Bruh this is going too far liao..
enough la you already sapu kaw kaw them all...
give face lah..

Why would I do something so obvious? Oh ya probably because I got a low iq.

🤡

After reading so many pages on what u posted, pls go read and understand why to buy an insurance.. Feel u r very childish and cheapskate.

You're not being charged for enquiring if there is a structured plan that you can buy that saves on taxes.
You're being charged for me to tolerate you.
Why leh?
UMNO give project, I as a good citizen, why reject kan?


Usually when people go to my restaurant, my captain will happily ask how many pax in the party and seat them accordingly.

But for you, there's gna be a cover charge in order for you to enter the premises.
I won't reject you wan. As a money grabber, I just have a price.

I terang2 already told you can do.
Yet, you still begging for free info...
Sorry lah, I don't think you are serious.
I'm just speaking out of my own capacity la, not repping anyone here.

Let me be a bit more blunt lah k

Klo ada adab bolehlah tonjolkan adab tu
Banyak2 pon org suka
Tp klo hang biadap duduk rumah je lah
Kuar mana pon biar diam je habis cerita
Buat malu je asyikkkk sgt ngan tax rebate tu
Lg konon high tax bracket 22%
Tp buka mulut je basic2 belaka
Muka tembok tu foundation pakai simen ke palster of paris?
I betul curious nak tau nih

This post has been edited by JIUHWEI: Jul 10 2023, 02:28 PM

I actually really dun want to reply here anymore.
But seriously.
You see, at this point of time you have shown your true colours to everyone else
And I think you actually really want to charge me despite me being a trouble maker.
You see, even the admin knows what are your intention because normally a trouble maker like me is going to be banned.

Begged. Wow. See your words always contradicting one you know.

Of coz lah, now you write what you write because you know I am not going to pay you a sen. But your thick skiness in actually wanting to charge me had got to be applauded. Why no other customers arrr.

And like I said. This menu is not only for me to see but potential customers as well. See the respect you have for the other customers?

Never ever said that 22% is something to be proud of but just highlighting that I am not a fresh grad. But ppl like you just not too smart. For me, I recognize that I am nothing special based on my job or my salary. Special means every year RM 1 mill at least.

And the thing is, you guys really prove my point from my first post. And actually I wrote what I wrote initially to indicate that if you guys really want to help others you would probably have introduce tax savings plan more. But why are those type of plans hardly suggested from you guys? You see, I did not come and just make a request and bash you guys up for the fun of it but just an observation that you guys never seem to really want to help others by not recommending plans to actually help others but are always interested in exploiting others and this thread is pure evidence.

Sorry guy3288. I really want to stop one. but even you also would have replied if you were in my shoes.

This post has been edited by BrookLes: Jul 9 2023, 04:39 AM

This below post is first of the many that tells what and why it failed to get any from those who really knows about insurance


He still did not see what he did wrong...

Still insist, he is right while others are wrong

Still insist his manner and attitude of asking for free info in the public forum is right

Still insist that he should be given info irregardless of how and what his manners are when he requested for it.

Still keep on insisting and feel right lor, ...but still did not get his needs for that answers fulfilled lor.

Hope he did not patron restaurants with that kind of attitude and mannerism when ordering food. Else the food served may contain some extra personal ingredients.
I would not want to be in his shoe when eating those especially prepared food.

This post has been edited by MUM: Jul 9 2023, 07:07 AM

I have to say.

The irony of it all…….

No sure about others or not sure if this is the correct things.

My parents taught me many good to know things in life, one if it was,
Start with, ... "please or can you help?" When asking or seeking helps from others.
Say "thank you" after getting response.

I hope it were right for I am also teaching that to my children

You know what happens when a child doesn't say please or thank you?

They just don't get what they're trying to ask for.

So I won't entertain this man-child who lacks the basic manners what they want until they learn how to be well mannered.

Otherwise, they think they are self entitled to anything and everything.

Manners maketh man.

This post has been edited by lifebalance: Jul 9 2023, 09:46 AM

I don't charge my other customers. You can ask around some forumers who became my customers.
But for you... have to charge lah.
Seeing how you think you're "so special" for having a RM 1mil annual income, shouldn't be a problem for you to pay a fee right?
Unless not declared lah. And looking to insurance as a means of laundering money, hence the 90% return part is so important.
That's IF you've lied about being a fresh grad, but so frivolously truthful about your income at such a public forum.
Which one is it?

