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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Nicknamed666
post Dec 1 2023, 07:09 PM

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QUOTE(ericlaiys @ Dec 1 2023, 07:00 PM)
coming soon u can apply from app
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Really? When?
tehoice
post Dec 1 2023, 07:11 PM

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QUOTE(Barricade @ Dec 1 2023, 07:02 PM)
Rookie bank. How to have confidence in them when they cannot even schedule midnight maintenance?
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gib chance la, first digital bank in the country ma.
cybpsych
post Dec 1 2023, 07:26 PM

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QUOTE(tehoice @ Dec 1 2023, 06:52 PM)
How to apply for gx card?
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later la

currently under pilot testing. and pending bnm approval to open card application.

gxbank didn't get/wait for full approval to do big bang launch. at least start small first with SA and app.

also good strategy to monitor health status of all their systems, operations, etc running stable.

once card open, expect other issues to come.
The1stHumanBeing
post Dec 1 2023, 07:27 PM

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QUOTE(Nicknamed666 @ Dec 1 2023, 07:09 PM)
Really? When?
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Officially no date is set for release, some in this forum speculate it would be released after Dec 3; but I wouldn’t have my hopes too high
The1stHumanBeing
post Dec 1 2023, 07:31 PM

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QUOTE(cybpsych @ Dec 1 2023, 07:26 PM)
later la

currently under pilot testing. and pending bnm approval to open card application.

gxbank didn't get/wait for full approval to do big bang launch. at least start small first with SA and app.

also good strategy to monitor health status of all their systems, operations, etc running stable.

once card open, expect other issues to come.
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Yeah agreed, make sure that their savings account and app features is stable first. After that, they can allow DuitNow Scan and Receive features like the mainstream banks.


xander2k8
post Dec 1 2023, 08:01 PM

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QUOTE(nexona88 @ Dec 1 2023, 06:21 PM)
probably needed to bring in IT expert from Singapore tongue.gif

They only work during office hours.... No night work..

devil.gif
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Most likely MasterCard integration hence why day time they do it 🤦‍♀️ nothing to GXS

QUOTE(Barricade @ Dec 1 2023, 07:02 PM)
Rookie bank. How to have confidence in them when they cannot even schedule midnight maintenance?
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They have already schedule a few midnight maintainence 🤦‍♀️ this round maintainence is live maintainence as they are integrating with external parties hence why they have to do it during the day as international integration 🤦‍♀️ nothing to do with scheduling midnight maintainence 🤦‍♀️
xander2k8
post Dec 1 2023, 08:02 PM

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QUOTE(Nicknamed666 @ Dec 1 2023, 07:09 PM)
Really? When?
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Patient 🤦‍♀️ they will start digital version very soo.

QUOTE(The1stHumanBeing @ Dec 1 2023, 07:27 PM)
Officially no date is set for release, some in this forum speculate it would be released after Dec 3; but I wouldn’t have my hopes too high
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Likely will be digital version 1st while physical will be early next year
ericlaiys
post Dec 1 2023, 08:04 PM

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QUOTE(xander2k8 @ Dec 1 2023, 08:02 PM)
Patient 🤦‍♀️ they will start digital version very soo.
Likely will be digital version 1st while physical will be early next year
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i dont mind digital version first as 1st step. they can take own sweet time to print and get ready the card. Frankly speaking, they should just print name on the card. i dont find useful to print card number on the card. Digital era should just refer number on the app

This post has been edited by ericlaiys: Dec 1 2023, 08:06 PM
nexona88
post Dec 1 2023, 08:07 PM

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QUOTE(Barricade @ Dec 1 2023, 07:02 PM)
Rookie bank. How to have confidence in them when they cannot even schedule midnight maintenance?
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They already gotten experience in Singapore

Don't think it's rookie bank boss 😁

Like someone mentioned
Live international integration Mastercard
Nicknamed666
post Dec 1 2023, 08:07 PM

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QUOTE(xander2k8 @ Dec 1 2023, 08:02 PM)
Patient 🤦‍♀️ they will start digital version very soo.
Likely will be digital version 1st while physical will be early next year
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Internal source?👀
xander2k8
post Dec 1 2023, 08:08 PM

