Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Affin Duo Credit Card, great rewards for eWallet
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 Oct 13 2020, 09:24 AM
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Senior Member
9,052 posts Joined: Feb 2006  
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QUOTE(cybpsych @ Oct 13 2020, 09:22 AM) i already wrote there entry mode is already contactless/wave/paywave. of cos they know, cos > RM250 lolif you read affin's statement, they know EXACTLY the difference between wave-only and wave-then-PIN, which they explicitly exclude wave-then-PIN.  |
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Oct 13 2020, 09:27 AM
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Junior Member
224 posts Joined: Oct 2018
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QUOTE(cybpsych @ Oct 13 2020, 06:20 AM) as long as entry mode = paywave/wave/contactless, then it's recognized as paywave transaction. Oh wow, your kind reply is so clear and firm! Thanks for that. Looks like affin VS just can use for transaction less tyan 250 if want the 3% cb.however, treatment by each bank is different: 1) pbb cards: wave-then-pin, still recognized as wave entry and eligible for cashback. i.e. pbb dont care about PIN entry. 2) affin cards: wave-then-pin, still recognized as wave entry but it has secondary rule to determine PIN entry, which will not be eligible for cashback if got PIN entry. FYI, Affin VS FAQ >> https://www.affinonline.com/faq_visa_signature  this little rule limits my desire to wave Affin VS for transaction >RM250  |
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Oct 13 2020, 10:04 AM
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Junior Member
108 posts Joined: Jul 2011
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want to ask:
1. paying roadtax and car insurance considered as govt body? 2. paying credit card link that provided by online seller considered as online purchase? |
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Oct 13 2020, 10:06 AM
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(terry5695 @ Oct 13 2020, 10:04 AM) want to ask: If you pay using MyEG, it'll be very likely fall into government MCC.1. paying roadtax and car insurance considered as govt body? 2. paying credit card link that provided by online seller considered as online purchase? If you pay roadtax at JPJ also same. It is very much depending on the payment channel. |
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Oct 13 2020, 10:08 AM
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Junior Member
108 posts Joined: Jul 2011
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QUOTE(GrumpyNooby @ Oct 13 2020, 10:06 AM) If you pay using MyEG, it'll be very likely fall into government MCC. I plan to renew via BJAK, coz cheaper and convenientIf you pay roadtax at JPJ also same. It is very much depending on the payment channel. |
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Oct 13 2020, 10:10 AM
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All Stars
65,285 posts Joined: Jan 2003
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QUOTE(terry5695 @ Oct 13 2020, 10:08 AM) I plan to renew via BJAK, coz cheaper and convenient if can use cc, can find out what's the MCC? |
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Oct 13 2020, 10:11 AM
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(terry5695 @ Oct 13 2020, 10:08 AM) I plan to renew via BJAK, coz cheaper and convenient Any idea what is BJAK MCC?If it's not 92XX/93XX/94XX, you're safe! This post has been edited by GrumpyNooby: Oct 13 2020, 10:11 AM |
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Oct 13 2020, 10:11 AM
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Senior Member
9,052 posts Joined: Feb 2006
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QUOTE(terry5695 @ Oct 13 2020, 10:08 AM) I plan to renew via BJAK, coz cheaper and convenient i compare the price with direct buy with kurnia, end up still direct buy cheaperanyway i dun think bjak is gov mcc |
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Oct 13 2020, 04:46 PM
Show posts by this member only | IPv6 | Post
#1389
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All Stars
21,962 posts Joined: Dec 2004 From: KL  
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Any place/website got good promo/gift for card application?
