Oh didn't notice you were referring the PA insurance. My bad.

Ya the free PA insurance follow the owner name. But ok also la, the owner can claim the PA doesn't matter which car was involved in accident.

I reloaded my wallet with RM5000 to fund Go+. I can cash in to Go+ but reloading wallet with credit card has been blocked

what error?

perhaps try again later


Why I can't reload with my credit/debit card? – Touch 'n Go eWallet Help Centre

This morning reloaded rm3k+ to ewallet and cash-in to GO+, so far so good.

the current trick in immediately cash into go+ right after cashout.

i tried reload with pbb cc failed
but bigpay success
anyone having issue today?
i never cashout
regardless cc or reload pin
i only spend the balance without cashout

Are u talking about spending by direct deducting from Go+ ? If yes, afaik that is consider multiple cashout as well.

What is the amount u tried to topup? Try smaller amount see can or not.
And also try a different CC

This post has been edited by WaCKy-Angel: Dec 16 2021, 07:52 PM

like this also consider cashout?
ok, then i never withdraw to bank account

600 only for pbb quantum
other cards quota finished
tomorrow try again
probably it limit daily cc/dc top up?
i just top up 150 using bigpay

Yea there were reports earlier during launch Go+ they did not withdraw to bank but spend direct from Go+ also got limited.

Try topup below 500 if still cant lower to 250

Makes me laugh to see 'zero initial investment cost'. Taking loan from bank to deposit in ASNB is also 'zero investment cost' in that scenario. You take on liability for this game. While I agree that it is profitable, 'cost' is not just measured in ringgit out of pocket.

Source? If this is considered multiple cashout definitely many many more getting softbanned. The direct deduct is the feature they put to encourage you to leave money in GO+ rather than moving it back and forth, if they treat it like your cashout to ewallet then no point.

This post has been edited by LostAndFound: Dec 17 2021, 08:46 AM

WRONG info.

Simply have a look at the tng ewallet apps, i always keep zero ewallet balance, everything in Go+.

The transaction will be "Quick Reload Payment" Via Go+ Balance and the exact amount will be added into ewallet for the transaction immediately.

Don't think they will treat this as multiple cash out which trigger any kind of soft ban.

In fact they ENCOURAGE users to do so -> Spend MORE using tng ewallet.

This post has been edited by sjz: Dec 17 2021, 09:00 AM


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Couldnt agree more.
Thanks to this financial & cc forum, without much effort, I estimate I have "earned" >100k for the last 10+ years playing cashback campaigns and the financial merry go round using banks' money while my capital is seldom used n is earning.
Only drawback is I neglected the investment forum which could have earned much more.

what a brilliant analogy
is there interest-free period from bank loan?
do u pay interest on credit card usage before due date?
is ASNB return fixed/guaranteed?
so I don't quite understand how u connect the two where one instance is with known outcome but not the other

I'm connecting the taking on of liability. Whether interest is charged or not is not known until you have actually done the repayment.

Your basic assumptions are:-
1. interest-free period applies (e.g. no outstanding balance or late charges)
2. Withdrawal is done at the 'correct' timing to avoid interest/late charges

If everyone practised the above, credit cards would not give rewards at all because they would be unprofitable. In fact I would say these assumptions only apply for a minority of CC using population.

I've never had an intentional outstanding balance or late charge in more than a decade, but this requires specific effort and discipline, and most importantly a recognition that the liability I'm taking on is actually that, a liability. Not 'free money' (until I fulfil it by paying it off).

If everyone is like you then the outcome is known. Assuming no mistake is made (e.g. wrong account number and delay the cashout, or the person just.. forgets). Do you think everyone is like you?

so...what is wrong with zero 'initial' investment cost, whereby no upfront payment including the investment amount?
did u read the post I replied to? #12013
and i think i've made it quite clear that the credit card balance must be repaid on due date in the post u replied to, they are not assumptions but actual execution
your what-if analysis is beyond the scope of the plan i mentioned
yes, they r both liabilities but only one is possible for exploitation
not sure the source where u infer that the minority would pay the statement balance on or before due date

Yes , pity those who knows and yet still hesitant or maybe they find it too cumbersome or maybe they are lazy.......
let them be lah.

To me it is ZERO cost, yes.
Even if money were to drop from the sky........
you still need to put in some effort, takes some risk go out and collect, no?

We take risk every day,
even walking out from our home is taking risk also lah.....mana boleh sikit sikit takut mati? Semua tak boleh?

https://www.nst.com.my/news/nation/2017/08/...tanding-balance

Lee said on an average, 43.6 per cent of total cardholders settled their credit card debt completely in the January to June 2017 period, while another 43.6 per cent pay up at least five per cent of the outstanding balance in the same period.

Actually better than I expected. That 56.4% is the one who 'fund' our CC benefits. Without them we can't play any game also.

Like i've said it was during the launch of Go+ that time, they may have tweaked their system better now.

is the 7-Eleven voucher not available this month or already depleted? seems can't find any 7-Eleven voucher in Goal Hunter

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