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Wise (Transferwise) Malaysia Discussion, v1.0
Wise (Transferwise) Malaysia Discussion, v1.0
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Mar 2 2023, 10:37 AM
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Senior Member
8,667 posts Joined: Aug 2019 From: Penang <-> Singapore |
Revolut's users beware. » Click to show Spoiler - click again to hide... « RAGALIA and CommodoreAmiga liked this post
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Mar 2 2023, 04:58 PM
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Senior Member
3,862 posts Joined: Jun 2022 |
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Mar 2 2023, 10:20 PM
Show posts by this member only | IPv6 | Post
#1263
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Junior Member
455 posts Joined: Jun 2012 |
Hi guys, anyone used wise in South Korea? Still need to use pin during wave contactless?
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Mar 2 2023, 10:58 PM
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All Stars
17,500 posts Joined: Feb 2006 From: KL |
anybody has successfully changed their wise pin in malaysia atm?
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Mar 7 2023, 09:01 PM
Show posts by this member only | IPv6 | Post
#1265
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Junior Member
431 posts Joined: Apr 2010 |
Managed to activate my card via pin (4 digits).
Subsequently able to paywave. Hope can use paywave in uk (tube) and europe few months from now. |
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Mar 8 2023, 03:35 AM
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Senior Member
5,830 posts Joined: Jun 2017 |
QUOTE(TOS @ Mar 2 2023, 03:37 AM) Revolut's users beware. This is why I want to know more about RHB's multi currency card. Like, how does it compares to Wise for conversion rates and fees?This post has been edited by touristking: Mar 8 2023, 03:37 AM |
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Mar 8 2023, 06:54 AM
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Senior Member
926 posts Joined: Aug 2013 |
QUOTE(nanan75 @ Mar 7 2023, 09:01 PM) Managed to activate my card via pin (4 digits). Just try your wave at several shops in Malaysia first. Experience for many people, so many terminal cannot wave.Subsequently able to paywave. Hope can use paywave in uk (tube) and europe few months from now. Please update if it is no longer the case |
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Mar 8 2023, 09:08 AM
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Senior Member
3,862 posts Joined: Jun 2022 |
QUOTE(nanan75 @ Mar 7 2023, 09:01 PM) Managed to activate my card via pin (4 digits). Where did you use paywave? Can guaranteed 9 out of 10 won't work.Subsequently able to paywave. Hope can use paywave in uk (tube) and europe few months from now. bokbokchai liked this post
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Mar 8 2023, 09:36 AM
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Junior Member
76 posts Joined: May 2010 |
QUOTE(touristking @ Mar 8 2023, 03:35 AM) This is why I want to know more about RHB's multi currency card. Like, how does it compares to Wise for conversion rates and fees? It depends on what currency you want to convert. A snapshot for your reference (~ 9:30am)RHB MCA : MYR4525 --> USD1000 (all inclusive) Forex rate gets refreshed every 5-10min There is a RM20 annual fee for the debit card $$ in your call account gets to earn daily interest, accrued by end of the month. https://www.rhbgroup.com/treasury-rates/mul...osit/index.html https://www.rhbgroup.com/treasury-rates/mul...card/index.html (indicative) Wise : MYR4534.66 --> USD1000 (all inclusive) dwRK liked this post
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Mar 8 2023, 09:38 AM
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#1270
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Junior Member
662 posts Joined: Jul 2008 From: KL |
So far i use RHB MCA debit is best. Good rate and got interest. Pidm also. Paywave no issue. Rm20 only con but got interest to cover or upgrade to premier. Yearly use rm3k can waive. syaaron liked this post
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Mar 8 2023, 09:54 AM
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Senior Member
6,230 posts Joined: Jun 2006 |
QUOTE(leo2010 @ Mar 8 2023, 09:36 AM) It depends on what currency you want to convert. A snapshot for your reference (~ 9:30am) wise more expensive... lolRHB MCA : MYR4525 --> USD1000 (all inclusive) Forex rate gets refreshed every 5-10min There is a RM20 annual fee for the debit card $$ in your call account gets to earn daily interest, accrued by end of the month. https://www.rhbgroup.com/treasury-rates/mul...osit/index.html https://www.rhbgroup.com/treasury-rates/mul...card/index.html (indicative) Wise : MYR4534.66 --> USD1000 (all inclusive) |
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Mar 8 2023, 11:54 AM
Show posts by this member only | IPv6 | Post
#1272
