Hi all

So if use this card rm2.6k on anything per month able to get rm80?

Like dine, really, retail petrol?

e-Commerce / Online Transactions
eWallet Reloads / Transactions
Auto-Billing

Ok so total online and  only. Not for retail petrol
Ok got it thanks

Sep 18 drop by branch to apply and fill in form
Oct 2, CC application approved
Oct 7, collect my CC from branch
Oct 9, go to branch apply for online account (cause online application perlu apply offline fill in form zzz)

My application process is seemingly smooth and quick. If you need an agent contact can PM me. Not sure if I can just share out here. The agent in the branch I apply very cham their branch just I apply

Also applied for cash withdrawal 0% interest, Max RM15k or 80% from credit limit whichever lower

wow, affin bank offer cash withdrawal 0% interest as well.. 

This one only apply for Affin Duo or any other card as well ?

My bad... I didn't read properly. Lol

Any welcome offer to waive the RM25 SST?

Anyone tried topping up lazada wallet using visa cashback but it came out as card scheme not supported

Anyone tried topping up lazada wallet using visa cashback but it came out as card scheme not supported

Yes, I got the same error when I was tryin to top up my lazada wallet.

Maybe the card number prefix is not enabled or recognized by Lazada system.

The auto debit works by us registering with the service provider and not the bank right? So I auto debit TM, Unifi, Maxis, insurance, all with these respective companies and Affin will track for me for cash back?

Sorry but a bit out of topic for my question.

I know pbb works this way (paywave more than 250, but we insist on paywave, and then key in PIN), pbb will still capture this as paywave transaction, thus, 5% cb.

However, for the Affin Visa Signature, anyone knows that is it the paywave works as pbb “style”?

I just applied mine at Affin branch, the lady said “paywave, obviously it is without PIN, then if you key in PIN, it wont consider as paywave anymore”

She sounds “right” though? But i do hope someone who got the experience may share his/her evidence, i.e yup, paywave but key in PIN, monthly statement still capture for the 3% paywave cb.

as long as entry mode = paywave/wave/contactless, then it's recognized as paywave transaction.

however, treatment by each bank is different:

1) pbb cards: wave-then-pin, still recognized as wave entry and eligible for cashback. i.e. pbb dont care about PIN entry.

2) affin cards: wave-then-pin, still recognized as wave entry but it has secondary rule to determine PIN entry, which will not be eligible for cashback if got PIN entry.
FYI, Affin VS FAQ >> https://www.affinonline.com/faq_visa_signature


this little rule limits my desire to wave Affin VS for transaction >RM250 

receipt still show as ctls, whether it is wave or wave and pin
affin might not knowing that after wave and pin without insert is still wave, not consider as contact transaction