ML is not necessary from cash deposit one. May be more third party scams come liao


Even biggest bank has such DD and also involved in la.

of course

ml will always be there. just they need to keep monitoring, enforce action, and reporting to authorities

Very funny, I not handsome.. faceproblem, got approved in about 20 mins.

So is it better than Rize just because must leave the RM10, or better more than that?

Doubt it, I'm sure they still haven't reach 20k users as of now

Even BSN web already had GX bank before GX opened registration for all.

Rize is a bank? Strange, they dont approve me.

Did GX Bank send you email when they approve your application? Already 2 days still pending and I can't login right now because I reinstall their app.

I'm sure they got people to monitor all these things...

Digital Bank is more risk, so they sure have plan properly one...

And it's backed by Singapore Firm too... Which one of the high standards in banking...

This post has been edited by nexona88: Nov 26 2023, 06:02 PM

No emails.. but after approved, it has permanent in-app notice asking to verify email.

My first email from them is when I did the first transfer .. to deposit RM100. Got email transfer successful. At that time, I haven't verify email yet.

This post has been edited by Natsukashii: Nov 26 2023, 06:35 PM

Yes. Rize is saving account by Al Rajhi bank.

This post has been edited by Natsukashii: Nov 26 2023, 06:36 PM

Just wait for your batch 🤦‍♀️ on the chip list

Wait as they are still in the onboarding list for full duit now integration. 🤦‍♀️ most likely after new year

Not that easy for digital bank 🤦‍♀️ as the DD is very stringent and BNM won’t easily dish out banking licenses unlike airlines license

It is not backed by Singapore firm 🤦‍♀️ as the banking license issued to local berhad 🤦‍♀️ only thing is backed is technology used is the same as GXS Singapore

Malaysia banking license is strictly issued to wholly 100% local entity called A5-DB Operations (M) Berhad while Singapore GXS has Singtel as one of the big shareholders on it and you can tell from it the difference is the dataset is residing in Malaysia while actual architectures and app and operating servers are still based in Singapore

This post has been edited by xander2k8: Nov 26 2023, 09:45 PM

Surprisingly, I kind of like the "pocket" thingy in my case, as I notice I've been doing the same thing in excel.

On the downside, there's no access via browser, which is a bummer for me.

Looking forward to future functions before deciding to use it. I'm also looking forward for their debit card.

This post has been edited by shawnme: Nov 26 2023, 11:00 PM

I like the idea of savings pocket which you can set different goals.

The funds in main wallet is still entitling for 3% interest?

Besides GX Bank, ada apa lagi is digital?

This post has been edited by Sunshape: Nov 26 2023, 10:37 PM

How to apply the card from the app? Can’t seem to find any button or option in the app

Yes. Doesn't have to be in savings pocket.

coming soon if not mistaken

anyone manage to get the grab unlimited free 6 months?

is it need link with grab app (from grab app finance link with gx bank) which i dont see and unable to do so yet
and then subscribe to grab unlimited, and can cash back into gx bank?

updated: just link my Grab with GX Bank in Grab App Finanace tab (830am)
i have RM4.90 / month grab unlimited plan active, now didnt see any cash back RM 4.90 or free 6 months although during linking it stated got free 6 months grab unlimited

This post has been edited by vez: Nov 27 2023, 08:47 AM

mine get approved right after I create accout, relaunch app, then can login already

p/s: I got sign up into waiting list earlier, not sure you did it?

i linked gx account to grab also didnt see the free 6 month unlimited plan...

if u read the fineprint, the cashback for 4.90 will take a while to reflect.

After few weeks using it, here's my verdict. If you're looking for highest interest rate with basic current account feature and easiness to withdraw, TnG is a better option.

In terms of banking feature also, there's nothing really to brag about aside from maybe two things. First, GXSecure i.e. no SMS OTP which some banks still don't have this. Second, the Pockets feature where you can easily segregate money based on function/goals and still earn same interest rate as normal accounts.

That being said, I can see myself using it in the future especially for the Pockets feature, which previously I need to use Excel to keep track. Yes, it's not the highest interest rate but I don't have 5 digits savings so I don't think the difference is significant. But this is just one digital bank, we'll see what other 4 can offer.

Don't have to be in the waiting list. I wasn't in the waiting list.

I just opened the app after seeing k, I also can sign up already.. all done and activated in 20 mins.

Maybe they opened for limited amount.. in first come first serve.

The website still has active notice "we are in beta.. before rolling to all Malaysians"

Ada banyak.. tapi GX interest 3%

Rize by Al-Rajhi got 5%.. but T&C, refer Rize tered

Bank Islam also got Be U, but 0%.

This post has been edited by Natsukashii: Nov 27 2023, 12:44 PM

Tried changing my transfer limit today in the app. The app is asking me to take a selfie every time i tried to change limit.
The photo uploaded would be use to compare with IC.
My IC was from 15 years ago and surprisingly, it still went through.

nice feature to make sure the actual person is requesting to change the transfer limit.