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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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Devil4life
post Nov 15 2020, 12:21 AM

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QUOTE(GrumpyNooby @ Nov 14 2020, 09:14 PM)
CIP is 6m only while BT is 12m.
It depends on how long you plan to stretch.
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Can it be both if the given credit limit sufficient?
Devil4life
post Nov 20 2020, 10:01 AM

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Yesterday applied for Affin Duo card at Affin Islamic SS2. After waited for like 10 minutes only being served yet there is no other customer for card application.

After filled up the form, she told me need 24 working days which I think is long as I wish to apply the BT and CIP which will expire end Dec. Any other methods to expedite it? Apply from HQ? Or any other agents to recommend to me?
Devil4life
post Dec 3 2020, 10:25 AM

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QUOTE(Devil4life @ Nov 20 2020, 10:01 AM)
Yesterday applied for Affin Duo card at Affin Islamic SS2. After waited for like 10 minutes only being served yet there is no other customer for card application.

After filled up the form, she told me need 24 working days which I think is long as I wish to apply the BT and CIP which will expire end Dec. Any other methods to expedite it? Apply from HQ? Or any other agents to recommend to me?
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Yesterday received a call around 7.30pm asking for verification and ask for HR contact to verify employment status. I've been having credit cards for like 10 plus years this is the first time I've been request for HR verification.

Some more now CMCO most of the HR person is working from home. Then she ask for HR email. So mafan, if not because of the credit card benefits I might pull the plug and ask to cancel application
Devil4life
post Dec 16 2020, 05:22 PM

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QUOTE(LemonJane @ Dec 16 2020, 04:11 PM)
Finally, collected my Duo cards today. From information given here, I did everything necessary at the bank - applied for internet banking, activated the cards, changed pins, and logged in first time to affinonline.  Today I can see my two cards listed with SST RM25 charged against the cash back card.
My statement date is 14th which is a bit early but not a big problem.
Have 2 more weeks to go for the zero% COC and BT.
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I received the card today as well but haven't activate it yet. The RM25 SST not automatically waived for reward master?

Have you apply for 0% COC and BT?
Devil4life
post Mar 18 2021, 03:34 PM

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QUOTE(pacatbesar @ Mar 18 2021, 03:19 PM)
user posted image

Guys, y i wanna topup the bigpay using this affin Visa, the bigpay show this notice.
Anyone know how to resolve this issue.
Thanks
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This is BigPay maximum top up kept to RM1,000 per month. Not issue from Affin
Devil4life
post May 18 2021, 05:21 PM

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With the revision, probably I want to cancel the card. But I still have the Cash-on-call and BT outstanding.

Did anyone tried to clear all outstanding before cancel the card before? It is not shown in the statement so I guess I need call them to clear then only cancel?
Devil4life
post Jun 2 2021, 12:03 PM

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What is the email for cash on call and any form to fill in?
Devil4life
post Aug 4 2021, 02:28 PM

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QUOTE(ChiaW3n @ Aug 4 2021, 11:51 AM)
The bank agent just call up and asked if I am interested because my new to bank promo going to due by next month. Phew time really flies fast so fast 1 year ady!
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QUOTE(Human Nature @ Aug 4 2021, 11:53 AM)
This explains why I received two missed calls from them yesterday.
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Please update if able to offset SST or not. If able to maybe I will continue use or apply CIP again. If not probably will cancel card

Devil4life
post Aug 18 2021, 01:58 PM

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QUOTE(Human Nature @ Aug 18 2021, 12:59 PM)
I was about to apply for BT within this few days actually as my 1 year anniversary is near. With this, can delay it for few months  biggrin.gif
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QUOTE(tan_aniki @ Aug 18 2021, 01:23 PM)
mine still got 4 months left
with this can continue RM2667 for another year
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QUOTE(Human Nature @ Aug 18 2021, 01:32 PM)
Same thoughts  cheers.gif
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I will wait you guys to confirm if SST can be offset or not first before I commit to another 12 months BT. Of course one can argue the money save from money deposit elsewhere or rebate 3% if maximise is much beneficial.

