wise is not a bank... just a payment gateway...

Is your pin 4 digit? Does it work with pin and pay because in MY we need 6 digit pin.

It's 4-digit PIN and worked with chip & PIN transaction.

I just tried contactless at another store just now and the transaction went through successfully.

It's all good to go.

Just got my WISE card Ready to keep it in the drawer

got my wise card as well today. surprisingly its on time within the deadline they mention (28th Dec)

Received my card too. Not gonna use it but since its free to apply why not. Next year want to apply need to pay. Plus no annual fee. Free things must take

I have 2 question:

1) if i have usd balance in wise account, then i use the card to pay for myr goods. It will auto convert the balance need to pay for the goods correct? Which is around 0.2% expense if im not mistaken.

2) if i have myr balance in wise account and want to transfer it to myr bank account what is the charge incurred? As in is it fixed value or % based?

So anyone can take over this post and change it to transferwise discussion? Admin can help?

0.2% very cheap

Check the conversion calculator here:
https://wise.com/price-change/borderless-co...879&scl=7969227

it's 0.5% it seems.


For 2, I'm not sure if you can do MYR to MYR transfers, at least it seems so on business accounts

Works fine, just do the 4pin and confirm it. Funny thing actually, if you go to europe and use your MY chip and pin card, some machines only accept 4 pins, so you have to input the first four pin of your six instead

There are business accounts in Malaysia. But the business accounts do not have debit card support like individual account, it's not available yet. Like others mentioned, to verify your business acc, you have to pay a fee and submit documentations. If they are not able to verify you, they will refund the payment. So check your email, in most cases, there are followups on documentation submissions

This post has been edited by 000022: Dec 31 2021, 11:13 AM

So next time if I wanna transfer to IBKR how? I deposit money direct into my USD wise then transfer to IBKR. After May 2022 I can’t do so anymore?

Nvm got the answer from this post. Thanks

This post has been edited by Davidtcf: Dec 31 2021, 04:44 PM

anyone tried using their card on some foreign sites that only accept their local CC?

I noticed we can change the billing address of the card including the country

means you haven't done any transactions

support wise... use it lah...

if not later they cancel card service for malaysia... hahaha

Does anyone know when we use the Wise debit card to withdraw cash, which bank's ATM allow for zero charge? If there is a charge, how much is it?

Thank you.

While waiting for value added responses, I Googled and found this.
Hope it can provides you with some info while you wait....
How much does it cost to withdraw cash?
https://wise.com/help/articles/2935769/how-...o-withdraw-cash

This is WISE charge but I think usually bank's ATM have some kind of charge to use them as well. I'm unsure of the amount

OK. If anyone knows of local ATM charges, do share.

From that link,...
If you got your debit card in Japan, Singapore or Canada you won’t be able to use it to make ATM withdrawals locally.

Did not include malaysia? 🤔🤔
Or not yet update the info yet? 😳

I was just about to ask this regarding 4 pins here and 6 pins overseas and vice-versa. Thanks for the info!