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Oct 13 2020, 05:08 PM
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Senior Member
4,094 posts Joined: Jan 2003 From: USJ
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QUOTE(tan_aniki @ Oct 13 2020, 10:11 AM) i compare the price with direct buy with kurnia, end up still direct buy cheaper lol, of course direct buy is cheaper, and yes I don't thk they will be gov mccanyway i dun think bjak is gov mcc else the insurance companies might get sued how you noticed bjak? I saw it from FB This post has been edited by alexwsk: Oct 13 2020, 05:10 PM |
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Oct 13 2020, 10:00 PM
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Senior Member
9,052 posts Joined: Feb 2006
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QUOTE(alexwsk @ Oct 13 2020, 05:08 PM) lol, of course direct buy is cheaper, and yes I don't thk they will be gov mcc i dunno where i 1st came into bjak, but after tested out, can forget about itelse the insurance companies might get sued how you noticed bjak? I saw it from FB btw earlier this year got nice cashback from gopayz as well, if your premium is not that high |
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Oct 14 2020, 09:49 AM
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All Stars
18,410 posts Joined: Oct 2010
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QUOTE(MGM @ Sep 16 2020, 06:09 PM) To get rm80 cb/mth at 3% just spend rm2667 on qualified categories. So can pledge rm3k FD to apply for card with CL rm3k? QUOTE(jiaen0509 @ Sep 16 2020, 06:37 PM) is affin accept 3k? QUOTE(cybpsych @ Sep 16 2020, 06:37 PM) to maximize the 20days grace period, you may need at least 2 months worth of CL to float QUOTE(MGM @ Sep 16 2020, 07:30 PM) I think better to just put in 1 month and to pay up early to free the CL. Looks like minimum FD pledge is rm5k to get these DUO cards. BTW is there any card acquisition campaign? |
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Oct 14 2020, 10:00 AM
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All Stars
65,285 posts Joined: Jan 2003
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QUOTE(MGM @ Oct 14 2020, 09:49 AM) Looks like minimum FD pledge is rm5k to get these DUO cards. BTW is there any card acquisition campaign? post 3 MGM liked this post
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Oct 14 2020, 03:03 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL
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QUOTE(MGM @ Oct 14 2020, 09:49 AM) Looks like minimum FD pledge is rm5k to get these DUO cards. BTW is there any card acquisition campaign? How does one pledge FD for CC? need to walk-in and ask the staff there?QUOTE(cybpsych @ Oct 14 2020, 10:00 AM) post 3 Any campaign like from ringgitplus or the likes? I see their website no promo. |
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Oct 14 2020, 03:22 PM
Show posts by this member only | IPv6 | Post
#1395
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All Stars
18,410 posts Joined: Oct 2010
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QUOTE(WaCKy-Angel @ Oct 14 2020, 03:03 PM) How does one pledge FD for CC? need to walk-in and ask the staff there? Sorry actually not fd but CASA with 5k locked. Then apply for the card.Any campaign like from ringgitplus or the likes? I see their website no promo. |
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Oct 14 2020, 03:26 PM
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All Stars
65,285 posts Joined: Jan 2003
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QUOTE(WaCKy-Angel @ Oct 14 2020, 03:03 PM) Any campaign like from ringgitplus or the likes? I see their website no promo. if you see none, then non |
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Oct 14 2020, 03:35 PM
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All Stars
21,962 posts Joined: Dec 2004 From: KL
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QUOTE(MGM @ Oct 14 2020, 03:22 PM) Sorry actually not fd but CASA with 5k locked. Then apply for the card. Doesnt matter FD or CASA. Just wanted to know the process.I guess need to walk-in talk to the PIC there then? This post has been edited by WaCKy-Angel: Oct 14 2020, 03:35 PM |
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Oct 14 2020, 04:32 PM
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Junior Member
51 posts Joined: Oct 2011
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QUOTE(Human Nature @ Oct 13 2020, 12:10 AM) Correct Anyone has tried auto-debiting for Hong Leong insurance and received cashback?Appreciate the feedback! |
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Oct 14 2020, 05:02 PM
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All Stars
65,285 posts Joined: Jan 2003
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QUOTE(colourblindllama @ Oct 14 2020, 04:32 PM) Anyone has tried auto-debiting for Hong Leong insurance and received cashback? wait for few more days?Appreciate the feedback! the card is fairly new, and assuming someone have changed their insurance autodebit to Affin Duo, we'd need their statement to be generated this month. colourblindllama and leootan liked this post
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Oct 14 2020, 05:09 PM
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Senior Member
1,073 posts Joined: May 2016
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upon received Affin Duo, i add Affin BHP card, but for add card will rquire to pay annual fee n SST.
 i m not sure if apply all 4 CC (VS, Duo and BHP)at begining will entitle all AF waive? This post has been edited by xiaoxiaoshen: Oct 14 2020, 05:27 PM |
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