My account still pending approval. How soon is it normally approved?

Maybe problem is my IC pic. I snapped the pic from my monitor and not my physical IC cos my handbag was downstairs. Lazy to go take. 😁 😁 Oh well......

no idea about Invest, not using it

for Save, i made it simple timing to follow/remember 

User-activity cutoff: 11am (deposit or withdrawal)
KDI system update: ~4-5pm++
IBG fund received: before 11pm (from my twice withdrawals, somewhere 10+pm) --- if backward calculate, their IBG transfer initiated betweem 2-5pm window

not really tracking when KDI processing, but above is just my observations 

WD RM100k yes that amount should tell us, if can get it easily, we feel more confident.

So far has anyone withdrawn RM100k or more and go the money without delay?

meanwhile enjoy the interest first...

deposit  daily is not 50kmax, can be much more depends on how many bank accounts you have.
withdaw is like no limit, but must try then only can confirm.

you havent done it, no answer u stay aside.  

wait for people who done to share

i will withdraw for sure,small amount dont bother.
big must stretch to the end

no info i WD 30.3.22 confident can get money by 5.4.22

got info maybe can stretch till 4.4.22 get extra 1k

Interesting ..I noticed few days ago 70% of my portfolio in KDI invest is on real estate,

Then today 70% is on international equities.

I not sure how kenanga do it, they will sell all the real estate funds and buy int. equities? Is this the AI at work? .can someone shed lights?

This re-opt is so frequent, it happens every few days. Just hope they know what they are doing.

i made a transfer today from invest to save, then i got a message saying it take 6 days to process!? did someone came across?

I pressed away accidentally but managed to peek the message a second

i made deposit on 11/3 via FPX, direct top up to KDI SAVE account.
today 14/3, the transaction still in processing not yet get into my KDI SAVE ??!!!
losing so many days of interest !
very bad app compared to other MMF !

I monitored the daily increase in accumulated interest for 3 days and
found my calculated daily interest (200k x 3%/365)+ (>2000k x 2.25%/365)
is same as KDI daily increase in accumulated interest.

After withdrawal noticed reduced interest is more than expected
WD RM10k,  today daily interest  reduced by RM3.54
WD RM1k ,  today daily interest  reduced by RM0.40

i WD RM10 000  8.30am today , received money in CIMB 7.30pm just now
RM10k out I expect today's daily interest  reduced by RM0.62  (RM10k @2.25% pa)
RM2.92 as fee?

another acc i WD RM1000 @9.00am, received money in MBB  7.00pm
RM1000 out should reduce interest by RM 0.06,  34 sen ? fees
Anybody noticed that?

PS: Just redeposited back the  10k and 1k ,
tomorrow 5pm would know  daily interest is back to pre-withdrawal amount or not.

Anyone mind to share if his/her KDU Invest have again? Just curious..mine still negative.. (ok i know it take times and it has risk bla bla bla)..

I'm just curious..

Is it normal that KDI request for the sources and value of my wealth? I have only placed in FD before. The banks never request for such info. Why do KDI need it for? Mind sifu share experience please.

email. digitalinvesting@kenanga.com.my

None of the above mentioned.

Anyway, will just declare. Just feel annoyed that they cannot check themselves through their own means. I thought all financial institutions have some kind of "shared" system to know the profile of one person?
Good to know. I see I see.

Don't think it's due to DRB. Person with DRB will have limitation of 1Million investment per annum into oversea asset.

Financial institution only check your CTOS/CCRIS when you try to apply loan/credut facility. KDI is investment platform, so not due to this reason too.

Your friend could be accidentally/intentionally declared wrongly on his income profile, and putting too much funds in, Anti Money Laundering is coming after him now.

Checked my profile. It indeed is the problem with my profile. The monthly income stated is less than RM1k. I don't remember I picked that value    No wonder AMLA gets triggered 

200k also can    If you trigger something, come share story 
Even when withdrawing, KDI invest needs to take up to 6~7 working days, compared to KDI save with 1~2 working days. Wonder why. Sifu tolong explain?

ok my new account is approve liao
damn deposit money also need to wait ka.........haizzzzz

btw kdi save 3% guarantee meaning is like a place to park money right?

btw can i tt kdi save acc money to invest acc?
instant right?

still waiting money to be in account... tt yesterday

Only for 2022 means?
Start in 2022?
or end at 2022?

Can't help but to comment this.

Those new joiner to this group, please read all the posts before (only 30 pages) and the TnC for the product. Almost all, if not all your questions have been addressed before like the 3% rate from when to when, cut-off time of 11am, records shown at 4.30pm with interest credited, operate working days, no fee for rm3k and below for KDI invest and etc.

If not, this thread will be damn long with repeated questions.

Appreciate your understanding

haha not bad tetiba got rm 4.40 return...can get free breakfast everyday ni 
not bad better then bank fd ,tng GO thinggy

Already found out the problem, apparently the industry option I chose was causing the error. Choosing another industry somehow solved the problem.

Hmmm...

Eh I deposited 4k to KDI Invest, Risk profile used to be Growth but last few days I change to Balanced.

Before change i can see my net deposit is 4k but now net deposit is rm3936.43.

I assume is that the management fee or change risk profile fee? RM63.57? 1.6%?

Wow. KDI Invest starting to have positive return within few days. Power la this AI

best for kilakila to chat with their support or send email to confirm on the charges.

so far I switch risk profile sure got some small losses.

Note : Payments made via Credit Card, 3rd Party Accounts, or Joint Accounts are not allowed and will be refunded.

wah, really kah ? That's strict