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 Wise (Transferwise) Malaysia Discussion, v1.0

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PowderBug
post May 31 2022, 09:39 PM

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QUOTE(ericlaiys @ May 21 2022, 03:26 PM)
Please go to shop and enter pin once to activate it before u travel
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Went to a lot of shops, all declined. Where can I use it in KL/Selangor to activate it?
Kadaj
post Jun 1 2022, 06:16 PM

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QUOTE(PowderBug @ May 31 2022, 09:39 PM)
Went to a lot of shops, all declined. Where can I use it in KL/Selangor to activate it?
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Use Pin, not paywave aka contactless.
PowderBug
post Jun 1 2022, 06:35 PM

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QUOTE(Kadaj @ Jun 1 2022, 06:16 PM)
Use Pin, not paywave aka contactless.
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Yup. PIN also all declined
hedfi
post Jun 1 2022, 06:47 PM

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Initially was ok in London but after awhile PIN and wave also can't go thru. Contacted their CS and they reset for me 3 times in a week and finally told me to get a new card. Had to use BigPay instead
Kadaj
post Jun 1 2022, 07:07 PM

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QUOTE(PowderBug @ Jun 1 2022, 06:35 PM)
Yup. PIN also all declined
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Make sure wise pin code is 4 digits only.

I saw someone add double zero to make it 6 digits, that's not gonna work.
QUOTE(hedfi @ Jun 1 2022, 06:47 PM)
Initially was ok in London but after awhile PIN and wave also can't go thru. Contacted their CS and they reset for me 3 times in a week and finally told me to get a new card. Had to use BigPay instead
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So they offer free new card or you have to pay for it?
red streak
post Jun 1 2022, 11:38 PM

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QUOTE(Davidtcf @ May 30 2022, 11:00 AM)
cheaper than Wise sending USD to IBKR?

how is the speed like for IBKR to receive the money?
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Takes around a day for me usually.
Jazzer00
post Jun 2 2022, 12:12 AM

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hi all sifus here, i just ordered the WISE card.

wanting to ask regarding some jargons u all using here, like IBKR. my main purpose is actually for travel.

also what would be the best way to add money for the currencies I will be using ie hol desination. AUD USD GBP, EUR

thanks for your time and effort
AthrunIJ
post Jun 2 2022, 08:18 AM

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QUOTE(Jazzer00 @ Jun 2 2022, 12:12 AM)
hi all sifus here, i just ordered the WISE card.

wanting to ask regarding some jargons u all using here, like IBKR. my main purpose is actually for travel.

also what would be the best way to add money for the currencies I will be using ie hol desination. AUD USD GBP, EUR

thanks for your time and effort
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Err, just create the currency wallet on Wise itself.

The lowest fee and good conversion rate....

IBKR is just a brokerage some of us use to buy international stocks.

This post has been edited by AthrunIJ: Jun 2 2022, 08:19 AM
Jitty
post Jun 2 2022, 11:02 AM

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hi sifus, any other good alternatives than this?
Jazzer00
post Jun 4 2022, 03:24 AM

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QUOTE(AthrunIJ @ Jun 2 2022, 08:18 AM)
Err, just create the currency wallet on Wise itself.

The lowest fee and good conversion rate....

IBKR is just a brokerage some of us use to buy international stocks.
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Thanks for pointing that out, will surely just top up for my hols knowing that the conversion rate is gooding

AthrunIJ
post Jun 4 2022, 09:23 AM

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QUOTE(Jazzer00 @ Jun 4 2022, 03:24 AM)
Thanks for pointing that out, will surely just top up for my hols knowing that the conversion rate is gooding
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Well you can always double checked the conversion rate but so far it is the lowest.

Also have fun in your holiday dude 👀
AthrunIJ
post Jun 4 2022, 09:25 AM

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QUOTE(Jitty @ Jun 2 2022, 11:02 AM)
hi sifus, any other good alternatives than this?
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Not sure but Sunway money?
ClarenceT
post Jun 4 2022, 11:40 AM

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QUOTE(Davidtcf @ May 28 2022, 09:35 AM)
Means I will get back the 20 later? Or it is burnt already?
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It is a finance charge.so burnt already.
silverwave
post Jun 4 2022, 04:38 PM

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QUOTE(hedfi @ Jun 1 2022, 06:47 PM)
Initially was ok in London but after awhile PIN and wave also can't go thru. Contacted their CS and they reset for me 3 times in a week and finally told me to get a new card. Had to use BigPay instead
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did the CS mention what was the issue or did the new card resolve it?
hedfi
post Jun 4 2022, 10:09 PM

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QUOTE(silverwave @ Jun 4 2022, 04:38 PM)
did the CS mention what was the issue or did the new card resolve it?
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Faulty card, easy way out for them.
Have not applied for a new one yet, need to pay even if faulty card

This post has been edited by hedfi: Jun 4 2022, 10:12 PM
silverwave
post Jun 5 2022, 12:11 AM

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QUOTE(hedfi @ Jun 4 2022, 10:09 PM)
Faulty card, easy way out for them.
Have not applied for a new one yet, need to pay even if faulty card
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in that case, i think it's safer if i keep my big pay card too as a backup
wohoo
post Jun 5 2022, 12:15 AM

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QUOTE(PowderBug @ May 31 2022, 09:39 PM)
Went to a lot of shops, all declined. Where can I use it in KL/Selangor to activate it?
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Mekdi kiosk..
Mr Gray
post Jun 5 2022, 03:38 PM

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QUOTE(PowderBug @ May 31 2022, 09:39 PM)
Went to a lot of shops, all declined. Where can I use it in KL/Selangor to activate it?
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Pretty much unusable in so many shops in Malaysia.

I'd rather use MAE Card/OCBC debit card/bigpay. All zero markup, accepted everywhere I've tested so far.
Ramjade
post Jun 5 2022, 03:40 PM

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QUOTE(Mr Gray @ Jun 5 2022, 03:38 PM)
Pretty much unusable in so many shops in Malaysia.

I'd rather use MAE Card/OCBC debit card/bigpay. All zero markup, accepted everywhere I've tested so far.
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How's Mae and OCBC debit card Vs bigpay exchange rate? Which have the best rate?

Kind of hard for me to accept banks do not hike up exchange rate for overseas spend.

Thank you. Btw long time didn't see you around in the forum.
silverwave
post Jun 8 2022, 11:07 AM

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Anyone tried using wise to withdraw money in Singapore? Is it the same steps as our ATM here and is it limited to specific banks?

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