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QUOTE(ericlaiys @ Dec 1 2023, 08:04 PM)
i dont mind digital version first as 1st step. they can take own sweet time to print and get ready the card. Frankly speaking, they should just print name on the card. i dont find useful to print card number on the card. Digital era should just refer number on the app
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The reason why there is no name 🤦‍♀️ because debit card mandated to have no name but only account number which is printed on the back for security purposes when tapping as primary identification for card is using card numbers 🤦‍♀️ issued by the provider itself which is unique while name is not 🤦‍♀️
ericlaiys
post Dec 1 2023, 08:09 PM

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QUOTE(nexona88 @ Dec 1 2023, 08:07 PM)
They already gotten experience in Singapore

Don't think it's rookie bank boss 😁

Like someone mentioned
Live international integration Mastercard
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SG debit card just start 2 week ago....look like not much people excitement on getting the card. so far hardwarezone and youtube are very quiet. only saw 1 video - debit card (white color)

This post has been edited by ericlaiys: Dec 1 2023, 08:09 PM
xander2k8
post Dec 1 2023, 08:10 PM

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QUOTE(nexona88 @ Dec 1 2023, 08:07 PM)
They already gotten experience in Singapore

Don't think it's rookie bank boss 😁

Like someone mentioned
Live international integration Mastercard
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Plus it is already tested and proven in Singapore with the same backbone for a year so it is less prone to disruptions or problems unlike recent problems plaguing major banks in Singapore

QUOTE(Nicknamed666 @ Dec 1 2023, 08:07 PM)
Internal source?👀
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GX have planned everything and given to BNM early on only matter whether they get greenlight from BNM to proceed
xander2k8
post Dec 1 2023, 08:12 PM

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QUOTE(ericlaiys @ Dec 1 2023, 08:09 PM)
SG debit card just start 2 week ago....look like not much people excitement on getting the card. so far hardwarezone and youtube are very quiet. only saw 1 video - debit card (white color)
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Malaysia version from the press release looks like sleek black

The only excitement you will have unlimited 1% cashback as the press release said
Nicknamed666
post Dec 1 2023, 08:15 PM

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QUOTE(xander2k8 @ Dec 1 2023, 08:10 PM)
Plus it is already tested and proven in Singapore with the same backbone for a year so it is less prone to disruptions or problems unlike recent problems plaguing major banks in Singapore
GX have planned everything and given to BNM early on only matter whether they get greenlight from BNM to proceed
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Is their plan public ?
nexona88
post Dec 1 2023, 08:36 PM

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QUOTE(ericlaiys @ Dec 1 2023, 08:09 PM)
SG debit card just start 2 week ago....look like not much people excitement on getting the card. so far hardwarezone and youtube are very quiet. only saw 1 video - debit card (white color)
*
Malaysia one probably little later on...

Situation could be same too...

Not much excitement.... How many debit card one needs nowadays 😔
ericlaiys
post Dec 1 2023, 08:40 PM

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QUOTE(nexona88 @ Dec 1 2023, 08:36 PM)
Malaysia one probably little later on...

Situation could be same too...

Not much excitement.... How many debit card one needs nowadays 😔
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well 1% cash back is good debit card. some cc dont give reward on gov transaction or other transaction (depend on cc). if existing cashback cc has exceeded requirement and other retail only give 0.2%. so this is an attractive card.
i dont see any debit card give 1% cashback. it is better than sg debit card give lousy reward when exceed $10

This post has been edited by ericlaiys: Dec 1 2023, 08:42 PM
nexona88
post Dec 1 2023, 08:42 PM

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QUOTE(ericlaiys @ Dec 1 2023, 08:40 PM)
well 1% cash back is good debit card. some cc dont give reward on gov transaction. if existing cashback cc has exceeded requirement and other retail only give 0.2%. so this is an attractive card.
i dont see any debit card give 1% cashback. it is better than sg debit card give lousy reward when exceed $10
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Oh okay...

If that the case... And indeed they give that 1% cash back... I seriously considering to get one also 👍🔥🤑💰
zstan
post Dec 1 2023, 09:30 PM

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Lol tried to transfer RM 200 and it has been deducted from bank account but didn't appear in the app.

Super skeptical now
ikanbilis
post Dec 1 2023, 09:33 PM

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QUOTE(zstan @ Dec 1 2023, 09:30 PM)
Lol tried to transfer RM 200 and it has been deducted from bank account but didn't appear in the app.

Super skeptical now
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Oh no… another Rize in the making doh.gif

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