i don't think that really matters, i was happy to place the 4.5% 18-month FD, which credited interest 6-monthly

it's 50k
true but promo can be extended or modified

the only thing that is permanent is impermanence

3% could be for a long period since most MMFs/FD promo are somewhere above 3.5%

Gxbank and earn profit by putting into MMF and paying us only 3%. The balance they keep 😂

it was an answer to a very specific scenario, to get 3% for 1 day 👇. also knowing Ramjade, those funds in GXBank/KDI save would most likely be in SG banks days or weeks after today. can't wait for Rize's timingas for me. I put my mid term money into KDI save. 4% which is more than GX bank

This post has been edited by Medufsaid: May 28 2024, 10:03 AM

i think loan or investment would be more profitable as a 'bank', perhaps still in development

i was replying to the 'daily/monthly/etc' part

1mr3tard3d yes i know what u mean. you are doing it long term so daily/monthly won't matter to you.

Ramjade just wants to park some $$ from 4pm until next morning 10am just to get interest (he'll move to KDI save before 11am). We can do it with Rize, but we cannot tell if 3.88% will be credited until month end. if you feel that i don't understand what u mean, let's just call it a day

This post has been edited by Medufsaid: May 28 2024, 12:42 PM

I just put what I need to pay my credit card bills into gxbank or KDI. Of course RM61x10 inside GXbank cannot be touched

No banks gonna give 6%p.a

This post has been edited by Ramjade: May 28 2024, 10:16 AM

agree.... 6% for RM671 is no brainer

is there any charges to apply for the physical card? and if there is any annual fee that have to pay for it?

what is there to test with rize. cut-off is at 11.59pm end of day balance..

I just paid about RM800 for my Adobe subscription online with my GX Card. It went through without any GX secure verification.

Seems a bit risky that anyone can just enter my GX card details to pay.

Or maybe it is considered low risk since it is subscription payment and no physical goods or services received. If fraud, they can just terminate the subscription?

no idea as never used my GX card for online transaction before, normally used for paywave or pin only. That sounds risky though

up to the merchant sometimeshttps://en.wikipedia.org/wiki/Card_security_code

No charges and annual fee ( first year)

Quite normal for foreign merchants especially the US. Some even can charge you without the CVV.

This post has been edited by poweredbydiscuz: May 28 2024, 04:07 PM

it's foreign transactions

quite norm... esp in US

they lack of security features like in Malaysia

You can try but not sure the behaviour will trigger thier attention or not.
https://www.facebook.com/groups/creditcardm...22204989699934/

correct - i noticed the same with steam (from US also) - no secure verification needed. sometimes useful but can be worrying - so just make sure you dont have too much in main account and keep most of your money in pocket - you should be fine.

And freeze card when not use

yup that too if worried/dont mind the inconvenience

i had few times use at lazada also did not ask for secure verification.