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Banking AEON Bank Malaysia, Malaysia's First Digital Islamic Bank

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TSnexona88
post May 26 2024, 01:40 PM

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QUOTE(Arsyad1105 @ May 26 2024, 01:01 PM)
user posted image

Someone already got the card. Maybe from AEON Shah Alam event.
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Pink color

AEON official corporate color 😁
lookie
post May 26 2024, 01:50 PM

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The t&c for the 3.88% campaign is a bit sus. Let's say you deposit 100,00 but on 1 Jul, aeon's target of 1b is hit (which aeon says in the t&c that they have no obligation to inform you). Does your 100k still get the 3.88% till end of campaign or does the 3.88% stops on 30 jun, and revert back to whatever normal rate on 1 Jul?

I suspect it could be the latter since your 100k is not locked and the bank will need to have separate calculation if you decide to withdraw partial amounts halfway.
Medufsaid
post May 26 2024, 01:59 PM

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lookie as long as profitinterest is credited monthly, it'll always be sus. at least with something like GX bank, if your 3.88% is disqualified, you'll know the next day

i'll stick to everything in KDI save @ 4%, daily expenses put into TnG GO+ 3.4%
ericlaiys
post May 26 2024, 02:07 PM

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QUOTE(jack2 @ May 26 2024, 01:15 PM)
Can wo. When I applied the debit card, I was asked to choose colour.
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then you are the unique one...
cclim2011
post May 26 2024, 02:46 PM

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gosh. i chose pink fpr ocbc once. 😂
easy identifiable ma
Arsyad1105
post May 26 2024, 02:47 PM

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QUOTE(jack2 @ May 26 2024, 01:15 PM)
Can wo. When I applied the debit card, I was asked to choose colour.
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I didn't get the option. Or is it limited to people that go to AEON Shah Alam?
yungkit14
post May 26 2024, 02:53 PM

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i dont understand this aeon bank putting finger printing even for transfer like gx doesnt even need it zz
Arsyad1105
post May 26 2024, 02:58 PM

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QUOTE(yungkit14 @ May 26 2024, 02:53 PM)
i dont understand this aeon bank putting finger printing even for transfer like gx doesnt even need it zz
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Prefer less secure than more secure? If you think AEON Bank already like that, you must hate Be U, more steps just to transfer.
jack2
post May 26 2024, 02:59 PM

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QUOTE(ericlaiys @ May 26 2024, 02:07 PM)
then you are the unique one...
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QUOTE(Arsyad1105 @ May 26 2024, 02:47 PM)
I didn't get the option. Or is it limited to people that go to AEON Shah Alam?
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no, I did it via app.

Many colours were available and I Opted black.


Natsukashii
post May 26 2024, 03:02 PM

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QUOTE(LuckyBai @ May 25 2024, 09:56 PM)
No point getting the debit card which I am disallowed to buy the drinks I want
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Yes, cannot. stated in the terms and conditions

Why they need to limit a saving accounts with debit card as islamic or not

Why can't they just issue accounts and cards, and I decide whether I wanna buy alcohol or not. Why need to control from the bank level?

Any penalty exist in both conventional and islamic anyway..

Credit card and loans maybe different case. But this is debit card.

This post has been edited by Natsukashii: May 26 2024, 03:02 PM
Natsukashii
post May 26 2024, 03:04 PM

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Do the Google and apple pay

Probably even non Muslim from GX will move to Aeon? biggrin.gif


Arsyad1105
post May 26 2024, 03:07 PM

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QUOTE(Natsukashii @ May 26 2024, 03:04 PM)
Do the Google and apple pay

Probably even non Muslim from GX will move to Aeon? biggrin.gif


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Need Samsung Pay included too
Arsyad1105
post May 26 2024, 03:08 PM

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QUOTE(jack2 @ May 26 2024, 02:59 PM)
no, I did it via app.

Many colours were available and I Opted black.
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Show it here when you receive it.
yungkit14
post May 26 2024, 03:10 PM

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QUOTE(Arsyad1105 @ May 26 2024, 02:58 PM)
Prefer less secure than more secure? If you think AEON Bank already like that, you must hate Be U, more steps just to transfer.
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But you can see rize and gx does allow the option for the fingerprinting disable. I don't see how fingerprint can ensure better security.
ericlaiys
post May 26 2024, 03:10 PM

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QUOTE(yungkit14 @ May 26 2024, 02:53 PM)
i dont understand this aeon bank putting finger printing even for transfer like gx doesnt even need it zz
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gxbank also need....selfie!
yungkit14
post May 26 2024, 03:11 PM

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QUOTE(ericlaiys @ May 26 2024, 03:10 PM)
gxbank also need....selfie!
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Yeah it's fine.. And quite standard I just cannot brain why the fingerprint it's a must. I mention is about the fingerprint not the selfie. The selfie to me is more than good

This post has been edited by yungkit14: May 26 2024, 03:11 PM
ericlaiys
post May 26 2024, 03:11 PM

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QUOTE(yungkit14 @ May 26 2024, 03:10 PM)
But you can see rize and gx does allow the option for the fingerprinting disable. I don't see how fingerprint can ensure better security.
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if people hack your phone, able to access your app and do transaction. that time u will glad that additional verification is better than none. nowadays a lot of people lost money on saving acc
yungkit14
post May 26 2024, 03:13 PM

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QUOTE(ericlaiys @ May 26 2024, 03:11 PM)
if people hack your phone, able to access your app and do transaction. that time u will glad that additional verification is better than none. nowadays a lot of people lost money on saving acc
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LOL then I dunno what they exactly access because usually if it involves savings account scam.. There's got to be something happen. Usually scam cc only quite common and thankful for that it can be reversed.
And usually at page involves pin nothing fingerprint btw

This post has been edited by yungkit14: May 26 2024, 03:13 PM
ericlaiys
post May 26 2024, 03:13 PM

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QUOTE(Natsukashii @ May 26 2024, 03:02 PM)
Yes, cannot. stated in the terms and conditions

Why they need to limit a saving accounts with debit card as islamic or not

Why can't they just issue accounts and cards, and I decide whether I wanna buy alcohol or not. Why need to control from the bank level?

Any penalty exist in both conventional and islamic anyway..

Credit card and loans maybe different case. But this is debit card.
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well, a lot of people complained when gxbank launch. say not sya**
Some people quite particular this things

This post has been edited by ericlaiys: May 26 2024, 03:14 PM
cybpsych
post May 26 2024, 03:23 PM

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all these shariah compliancy is in line with bnm's inclusivity aspiration

2 out of 5 approved digibanks are Islamic bank. it's no fluke. they get brownie points and higher chance to get approval.

a little inconvenience to nons vs majority of the underserved segments and faith preference on their banks or FIs.

again, there are other conventional bankings options.

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