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Wise (Transferwise) Malaysia Discussion, v1.0
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magika
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May 1 2025, 11:25 PM
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QUOTE(Medufsaid @ May 1 2025, 05:38 PM) magika what currency? if SGD, it's FOC (make sure you manually convert to SGD already before you send out). so can't say it'll charge for all Before I post it I check on sending money and it shows fees even on same currency. Now I check it does not shows any fees. Must be an anomaly.
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plantcloner
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May 2 2025, 11:51 AM
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Getting Started

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QUOTE(magika @ May 1 2025, 11:25 PM) Before I post it I check on sending money and it shows fees even on same currency. Now I check it does not shows any fees. Must be an anomaly. If your are sending the same currency as your recipient's Wise wallet e.g Sender (SGD) to Recipient (SGD), there should be no fees. Fees are charged only when you need to convert, say from MYR to SGD before your send as your recipient is not having a MYR wallet. Not long ago, I tested this out, I sent S$1 to my daughter's MYR wallet. Wise converted my S$1 and charged S$0.01 as fees. My daughter received MYR3.28 (exchange rate was S$1=MYR3.3141).
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nickcct
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May 2 2025, 08:17 PM
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I think they did charge even send in same currency, eg I send MYR to my own bank account it do charge RM2.34 as fee.
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Medufsaid
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May 2 2025, 11:45 PM
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nickcct next time just topup to ewallet. can topup FOC to - tng ewallet
- boost
QUOTE Just topup into ur boost ewallet account using wise card- then scan qr of ur bank acc This post has been edited by Medufsaid: May 2 2025, 11:45 PM
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anon118
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May 17 2025, 11:58 PM
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Getting Started

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I just noticed Wise's feature that auto exchange at a preferred rate. I believe it's a new feature, never knew about it before this... Just felt like sharing a bit
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Medufsaid
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May 21 2025, 02:45 PM
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https://wise.com/price-change/send-money?pr...ice&track=false new updates for wise fees. nothing much changed for the regular stuffs but in case you miss the marketing email from wise do take note
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Autocountstick
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May 21 2025, 02:49 PM
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wonder can use wise to topup alipay RMB? Thanks
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jhleo1
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May 21 2025, 03:46 PM
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I googled only: https://wise.com/my/send-money/send-money-to-alipay is this what you want? QUOTE(Autocountstick @ May 21 2025, 02:49 PM) wonder can use wise to topup alipay RMB? Thanks
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Autocountstick
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May 21 2025, 05:24 PM
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[quote=jhleo1,May 21 2025, 03:46 PM] I googled only: https://wise.com/my/send-money/send-money-to-alipay is this what you want? thanks bro! I tried, the fee quite expensive unless large amount. and only transfer to alipay user mainland Chinese, Hong Kong, or Macao recipients. Transfer to ownself cannot....
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Justmua
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May 25 2025, 04:25 PM
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I am travelling in China now. Surprisingly I can use my wife's Wise card to top up my Alipay balance. However, I can't do the same thing to transfer to hers. Very peculiar issue. People seems to be able to transfer using Wise to my Alipay but not vice versa. So, you can try it but be prepared that chances are higher that it will fail. quote=Autocountstick,May 21 2025, 05:24 PM] QUOTE(jhleo1 @ May 21 2025, 03:46 PM) I googled only: https://wise.com/my/send-money/send-money-to-alipay is this what you want? thanks bro! I tried, the fee quite expensive unless large amount. and only transfer to alipay user mainland Chinese, Hong Kong, or Macao recipients. Transfer to ownself cannot....
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jhleo1
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May 25 2025, 06:33 PM
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Linked debit card and credit card to Alipay better than top up right? QUOTE(Justmua @ May 25 2025, 04:25 PM) I am travelling in China now. Surprisingly I can use my wife's Wise card to top up my Alipay balance. However, I can't do the same thing to transfer to hers. Very peculiar issue. People seems to be able to transfer using Wise to my Alipay but not vice versa. So, you can try it but be prepared that chances are higher that it will fail. quote=Autocountstick,May 21 2025, 05:24 PM]
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Justmua
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May 25 2025, 11:32 PM
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Both have pros and cons. You need to know yr usage patterns and amount. What is best for a person may not be best for others QUOTE(jhleo1 @ May 25 2025, 06:33 PM) Linked debit card and credit card to Alipay better than top up right?
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kyle_kl
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May 29 2025, 10:53 AM
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hi, i have RMB jar in my wise account. If i transfer it to RMB balance, and i swipe my wise card, will the amount deduct RMB balance?
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terrytong99
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May 29 2025, 12:38 PM
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New Member
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Hi sifu, want to check, l able link my wise virtual card to alipay. Can l use this virtual card make payment through alipay in china?
thanks in adance
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Icehart
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May 30 2025, 01:41 AM
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QUOTE(kyle_kl @ May 29 2025, 10:53 AM) hi, i have RMB jar in my wise account. If i transfer it to RMB balance, and i swipe my wise card, will the amount deduct RMB balance? If you swiped transaction is in RMB, it will deduct RMB first. QUOTE(terrytong99 @ May 29 2025, 12:38 PM) Hi sifu, want to check, l able link my wise virtual card to alipay. Can l use this virtual card make payment through alipay in china? thanks in adance Yes.
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datolee32
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Jun 1 2025, 05:18 AM
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HI all sifu, since bigpay no longer has debit card top up, which platform you use to withdraw MYR to avoid wise charges? So far i know TNG ewallet only.
This post has been edited by datolee32: Jun 1 2025, 05:20 AM
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Medufsaid
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Jun 1 2025, 06:30 AM
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datolee32 boost? QUOTE(Medufsaid @ May 2 2025, 11:45 PM) next time just topup to ewallet. can topup FOC to - tng ewallet
- boost
QUOTE Just topup into ur boost ewallet account using wise card- then scan qr of ur bank acc
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datolee32
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Jun 4 2025, 05:36 AM
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[quote=Medufsaid,Jun 1 2025, 06:30 AM] datolee32 boost? [/list] [/quote] [/quote] I see, ya boost, withdrawal a little bit tedious, both cannot top up decimal point like bigpay
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Medufsaid
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Jun 4 2025, 06:56 AM
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datolee32 you can FPX into Wise any amount above RM10
e.g., you have RM33.44 in Wise, just topup RM16.56 into wise. your Wise now have RM50.00. you should know what to do next
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datolee32
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Jun 4 2025, 11:41 PM
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QUOTE(Medufsaid @ Jun 4 2025, 06:56 AM) datolee32 you can FPX into Wise any amount above RM10 e.g., you have RM33.44 in Wise, just topup RM16.56 into wise. your Wise now have RM50.00. you should know what to do next That's a great suggestion! Thank you very much!
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