Hi guys, I just applied for affin duo several weeks ago and no news from bank until today. I asked the agent and he said normally it takes 7 to 10 working days for the application to process. I learnt from my employer that the bank called for confirmation of working status last Thursday, so I thought the process did go through, and I will get either approval or reject call from the bank , or at least in email, but so far nothing. Is this normal? Or should I continue to wait? Thanks for any reply.

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Thank you for the help. Will go and check it today

im planning purchase dell laptop and is there any charges for Flexi Payment Plan?

This post has been edited by monocat: Apr 21 2022, 12:29 AM

no if you opted for minimum rm2,000 with 12 months only.

tqtq sifu... so far, any BT offer from Affin?

https://www.affinalways.com/en/btip-application-form

https://www.affinalways.com/en/promotions/0...TYmcmVjPTE3MA==

Only for new-to-bank card holder only right? Which is less than 1 year from approved date? Mine already about 16 months already would not be entitled for it right?

yes for ntb, but there will be promo for existing as well
just wait as last year i also get another BT around Sep for existing

hopefully back before Sep this year

... i just get my card last month. this is best offer for me

just tried my luck.. no waive or cashback or campaign for this sst to be waived..
but glad that mastercard (did not activate it since day 1 although statement shows 0 balance all the time) not being charged..

If I take the RM15000 for 6mths, mean that I will only spend RM2667 to be entitled for RM80cb no need go to 3080 as the RM15000 outstanding consider as statement bal monthly also right?

yup

No, got technical error (but effect is same).

You took 15000 for 6 months, meaning your statement will show 2500 per month in repayment for this. Your statement will not show 15000 outstanding.

But the effect is correct, since your statement 'starts' at 2500, you spend 2667 total statement amount will be over 5k (even after you get cashback and everything).

Oh... I tot it will show like

1st mth 2667+15000(total outstanding)
2nd mth 2667+12500
.
.
.

another question, who got the 0% CIP before? really 0%? no any hidden cost?

This morning, I just collect my card. But failed to open online banking, because their device fail to scan my fingerprint :-(

it is a "reserved" outstanding, BUT not posted into your statement, hence your statement balance doesnt include the BT outstanding "reserved" by the system

If show like that you will have to pay 17667 for 1st month. This is standard across most banks (some like SCB have a separate account number for the balance transfer).

I think almost all holders have gotten the offer before and most would have taken it. Free money after all.

Can I cancel the MC and just keep VS after card approved.