Not quite correct. You can opt of debit card if u already have cc.

U can withdraw from your credit card by selecting current account.

But please take note that. For PSA u won’t earn the 1.5% if u do not have a debit card.

And their debit card is free.

U mean now u go without debit card?

Then u won’t earn the interest of 1.5%

Give it a try and see how it goes next month. 2nd of March would show already whether u have it or not.

My partner encounter exactly the same. The officer at first say no need etc. Then end up not getting.

U mean u never heard any bank offers free debit card?

😂😂😂

Time to visit a branch with kind souls.

My dear,

You can twist and argue however you want. I’m telling from experience. My partner manage to get back the interest as I’m a priority so the RM plays a role in this.

You may try but I doubt you can get the missing month as my partner’s colleague did not manage to. Reason being the colleague is the one who did not want the card and signed the tnc acknowledging that will mean forfeiture of the 1.5%

And if u like to refer to the product page, perhaps you should spend some time reading the full tnc as well.

It has been stated in all tnc. Even With the latest revised one, it is still stated there- please refer clause 15 if in doubt.

Click here and have a read.

To save yourself and others from future trouble, go back the bank or request online for a card tag to it.

PSA / just one acc - all those withdrawals are free regardless which atm use. So use tried bank linked atms and not having issue.

Worth a go at Franklin templeton funds. Been investing in it for 2 years over and return is over 26% so far.

Number is meaningless?

Why bother PSA 6%

That’s probably meaningless too.

12am

Pls chill. You’ll def be paid the card spending interest.

It usually turns up 1-2 working days of the following month.

Used for years and so far never missed. Unless the investment / insurance portion, sometimes it will delayed and paid together the following month.

It doesn’t matter spending is before or after. As long spending is done.

This post has been edited by Cookie101: Mar 1 2020, 05:38 PM

Transfer in and out. No problem.

No need increment. Decrease also never mind.

As long got incoming 3k

Your point is?

It is daily interest calculation.

Got it on 31st March

Yes. Sometimes not sure why even I wanna reply lol



It ain’t too wise to publish publicly. Everyone have different risk appetite. 😌

This post has been edited by Cookie101: Apr 2 2020, 11:11 PM

It has monthly statement.

What’s weird with it?

Unless u hold a cc too then it’s under consolidated statements that show everything there. Or u opt out as a stand-alone statement

Standard charges applicable. Reflected next day which is pretty quick.

If you’re a PB client speak to RM about it for preferential rates.

Hmmm...

PSA Can be tagged to multiple cards, including credit cards.

Yes.

Pls be cautious on this.

Multiple cards that I’m referring to are all from scbmb. You can’t simply chose or ask for scsb one tagged to it. They are different products.

One is conventional and one is Islamic.

I got my first debit card that was tagged to just one Acc when I first opened account with them.

Subsequently they launched the PSA And they tagged my 1st debit card to PSA.

When I joined their priority later on, they issued me a priority debit card tagged to PSA as well.

That’s how I got 2 debit cards and credit card all tagged to PSA.

This post has been edited by Cookie101: Jan 13 2021, 03:03 PM

There isn’t.

1st debit card was compulsory.
Then after knowing it can be tagged to credit card, I request so don’t need extra card to bring out for any withdrawals.

2nd card was given for upgrade and comes with paywave.

When I wanted to ask for cancellation, the lady told me my first card is under non renewable so can just hold until it expires in 2023.

So basically just two cards will do. One debit + one credit.
Credit card is for convenience since can withdraw from savings using it without needing to bring one extra card. Not many banks offer such benefits.

Yes! That’s right.

You just need to be sure to select withdrawals from savings instead of cash advance.

If you know what you are doing and have a thorough explanations of the products, the bonus interest is simply an icing on top.

I had the same perception many years ago until I meet a good RM who introduced the investment and explained the entire subscription.

And so far, still have 3 running out of 5.
Averagely two of them are making returns of around 6% yearly for the past 5 years.
While the other one which I subscribed two years ago was giving returns of ~4%pa, after May, it has jumped to almost 14% as of Dec 20.

Disclaimer: This is not an advertisement nor enticing anyone to buy without understanding the risk. Just sharing my two cents.