Haha, that's why I keep as little MYR on hand as possible and start looking to earn in non-MYR currencies. MYR is just a depressing currency.

Referring to your post above, it's crazy how Stashaway and other Roboadvisors fee of 0.7% can severely eat into the dividend yield of their corresponding ETFs... Even just investing in non Ireland domiciled ETF is wayyy better. Hopefully there will be local platform that provides Ireland domiciled ETF in the future..

I think for now i will start picking up

VWRA
BRK B or CSPX
QQQ or XLK

5:3:2

I think thats it.

Haha, that's why I keep as little MYR on hand as possible and start looking to earn in non-MYR currencies. MYR is just a depressing currency.

Referring to your post above, it's crazy how Stashaway and other Roboadvisors fee of 0.7% can severely eat into the dividend yield of their corresponding ETFs... Even just investing in non Ireland domiciled ETF is wayyy better. Hopefully there will be local platform that provides Ireland domiciled ETF in the future..

Wew, must have big fund to purchase BRK B 👀.

Might consider Oracle of Omaha when I have enough funds. 😬

What I can tell you is, as of today, there is no VXUS equivalent on Irish-domiciled funds. So your choice do quickly become limited when you want to have multiple tickers in your portfolio but avoid overlapping.

The chart is from ETF Research Center https://www.etfrc.com/funds/overlap.php
But US tickers only, you'll have to use similar US funds to simulate your numbers.

It will quickly devolve into a mess when you start having SP500 ETFs, some random SG REITs, a gold ETF from Australia, a handful of VWRA, a pinch of KWEB and TPE... so, be careful, be mindful.

I strongly recommend having an investment policy, limit yourself to only change it every 6 month or ideally 1 year. If it's something you can't hold for 5 years, don't buy it.

Write down what you buy and why, if you can't justify it today, you can't hold it - and when it turns out to be an eye sore a few months down the line - you can refer to it again: "Did the fundamental reason I bought this ticker change? Or am I selling it purely out of spur of emotions?".

It is gonna more depressed soon which is why keep more USD and invest in it 
Dream on local platform with IRish ETF as BNM wouldn’t allowed in the 1st place 

Malaysia taxation standards are not even up to international benchmark and framework with the new global minimum tax 
Still cheaper than buying QQQ 

Ugh... thats true. BNM wouldn't allow it and it puts all Malaysian at an disadvantage compared to our neighboring countries.

If monitoring them becomes a mess, use tools like Yahoo Finance to compile all of them in one place. Just login to it to see your daily / whole life earnings/losses in US, SG,MY or elsewhere markets.. even crypto can insert into it.

Can press into each category/stock/etf to view in detail.

Can add wish list at the bottom also (if you leave holdings blank). Set Face ID or fingerprint as password for privacy.

Ugh... thats true. BNM wouldn't allow it and it puts all Malaysian at an disadvantage compared to our neighboring countries.

Wew, must have big fund to purchase BRK B 👀.

Might consider Oracle of Omaha when I have enough funds. 😬

Brk b not a haha
Brk b 360 oni

Referring to your post above, it's crazy how Stashaway and other Roboadvisors fee of 0.7% can severely eat into the dividend yield of their corresponding ETFs... Even just investing in non Ireland domiciled ETF is wayyy better. Hopefully there will be local platform that provides Ireland domiciled ETF in the future..

Starting my buy-and-hold VWRA-only portfolio 😂

Maybe buy some QQQ for flavour.

Bcoz only in MY SG HK, dividends are kings. In US, they play the game of capital gains.

Welcome to the VWRA and chill club 

If can get 3 person confirmed maybe can start a list of people who hold 80% VWRA or above    or some other arbitrary percentage that can qualify as VWRA and chill

I hold VT but its basically the same except for the 15% withholding tax 

I hold VT but its basically the same except for the 15% withholding tax