Actually i just spent some AUD while my daugther was in MEL.
The rate in bigpay was better than WISE.

Obv cannot confirm but my daugther swiped 99AUD and what was charge to bigpay was lesser than when i tried to topup using wise to aud.

Dunno if others have used AUD recently?

Rate include fees?

Yes including the fees i guess.

Erm just saw in bigpay cb transfer fee waived.
Maybe due to that i guess. But in all honesty i dont have any idea.

All i know is the end amount. Jajajaja

Well then bigpay have some promo I guess.

Enjoy your holiday dude. Dont forget my souvenir 😝

Do you guys normally convert to the current you want and keep in Wise or just let it convert during a transaction?

It says there is a small fee, so i am wondering is the fee amount same as converting into the wanted currency and holding it?

for me- convert first.

Look like same to me.

When auto convert it should already be included.

You can check the fees breakdown actually. Just click on any transfer done and click on the fees. It should show the breakdown

This post has been edited by AthrunIJ: Jun 18 2022, 11:47 PM

going to UK for a business trip soon, hi pals any recommendation to use Wise or Bigpay?

get both

business trip - use CC

why yeah, i thought CC rate sux? my company is not direct claimable from spend, instead they give like everyday 400-500MYR, so I think it doesn't worth to use CC?

oh...i thought u claim by receipt. if that is the case, then i recommend use wise. Bigpay got a lot of scam and always call u/whatsapp and need to do often freeze/unfreeze.
Wise is my prefer choice and stop using bigpay since then

This post has been edited by ericlaiys: Jun 19 2022, 09:55 AM

how many days to delivered?

Yes, tried at UOB atm. they will ask which account to withdraw from(savings, current, credit card cash advance).
I just chose credit card cash advance. no withdrawal fee if still within your atm withdrawal limit (less than RM1000 equivalent in foreign currency / twice a month)
means withdraw 100 sgd, they deduct 100 sgd from your wise account, that's it.

I remember 2-3 weeks

About the same time as tadashi, 2-3 weeks.

not just malaysia, same thing in singapore, especially the contactless.
contactless gets rejected 50% of the time, even in singapore. But when i wave with bigpay or any other malaysian credit card, it works everytime.

what about those that are using it in europe /uk / australia etc... does paywave works everytime like it should?

what's the point of a multi currency card when it doesnt work overseas.

pin works

Thanks for sharing. Hopefully the card delivered within 2 weeks

I see. PIN works for me too. But some places don't allow chip and pin, like vending machines.