This is what we call life, life is never guarantee or certain. Heck you could be even die of heart attack tonight.

So glad I bought my 1st property at age 21, sold then another at 29 year old, sold and just bought my 3rd last year. Total profit from the  1st 2 properties is RM600k.

Oh wow!
Mind giving detail on how much you’re earning and how much the property cost when you purchase it?

I’m 24 hardly 4K earner (not the standard 20k ktard), I’m stuck like ts currently with all the what ifs

Oh wow!
Mind giving detail on how much you’re earning and how much the property cost when you purchase it?

I’m 24 hardly 4K earner (not the standard 20k ktard), I’m stuck like ts currently with all the what ifs

200k condo when I was earning 3k, 420k terrace house when I was earning 8.5k and new house 1.75m with salary confidential 🤐

He is getting 24K lol

Im assuming he bought 1st house was say 20 years ago, earning 3K that time would probably means like now earning 10K.

Cant compare now with last time lor... my parents bought single storey terrace house 40 years ago for 80K iinm, now worth atleast 500K

So that’s basically saying 4K peasant kuli like me just need to stop dreaming of owning a house and rent forever huh?😭

So that’s basically saying 4K peasant kuli like me just need to stop dreaming of owning a house and rent forever huh?😭

He is getting 24K lol

Im assuming he bought 1st house was say 20 years ago, earning 3K that time would probably means like now earning 10K.

Cant compare now with last time lor... my parents bought single storey terrace house 40 years ago for 80K iinm, now worth atleast 500K

It'd been few years already,  iam a very fickle minded whenever to decide buying a house. I WANT to buy a house because i want it, not saja saja, but Everytime i seriously thought about buying a property (own stay), i put hours hours hours of research and consideration. So many what ifs in my mind,  to the point i gave up tbe idea of buying a house and going debt free route and save as much and enjoy life as much as i can.

The What Ifs

1. I lost my job?
2. My salary got cut?
3. More pandemic coming?
4. if i buy a house can i still afford to do thing i used to do?
5. What if i change job or company relocate me somewhere more farther?
6. What If there's a sudden big increment of non bank commitment,  like kids, etc etc
7. Age is middle 30, what If i hold a little longer,  save money and buy house at 45 year old, then only eligible for 25 years loan. Donno can afford or not
8. Unexpected repair bill?
9. Will iable to save more for retirement?

Above questions are not for you.

At the moment I'm enjoying my life, car loan will finish soon, sometimes i felt too comfortable and boring. Can own a house make life less dull?

Seen and heard many cases that many people were getting fired this year i suddenly become coward to commit. Even a high income like pilots can be layed off.

Should i enjoy my debt free life?

Do you have the fear of buying a house?

PRIMA / WIP kan ada ..

Regardless, stil need saving also .. what's the point if you do not save because in the end you will have NOTHING ..

Even I can afford RM1M property, my current house is only RM300k ..

Daripada sibuk2 PRIma / WIP baik bukak bussiness kedai makan ke francais serbenaka ke kedai dobi ke kalau air mineral 500ml rm1.50 kat depan prima/wip. Diorang pun x boleh komplen sebab tu je pilihan je ada

Nak murah? Start you engine pergi la kedai lain. Bayar la duit parking & duit masa.

Untung niaga dapat dari situ beli la rumah kat EcoCity ke desapark ke.
Apa nak gaduh mana rumah mana rumah mahal

Convid kali ni not many can survive, you should even syukur if got a job TBH ..

Anyway diff ppl diff thinking, being a boss of your own is good if good planning but something good planning also fail ..

Then can say goodbye for your home .. I lost my job also I don't need to worry for because my home payment just below 20% of my salary ..