I didnt have my salary on hold by employer.


If not mistaken, the 9% is employer + employee. So employer only provide 4%.

Can go full mode too, YOLO .. 20+17 ..

But I went for 5+17 ..

when it turn 3rd year, everyone will be 17 + 20 right?

Yes .. either gradual or full .. full u get more money .. but lesser take home

I did go for 20 + 17. Too bad my company don't provide 5 + 17.

The first month of 20 + 17 kinda pain though...

Dam ure rich .. haha .. if my company had not offered me 5+17 I would have gone for gradual. They even sent reminder to remind me to submit my application. I was like a headless chicken busy with my own schedule and disregard their emails describing what I should do after.

Of course painful la, but you’ll adjust in no time

they wont on hold ur salary 1. my HR told me the cpf contribution will only start after u get the Form 5 or 5a iirc which u will only get after your pr formility. (u can get the form in my ICA)
and my gf ep pass is still with her until now.

Does that mean you can keep the EP or S pass and have your new blue IC at the same time?

Just to keep it as a memento .. I even get to keep my student lol

Haha, ok. I can’t seem to find my old Q pass card, so I guess I must have handed that in to exchange for my blue IC… that’s why I’m asking whether we need to hand our passes in or otherwise. Thanks for clarifying

I rmb it was compulsory to return your pass. I returned my EP when I moved to student. But, apparently it no longer the case.

I see. Maybe that’s why I can’t seem to be able to my Q pass.

Mine handed back. I believe yours the same.
Back then EP was only a paper laminated card (green color if I remember correctly), not even a hard card type.
WP was a hard card like current.

This post has been edited by jojolicia: Jun 6 2024, 03:46 PM

Yes! It was green in colour, but just laminated and without photo IINM… so long ago

Wow .. seems like EP was the lower end of WP .. haha

Yes, no photo punya

In my day, we were given a Q pass. Which from memory, has 2 categories, Q1 and Q2. As my salary was so low, I was given the lesser of the Q pass (I can’t remember which) … essentially like a work permit but for white collar workers. Or, you could look at it as an EP but waaaay cheaper.

The difference was I was actually invited to apply for PR after I finished housemanship and I jumped at the opportunity.

Ah ok haha .. things were so different compared to now

Yeah. I was a white collar coolie