But my usage is not that high and I can live without it
Devil4life
post Nov 11 2021, 02:32 PM

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QUOTE(tan_aniki @ Nov 11 2021, 11:20 AM)
card b previous balance is RM2900, so max RM50
btw u cant get RM90, max only RM80 if previous balance >= RM3k
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QUOTE(1mr3tard3d @ Nov 11 2021, 11:46 AM)
Not sure if this is true, because
Month 1
Spending RM 3,000

Month 2
Previous balance RM 3,000
Cash back (RM 80)
Payment (RM 2,920)
Spending RM 3,080

Month 3
Previous balance RM 3,080
lol, u could simplify into 2 steps
step 1: all eligible transactions would entitle you to 3% cash back
step 2: the maximum cash back allowed (cap) is either RM 50 or RM 80, depending on your previous balance (which is irrelevant to step 1)
user posted image
hope this help
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Just to confirm, if my previous balance is more than RM3K but is all from BT/CIP then this new statement I spend RM2667 i still can get RM80 rebate right?
Devil4life
post Dec 10 2021, 01:21 PM

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Is it me or affin bank checking transaction seems weird. I can't trace all my transaction history
Devil4life
post Dec 31 2021, 11:36 AM

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Post wrong thread

This post has been edited by Devil4life: Dec 31 2021, 11:37 AM
Devil4life
post Apr 21 2022, 11:03 AM

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QUOTE(cybpsych @ Apr 21 2022, 09:40 AM)
Only for new-to-bank card holder only right? Which is less than 1 year from approved date? Mine already about 16 months already would not be entitled for it right?
Devil4life
post Jun 27 2022, 11:26 AM

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Seems like there is 0% BT for affin bank for existing card members. Anyone has experience how long they process?

https://www.affinalways.com/storage/PDF%20A...ank-TnC-Eng.pdf

Or I should ask at BT thread?
Devil4life
post Jun 28 2022, 09:41 AM

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QUOTE(tan_aniki @ Jun 27 2022, 01:20 PM)
Fast

I online submitted on 15/6 at their website with a lower amount RM32.8k thought my available limit is RM41k and Mr Badrul called me on next day and said that my available limit is over RM48k, so i can apply for RM38.4k

then on friday call me again to confirm my BT card number and on Monday 20/6 got the money credit into my HLB cc already.
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Is it each bank RM5K for 12 months or i can combined few cards into RM5K min for 12 months BT?
Devil4life
post Jul 22 2022, 06:16 PM

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QUOTE(Human Nature @ Jul 21 2022, 11:51 PM)
I mean this one:
https://www.affinalways.com/storage/PDF%20A...ank-TnC-Eng.pdf

It states there one time only. Did you manage to apply more than once?
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Only 1 time which I regret didn't fully utilize it as i overlook only 1 time
Devil4life
post Jul 22 2022, 06:53 PM

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QUOTE(Human Nature @ Jul 22 2022, 06:34 PM)
Same here. Few weeks after that need to make a big purchase  doh.gif
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can swipe under Affin and convert to 12 months installment
Devil4life
post Jul 25 2022, 06:36 PM

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Affin Bank is the only bank thus far (i don't do often) where I can't waive finance charges even my payment was only 1 day after due date.

Cite my good payment record also can't. I've tried with Maybank and Public Bank before thus far no issues.

Just a heads up to the rest in case any of you overlook in paying even if 1 day.
Devil4life
post Aug 15 2022, 01:01 PM

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Anyone else having problem access Affin online now?
Devil4life
post Jun 21 2023, 05:33 PM

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QUOTE(cybpsych @ Jun 17 2023, 04:17 PM)
they sent rejection email and also noted of my 1st request.

I guess they stand firm not to grant anymore.
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what's the gap between 1st and 2nd request?

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