Let me share my fair share of property fumbles:

1- I applied for Bandar Utama house, waited 2 years, then they offered me this 2 1/2 storey house for just 530k. I passed because I only had 3 years work exp at that time, with salary 3k.

2- I saw one condo being sold for 250k, was persuaded to buy 2 lots, but decided not to. I only bought one, and furnished it, rented it out for 5k. Then it dawned on me, why the heck I didn't buy 2 units ? I heard one crazy lady bought 5 units and rented them out. Shucks I was so stupid, years later, the condo is worth 750k and they built the MRT right in front of it.

3- Another condo was offered at 500k. I was contemplating to buy or not. Then shucks I didn't. but the value went sky high to 1 mil.

It'd been few years already,  iam a very fickle minded whenever to decide buying a house. I WANT to buy a house because i want it, not saja saja, but Everytime i seriously thought about buying a property (own stay), i put hours hours hours of research and consideration. So many what ifs in my mind,  to the point i gave up tbe idea of buying a house and going debt free route and save as much and enjoy life as much as i can.

The What Ifs

1. I lost my job?
2. My salary got cut?
3. More pandemic coming?
4. if i buy a house can i still afford to do thing i used to do?
5. What if i change job or company relocate me somewhere more farther?
6. What If there's a sudden big increment of non bank commitment,  like kids, etc etc
7. Age is middle 30, what If i hold a little longer,  save money and buy house at 45 year old, then only eligible for 25 years loan. Donno can afford or not
8. Unexpected repair bill?
9. Will iable to save more for retirement?

Above questions are not for you.

At the moment I'm enjoying my life, car loan will finish soon, sometimes i felt too comfortable and boring. Can own a house make life less dull?

Seen and heard many cases that many people were getting fired this year i suddenly become coward to commit. Even a high income like pilots can be layed off.

Should i enjoy my debt free life?

Do you have the fear of buying a house?

Let me just park m question in TS thread here lol;

Anyone have any experiences with Studio on long term basis?
As in after you got a family and children.

Is studio good for long term?

which year was this? BU landed 530k dayummm

well cant blame the hesitance of first time home buyer in decision making, nowadays full of property bubble theory

Already own 2 landed houses now. Still to think get 3rd one.

Let me just park m question in TS thread here lol;

Anyone have any experiences with Studio on long term basis?
As in after you got a family and children.

Is studio good for long term?

I am renting a studio. 2 years. But that's it. Really small even for just 2 pax. Too many stuff actually filling up the spaces. Need to learn being minimalist after this lol

So if u got a child, don't get studio. Get normal house. At least 800-900sqft (2 kids max)

Good to know! Thank god I'm a minimalist (another word for cheapskater).

Any comment on cooking in a studio apartment? Does your bed reeks of yesterday's food or any oil smell?

Good to know! Thank god I'm a minimalist (another word for cheapskater).

Any comment on cooking in a studio apartment? Does your bed reeks of yesterday's food or any oil smell?

Who don't what to get the "best" one .. The problem is : Can you sustain ?

I choose not the best one .. rather something decent ..

Besides, family also got inherit some properties, will continue buy more later in time ..

Good to know! Thank god I'm a minimalist (another word for cheapskater).

Any comment on cooking in a studio apartment? Does your bed reeks of yesterday's food or any oil smell?

The smell will remain within your unit unless , you own a premium ventilation. It happened to my 500sf studio.

Thanks guys, ive decide to proceed buying a house. Although still worry me a lot

Where and how much is the one u gonna buy?