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Junior Member
431 posts Joined: Apr 2010 |
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Mar 8 2023, 01:30 PM
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Senior Member
3,862 posts Joined: Jun 2022 |
QUOTE(nanan75 @ Mar 8 2023, 11:54 AM) QUOTE Working list of Contactless WiSE in Malaysia. As you can see, only a few places are working and it might not even apply to all the branches.1. Village Grocer (Citta Mall) 2. 7-11 3. Surian Tower Parking 4. McDonald’s 5. Starbucks 6. FamilyMart 7. Mynews (branch dependent) 8. Sunway Nexis Carpark 9. Ikano Power Car Park 10. Isetan KLCC food dept. Anyone who has working WISE contactless experience, please add to the list. Anyone else wants to update , just reply and add to this post. Please try a couple more places and report back. |
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Mar 8 2023, 01:58 PM
Show posts by this member only | IPv6 | Post
#1274
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4,663 posts Joined: Jan 2003 |
QUOTE(nanan75 @ Mar 8 2023, 11:54 AM) At least try 10 different places ranging from 711 to Hotels instead 🤦♀️ CommodoreAmiga liked this post
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Mar 8 2023, 02:53 PM
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Senior Member
5,830 posts Joined: Jun 2017 |
QUOTE(leo2010 @ Mar 8 2023, 02:36 AM) It depends on what currency you want to convert. A snapshot for your reference (~ 9:30am) Thanks a lot. I guess time to give RHB a visit. RHB MCA : MYR4525 --> USD1000 (all inclusive) Forex rate gets refreshed every 5-10min There is a RM20 annual fee for the debit card $$ in your call account gets to earn daily interest, accrued by end of the month. https://www.rhbgroup.com/treasury-rates/mul...osit/index.html https://www.rhbgroup.com/treasury-rates/mul...card/index.html (indicative) Wise : MYR4534.66 --> USD1000 (all inclusive) I have GBP account in HSBC. Can I buy GBP in RHB and transfer it to HSBC GBP account? |
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Mar 8 2023, 03:02 PM
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Senior Member
5,830 posts Joined: Jun 2017 |
QUOTE(leo2010 @ Mar 8 2023, 02:36 AM) It depends on what currency you want to convert. A snapshot for your reference (~ 9:30am) I look at the rate here and it's very bad. The rates for using RHB MC debit card different rates?RHB MCA : MYR4525 --> USD1000 (all inclusive) Forex rate gets refreshed every 5-10min There is a RM20 annual fee for the debit card $$ in your call account gets to earn daily interest, accrued by end of the month. https://www.rhbgroup.com/treasury-rates/mul...osit/index.html https://www.rhbgroup.com/treasury-rates/mul...card/index.html (indicative) Wise : MYR4534.66 --> USD1000 (all inclusive) https://www.rhbgroup.com/treasury-rates/mul...card/index.html |
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Mar 8 2023, 03:15 PM
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Senior Member
2,353 posts Joined: Apr 2009 |
I just apply this card, i have 2 question
#1. How long it take to receive your card in Malaysia? Applied early this month, and going to NZ at the end of April, wanna to try how this card workout on oversea. #2. If i wanted to spend on NZD, so I top up NZD currency first, thn if i withdraw at NZ it will reduce from my NZD acc? Would it work if i only top up MYR? |
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Mar 8 2023, 03:32 PM
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Junior Member
76 posts Joined: May 2010 |
QUOTE(touristking @ Mar 8 2023, 03:02 PM) I look at the rate here and it's very bad. The rates for using RHB MC debit card different rates? Apply for MCA with Multi-Currency Visa Debit Card. https://www.rhbgroup.com/treasury-rates/mul...card/index.html Refer to the right most columns under "Multi Currency Account/-i Debit Card Special Counter Rate*" |
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Mar 8 2023, 03:38 PM
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Junior Member
76 posts Joined: May 2010 |
QUOTE(touristking @ Mar 8 2023, 02:53 PM) Thanks a lot. I guess time to give RHB a visit. It can NOT be done online but I was told you can do so over the counter, with outgoing transfer charges I have GBP account in HSBC. Can I buy GBP in RHB and transfer it to HSBC GBP account? https://www.rhbgroup.com/others/service-charges/index.html |
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Mar 8 2023, 03:50 PM
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Junior Member
76 posts Joined: May 2010 |
QUOTE(leo2010 @ Mar 8 2023, 03:32 PM) Apply for MCA with Multi-Currency Visa Debit Card. Latest @ 3:44pm Refer to the right most columns under "Multi Currency Account/-i Debit Card Special Counter Rate*" RHB MCA : MYR4,536.50 --> USD1000 (all inclusive) Wise : MYR4,548.48 --> USD1000 (all inclusive) Latest @ 3:50pm RHB MCA : MYR5,363.60 --> GBP1000 (all inclusive) Wise : MYR5,377.20 --> GBP1000 (all inclusive) RAGALIA liked this post
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