Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
82 Pages « < 16 17 18 19 20 > » Bottom

Outline · [ Standard ] · Linear+

Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

views
     
GrumpyNooby
post Apr 2 2020, 10:06 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(MGM @ Apr 2 2020, 10:03 AM)
SO in total , still getting 4% (without the investment part)?
*
Yes as long as you fulfilled the save & spend conditions.
Gabriel03
post Apr 2 2020, 10:30 AM

On my way
****
Junior Member
664 posts

Joined: Jun 2017
QUOTE(MGM @ Apr 2 2020, 10:03 AM)
SO in total , still getting 4% (without the investment part)?
*
For me, yes as the calculation for base and deposit tally while spend gives slightly more than calculated.
!@#$%^
post Apr 2 2020, 11:24 AM

Safe Trader
********
All Stars
17,509 posts

Joined: Feb 2006
From: KL
how to check the sales charge for each unit trust on SC?
GrumpyNooby
post Apr 2 2020, 11:36 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(!@#$%^ @ Apr 2 2020, 11:24 AM)
how to check the sales charge for each unit trust on SC?
*
Contact your RM?
!@#$%^
post Apr 2 2020, 11:47 AM

Safe Trader
********
All Stars
17,509 posts

Joined: Feb 2006
From: KL
QUOTE(GrumpyNooby @ Apr 2 2020, 11:36 AM)
Contact your RM?
*
lol, not rich enuf to have one. can DIY.
GrumpyNooby
post Apr 2 2020, 11:51 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(!@#$%^ @ Apr 2 2020, 11:47 AM)
lol, not rich enuf to have one. can DIY.
*
If you buy UT from the banks, normally they'll assign you a WP or RM to deal with you inclusive of the account opening.
!@#$%^
post Apr 2 2020, 11:54 AM

Safe Trader
********
All Stars
17,509 posts

Joined: Feb 2006
From: KL
QUOTE(GrumpyNooby @ Apr 2 2020, 11:51 AM)
If you buy UT from the banks, normally they'll assign you a WP or RM to deal with you inclusive of the account opening.
*
just looking at the options to get the extra 2% interest.
GrumpyNooby
post Apr 2 2020, 11:56 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(!@#$%^ @ Apr 2 2020, 11:54 AM)
just looking at the options to get the extra 2% interest.
*
If they charge you 3% for equity/balanced fund in order to qualify for the extra 2%, would you still buy them given the very high volatility of current world equity market?

!@#$%^
post Apr 2 2020, 11:58 AM

Safe Trader
********
All Stars
17,509 posts

Joined: Feb 2006
From: KL
QUOTE(GrumpyNooby @ Apr 2 2020, 11:56 AM)
If they charge you 3% for equity/balanced fund in order to qualify for the extra 2%, would you still buy them given the very high volatility of current world equity market?
*
that's why wanna look at the sales charge of some of the unit trusts. need to buy those with minimum 2.5% sales charge. also for unit trust condition, only 2% interest for up to 20k only. personally, i think a lot of funds are lowish now, which makes sense to pick up some. provided they are good funds.

but not sure if i want to go through all the trouble for that little 2% of 20k.
GrumpyNooby
post Apr 2 2020, 11:59 AM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(!@#$%^ @ Apr 2 2020, 11:58 AM)
that's why wanna look at the sales charge of some of the unit trusts. need to buy those with minimum 2.5% sales charge. also for unit trust condition, only 2% interest for up to 20k only. personally, i think a lot of funds are lowish now, which makes sense to pick up some. provided they are good funds.

but not sure if i want to go through all the trouble for that little 2% of 20k.
*
I'll go to CIMBClicks as they're charging 1% for a lot of funds.

!@#$%^
post Apr 2 2020, 12:01 PM

Safe Trader
********
All Stars
17,509 posts

Joined: Feb 2006
From: KL
QUOTE(GrumpyNooby @ Apr 2 2020, 11:59 AM)
I'll go to CIMBClicks as they're charging 1% for a lot of funds.
*
oic, i'd usually go FSM to buy unit trusts. but just exploring the feasibility of this option to get some additional interest. not attractive.
zenquix
post Apr 2 2020, 04:14 PM

Life is short!
*******
Senior Member
2,552 posts

Joined: Jan 2008
QUOTE(!@#$%^ @ Apr 2 2020, 12:01 PM)
oic, i'd usually go FSM to buy unit trusts. but just exploring the feasibility of this option to get some additional interest. not attractive.
*
not to mentioned the 2% is only valid for 12months. for 100k applicability need to buy 6k a month of UT
cklimm
post Apr 2 2020, 04:16 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014
For those who did investment, have you received your bonus interest for February?
Cookie101
post Apr 2 2020, 06:32 PM

Regular
******
Senior Member
1,616 posts

Joined: Jul 2016
QUOTE(cklimm @ Apr 2 2020, 04:16 PM)
For those who did investment, have you received your bonus interest for February?
*
Got it on 31st March
cklimm
post Apr 2 2020, 06:34 PM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014
QUOTE(Cookie101 @ Apr 2 2020, 06:32 PM)
Got it on 31st March
*
For investment portion?
!@#$%^
post Apr 2 2020, 06:47 PM

Safe Trader
********
All Stars
17,509 posts

Joined: Feb 2006
From: KL
QUOTE(Cookie101 @ Apr 2 2020, 06:32 PM)
Got it on 31st March
*
which unit trust u went for?
gold_mine99
post Apr 2 2020, 08:17 PM

Getting Started
**
Junior Member
52 posts

Joined: Sep 2018
Hi all, im new to PSA
May I know all the base and bonus interest is given on the same day?

because i only see base and saving interest on 31st Mar
but i have spend more than 2k on Mar
GrumpyNooby
post Apr 2 2020, 08:20 PM

10k Club
********
All Stars
12,387 posts

Joined: Feb 2020
QUOTE(gold_mine99 @ Apr 2 2020, 08:17 PM)
Hi all, im new to PSA
May I know all the base and bonus interest is given on the same day?

because i only see base and saving interest on 31st Mar
but i have spend more than 2k on Mar
*
user posted image

Base Interest & Spend Bonus Interest: 31/3/2020
Spend Bonus Interest: 1/4/2020
Invest Bonus Interest (March settlement): 30/4/2020

This post has been edited by GrumpyNooby: Apr 2 2020, 08:21 PM
Cookie101
post Apr 2 2020, 10:48 PM

Regular
******
Senior Member
1,616 posts

Joined: Jul 2016
QUOTE(cklimm @ Apr 2 2020, 06:34 PM)
For investment portion?
*
Yes. Sometimes not sure why even I wanna reply lol

» Click to show Spoiler - click again to hide... «


QUOTE(!@#$%^ @ Apr 2 2020, 06:47 PM)
which unit trust u went for?
*
It ain’t too wise to publish publicly. Everyone have different risk appetite. 😌

This post has been edited by Cookie101: Apr 2 2020, 11:11 PM
cklimm
post Apr 3 2020, 07:51 AM

Look at all my stars!!
*******
Senior Member
2,337 posts

Joined: Oct 2014
QUOTE(Cookie101 @ Apr 2 2020, 10:48 PM)
Yes. Sometimes not sure why even I wanna reply lol

» Click to show Spoiler - click again to hide... «

It ain’t too wise to publish publicly. Everyone have different risk appetite. 😌
*
Thanks for the headsup, now I can tekan the bank.
« Next Oldest · Finance, Business and Investment House · Next Newest »
 

82 Pages « < 16 17 18 19 20 > » Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0214sec    1.06    6 queries    GZIP Disabled
Time is now: 11th December 2025 - 03:35 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.