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 Wise (Transferwise) Malaysia Discussion, v1.0

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PJng
post Jun 23 2025, 07:20 PM

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just let all know, wise is supported, samsung wallet
i not sure got wrong thread or not
Medufsaid
post Jun 30 2025, 12:12 PM

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QUOTE(Medufsaid @ Feb 10 2025, 12:02 PM)
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fee increased to 6%

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ClarenceT
post Jun 30 2025, 12:51 PM

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QUOTE(Medufsaid @ Jun 30 2025, 12:12 PM)
fee increased to 6%

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6%
Are you sure?
Medufsaid
post Jun 30 2025, 12:57 PM

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ClarenceT 0.60058%. look at the screenshot

This post has been edited by Medufsaid: Jun 30 2025, 12:58 PM
hedfi
post Jun 30 2025, 01:15 PM

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QUOTE(Medufsaid @ Jun 30 2025, 12:12 PM)
fee increased to 6%

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Stopped using Wise since they increase fees, SunwayMoney better just the remittance not as fast as Wise but just maybe an hour slower
ThE-1cY
post Sep 2 2025, 01:14 PM

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Anyone's MYR transfer from wise to local bank taking exceptionally long? Usually it's instantaneous but this time it is taking more than one day and still processing.
ShinG3e
post Sep 2 2025, 01:16 PM

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QUOTE(ThE-1cY @ Sep 2 2025, 01:14 PM)
Anyone's MYR transfer from wise to local bank taking exceptionally long? Usually it's instantaneous but this time it is taking more than one day and still processing.
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What is the amount you transferring? If big amount it’ll get delayed. So I usually do small batches.
Medufsaid
post Sep 2 2025, 04:20 PM

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ThE-1cY topup to your tng ewallet using debit card. it's free
UbuntuClient
post Sep 4 2025, 08:54 AM

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Anyone use wise card to wd at ATM? I'm getting error while before fill the pin no. The ATM under safeguard.
Medufsaid
post Sep 4 2025, 09:01 AM

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this is not good. wise fees can change anytime.

last nightnow
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Relianne
post Sep 5 2025, 06:49 AM

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Using Wise for IDR remittances currently. Seems fast and rates / fee still decent vs BigPay. Any other platforms I should consider or are better?
kucingfight
post Sep 6 2025, 11:27 PM

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QUOTE(Relianne @ Sep 5 2025, 06:49 AM)
Using Wise for IDR remittances currently. Seems fast and rates / fee still decent vs BigPay. Any other platforms I should consider or are better?
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Try sunway money
turtle_onrage
post Sep 18 2025, 01:09 AM

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Curious if anyone did a comparison before on which funding method below is more cost effective (based on the final received USD amount). Assuming funding amount is like RM20k.

#1.
- Local bank -> Sunway Money (MYR -> MYR)
- Sunway Money -> CIMB SG (MYR -> SGD)
- CIMB SG -> IBKR (SGD -> SGD)
- IBKR internal exchange (SGD -> USD)

#2.
- Local bank -> Wise (MYR -> MYR)
- Wise -> IBKR (MYR -> USD)
togekiss
post Sep 18 2025, 09:54 AM

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QUOTE(hedfi @ Jun 30 2025, 01:15 PM)
Stopped using Wise since they increase fees, SunwayMoney better just the remittance not as fast as Wise but just maybe an hour slower
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Can you use SunwayMoney from the comfort of your own home? If you can, then WISE has more competition now. More competition is always better.

Found an old article below as well.
https://wise.com/my/blog/sunway-money-review

This post has been edited by togekiss: Sep 18 2025, 09:59 AM
Skylinestar
post Sep 22 2025, 11:44 AM

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let's say I travel to Australia.
in my WISE account, I have MYR wallet, USD wallet and Euro wallet.
how will I know which wallet it will deduct from if I use the card in Australia? can this be set manually?

This post has been edited by Skylinestar: Sep 22 2025, 11:57 AM
Medufsaid
post Sep 22 2025, 12:08 PM

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Skylinestar to protect your USD/Euro, can open Jar and move the funds there. Wise will not double convert from money inside Jar without permission
Justmua
post Sep 22 2025, 08:51 PM

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Move all currencies to be protected into jars. And if you want to manually control, you can pre-convert to AUD and ensure it has more than what you are going to charge. Wise has a Auto-conversion feature that allows you to convert from 1 currency to another at your specified rate.


QUOTE(Skylinestar @ Sep 22 2025, 11:44 AM)
let's say I travel to Australia.
in my WISE account, I have MYR wallet, USD wallet and Euro wallet.
how will I know which wallet it will deduct from if I use the card in Australia? can this be set manually?
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ThE-1cY
post Sep 30 2025, 02:58 PM

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QUOTE(Medufsaid @ Sep 2 2025, 04:20 PM)
ThE-1cY topup to your tng ewallet using debit card. it's free
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Hi, just tried to top up to my TNG ewallet using Wise debit card but the TNG app says "Failed to add money". Is it because TNG app does not accept cards that are issued outside of Malaysia such as Wise? Or is it because the amount is too big (I am transferring RM5k using Wise debit card)

Currently waiting 2 hour cooling off period to test Boost app but I'm not sure if Boost will charge the convenient fee of 0.75% to debit card.

This post has been edited by ThE-1cY: Sep 30 2025, 03:00 PM
Medufsaid
post Sep 30 2025, 03:20 PM

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ThE-1cY you are not the first one i know to have issue with sending over from Wise Debit to TnG. however, the other guy retried the next day and it went through to TnG with no issues

This post has been edited by Medufsaid: Sep 30 2025, 03:21 PM
ThE-1cY
post Sep 30 2025, 08:56 PM

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QUOTE(Medufsaid @ Sep 30 2025, 03:20 PM)
ThE-1cY you are not the first one i know to have issue with sending over from Wise Debit to TnG. however, the other guy retried the next day and it went through to TnG with no issues
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Just tried to reload RM100 into TNG using Wise debit card and it was successful. But it is still not useful for me because I would need to transfer at least RM5k every month from Wise into any local bank.

Tried to use Boost App to reload, able to add Wise debit card successfully but can't "tap" the card to reload. It's really a joker app.

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