 PM)
Debit card-i has 1.5% cashback (so called 3x points) until Aug 30th. after that it's useless.
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If can use Membership to claim 1x point (which is equivalent to 0.5% cb), combo it with GX card already can get 1.5% cb. No need Aeon debit card. Correct?
TSnexona88
post May 26 2024, 09:25 PM

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QUOTE(LuckyBai @ May 26 2024, 05:58 PM)
Most disgusting card ever
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It's AEON corporate color

What you expected... Black color? Green 😁
hightechgadgets8
post May 26 2024, 09:27 PM

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QUOTE(cybpsych @ May 26 2024, 08:28 PM)
bought something at aeon supermarket today.

tried out using self-service kiosk to scan aeon bank app's aeon member barcode.

initially, loading is slow to reveal the barcode. almost gave up. darn annoying sluggishness. tried few times only able to retrieve the member bracode.

paid using other "grocery" cc.

aeon points not credited yet. i wonder if it's just 1X point since 3X if using Debit Card. biggrin.gif

anyhow, was just trying to see if the aeon member barcode works or not.
*
You can screenshot the barcode and keep in gallery

hye
post May 26 2024, 09:39 PM

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Reminder to all members in this thread.
Zero tolerance for 3R topics/posts in the Finance section. Offenders will be dealt with severe consequence management.
Discussions are encouraged but if the posts continue to be misleading or discriminatory then please make an attempt to get your facts right. Continuing on the wrong path is a major concern and may trigger strong uncomfortable discussions if left unchecked.

If you disagree with the product, you may choose to walk away. There are options in the market for everyone. Nobody here is forcing you to take up the financial product nor the product is intentionally created to discriminate.

This post has been edited by hye: May 26 2024, 09:47 PM
Medufsaid
post May 26 2024, 09:46 PM

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QUOTE(Toku @ May 26 2024, 09:22 PM)
If can use Membership to claim 1x point (which is equivalent to 0.5% cb), combo it with GX card already can get 1.5% cb. No need Aeon debit card. Correct?
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can I use Membership card outside of Aeon aka all eligible retails like petrol? With debit-i I can
fast forward to 1:55 where she talks about the card

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