I assumed you're a fresh grad cuz of your overall impression given.
And you don't seem to have it all together.... macam tiga suku jer.
Maybe if you manage to find any forumers (or just about anyone) who did not get to file for tax rebates on the Life and Medical insurance plans they have bought, then you win loh. That's if you can find lah. Then come and claim a medal from me. Fully deserving.

At this point, I think even if the contributors here help an elderly person to cross the road, you'll frame it as us holding up traffic.

Important to note:
You're not my customer, not yet.
Maybe if you were to be a bit more diligent with your reading and research, you will find out exactly how we're looking at you.
I frankly think whoever is paying you "1 million a year" should be entitled to a refund.
But I want to know your accountant or cosec. 1 million income but only pay 22% tax. <<< Now THAT is impressive.

It is like forcing, coercing and threatening a restaurant to give out free food with the worst possible manners, just on the pretext that others will know about the restaurant.

influencer or food reviewer????

sorry, got 22% tax bracket??? didn't pay tax for a few years already but I don't remember ever having 22% bracket eh....

or this is effective tax rate? then don't need that much also can get there...

That summary.

Thant’s talent bro.

This post has been edited by Holocene: Jul 9 2023, 02:19 PM

I know you have lots of bitterness in your heart
I think I must be pretty good to make you think about me all the time.

https://www.hasil.gov.my/en/individual/indi...ncome/tax-rate/

Maybe I remembered wrongly by saying 22% instead of 25%. After all, we are working and busy. Cannot remember everything exactly right?

But for you to pick me on this shows you have serious mental issues like I indicated before.

Dun harbour too much bitterness in your heart. You might just get heart attack and drop. Then your money also bb already at that time

But one thing I have to ask. How did you actually managed to earn so much when you pick on little things such as these. Or maybe you cheated your way to that position?

But funny you cannot even use the internet to verify your claims Says a lot about your capabilities right?

I am proud of myself for making you obsessed about me. I admit that my salary is nothing to shout about and I even mentioned that in this thread. Maybe you are an illiterate not to read that

And why exactly is tax bracket so important. I just want to max my tax claim as much as possible.

Yes. Talented mlmers

I mean seriously. You guys shoot yourself in the foot.

Your comprehension skills are so crap. When did I ever said I had a million dollar income.

You better make sure your potential customers or even your current client not read the things you wrote.

And ppl actually take your advice seriously.















It's embarrassing. But Singaporeans are so much better then you guys. Even though I find that they probably dun have much integrity as well

Sorry admin I will rearrange my post in 40 mins time. I am outside right now. Sorry for the bad habit

This post has been edited by BrookLes: Jul 9 2023, 06:12 PM

Then go to Singapore

Hi I like to ask is it good to keep pay it, or I just surrender? Because I have other insurance, I just keep pay it as investment.
I pay Rm571.90 every year.
How much I can get if j surrender this insurance ya?
Thanks.

This post has been edited by kuwy86: Jul 10 2023, 04:40 PM


Attached thumbnail(s)

If I were you I will keep it.
I have a similar plan as yours.
Go and check.how much bonus value you have in this plan each year.
I am pretty sure it is similar to what you pay.
But you can deduct income tax from this.
So in the end you still make.

Putting this is better then epf because here you can surrender anytime

This post has been edited by BrookLes: Jul 10 2023, 05:42 PM

I plan to surrender if the bonus is lower than EPF, and put to my parent EPF account.

If I surrender is it I get the surrender value plus the bonus value what I get ?

This post has been edited by kuwy86: Jul 10 2023, 06:12 PM

Every year your surrender value will increase because of the bonus value. Your bonus value is paid out at a certain date so you need to check out when your bonus value is paid and withdraw at the time your bonus value is paid.

I think you should just pay a visit to great Eastern office to get more details. They are pretty helpful actually and can even advice you. But calculate properly first before you do anything.

You also need to take into account the tax savings as well.

But if you really want me to give you a rough estimate, can you phone great eastern and ask them how much cash bonus you receive this year. Also tell me which tax bracket you belong to.

That means say the total cash bonus you received last year and also your surrender value last year Vs the previous year.

I will just do a rough calculation for you since I have time.

This post has been edited by BrookLes: Jul 11 2023, 12:49 AM