Fair enough.
yup..someone pointed out as above replies...

the instant is longer than 24 hours as someone got his/her acc blocked (Story above) after withdrawing 1 day after reloading.

correct..borrow future money. do i have to pay back? i guess the answer is yes.

is it my money then? i guess the answer is yes as well.

if i use the so-called future money to pay police saman, will PDRM accept it as my money paid for my saman? I guess yess again..

if i decided not to pay back the amount of 'borrow future money', am i liable to go to court for charges of misconduct? i reckon yes again.
so in short, borrow future money is still :

1) my money
2) my responsibility
3) legal tender money

so i am not sure what your statement >> The cash withdraw using ATM card is the cash from your bank account. While cash withdraw from credit card is the cash from bank (which you 'borrow future money').

is suppose to mean...or trying to say...

my friend bought reload pins from zcity using fpx since she did not have any credit card.
after two times withdraw fro go+ to bank account kena banned.
appox rm1.5k and rm1.1k

buy via zcity gt discount using points, 5%
she reload few times a week, and waited for one week after last reload only cash out
i also bought from zcity and had withdrew two times since june, so far no problem
so i think just good or bad luck for the system to detect lol

withdrawal amount also part of the monitoring threshold

shouldn't have listened to the joker. well, lesson learnt, myth debunked.

If i want to withdraw Go+ money and for it to be in my account on Monday, i need to withdraw today before 4pm? Or Sunday before 4pm also can?

We're giving away a Sony PlayStation® 5 on a weekly basis again till 24 October 2021!

Just cash in RM100 to GO+ to enter this Weekly Lucky Draw:

RM100 = 1 contest entry

Pro tip: If you cash in RM500, you'll earn 5⃣ entries to the Weekly Lucky Draw! So cash in MORE to GO+ for MORE chances to win the Sony PlayStation® 5.

The lucky winner will be announced every week. Good luck!

Find out more details at https://goplus.tngdigital.com.my/go-playsta...weekly-giveaway

Gonna be loads of accounts getting banned soon coz frequent topup and immediate cashout lol

Won’t happen if you use actual cash through FPX and cash reload pin 

Nope. Still happen because they are blocking ppl that immediate cash-in & cash-out regardless of which method.

I've been cashing in & out about once every weekly with Credit Card so far not banned.
Ofcourse i do use TNG app for shop payment too.

since week 1 winner announce already, means week 1 money can withdraw it out then need fresh money for week 2?

aha ... so i deposit 10 Oct for week 1 tak kira lar   

TL:DR if the end result of your usage is basically using GO+/ShopeePay to perform 0% interest cash advance from your credit card, you will get fucked eventually, regardless of your intention or trying to play wording game with respective parties

When you reload cc > TnG wallet > Go+ > cash out. eventually TnG will ban you from cash in to Go+. that is the case. You can still cash in via FPX and cash out all ur money in Go+. For money stuck in TnG....close account and get all money back. Good luck.

What is the another layer?

for example, zlayer. I haven't try that though.

he utilised the credit given
fund the 9.5k with credit card without forking out a single cent, cash out to repay on cc due date, then repeat this cycle
in short, there is no initial investment cost

imagine a credit card which provides cash back on ewallet reload
the return on the cash back alone is way above than the earnings from go+
(RM 80 x 12 - RM50) / RM 9,500 ~ 9.5% p.a.
if zero initial investment cost is factored in, 900% p.a. with a few click
combining with multiple cash back cards... RM 3,000 + RM 2,500 + RM 4,000, RM 1,820 p.a.

Couldnt agree more.
Thanks to this financial & cc forum, without much effort, I estimate I have "earned" >100k for the last 10+ years playing cashback campaigns and the financial merry go round using banks' money while my capital is seldom used n is earning.
Only drawback is I neglected the investment forum which could have earned much more.

Makes me laugh to see 'zero initial investment cost'. Taking loan from bank to deposit in ASNB is also 'zero investment cost' in that scenario. You take on liability for this game. While I agree that it is profitable, 'cost' is not just measured in ringgit out of pocket.
Source? If this is considered multiple cashout definitely many many more getting softbanned. The direct deduct is the feature they put to encourage you to leave money in GO+ rather than moving it back and forth, if they treat it like your cashout to ewallet then no point.

wow...now u got 16k to spend..that will be long period. advise not to use cc to top up unless u plan to spend it

So far both top up under transferable but only small amount, not hitting 2k. Will see if it this cap at 2k.

Silly do that 🤦‍♀️

If I were him to break the transfer into multiple transactions and different to many people at least 15-20 contacts otherwise love letter would come

why I only able to withdraw 1000/day ya
website mention 5k/day kan?