Base interest (0.1%) and Save Bonus Interest (1.5%) with 3k fresh fund for month of December are in.

Card Bonus Interest (1.0%) with 1k spending for the month of December is in.

Invest & Insured bonus (2%) not yet in yea? december was my first month doing so, just wondering did they omit mine ><

Dont think many people use that feature...more alternatives out there

bonus interest extended for 2021?

Are you aware that Invest/Insure Bonus won't be so fast?



It'll be credited end of the following month; meaning by end of January (31/01/2021).

Revision to Privilege$aver Campaign Terms and Conditions
-1 Feb 2021- 31 Jan 2022

Dear Valued Clients,
Kindly be informed that the Terms and Conditions of Privilege$aver Campaign will be revised as follows effective 1 February 2021:



New PSA T&C: https://av.sc.com/my/content/docs/my-privilegesaver-tcs.pdf

Announcement link: https://av.sc.com/my/content/docs/my-revisi...ampaign-tcs.pdf



Base Bonus: 0.05% pa
Save Bonus: 0.90% pa
Spend Bonus: 0.90% pa (for debit card) & 0.90% pa (for credit card)
Invest Bonus: 2.0% pa
Up to 4.75% pa

Eurobeater FYA, Kindly revise the interest rate at the title and attach the new T&C.

Credit to mamamia for pointing out the Card Spend Bonus change

This post has been edited by GrumpyNooby: Jan 11 2021, 09:17 PM

Lower than FD promo. Time to move out.

Goodbye SC PSA T.T

It was great while it lasted. RIP PSA 2012-2021

any advice which Bank to move to?

Im looking at Hong Leong's pay &save but downside is quarterly payment for interest

This post has been edited by Batusai: Jan 11 2021, 06:44 PM

OCBC 360 or RHB Smart Account

For bill payments,

can use to pay other credit cards via JomPay right? considered as bill payment? and is it considered under same day?

This post has been edited by Batusai: Jan 11 2021, 06:53 PM

I don't know much of the details.
Please refer to the respective thread or product PDS.

360 thread: https://forum.lowyat.net/topic/3920681/+2600#entry99495661
High Yield Saving Account thread (for Smart Account): https://forum.lowyat.net/topic/4439367/+660#entry99545173

for OCBC 360 if other bank loan or credit card you have to use interbank transfer (instant transfer or IBG both allowed), unless there's a jompay code provided in bill

if use interbank transfer and you select as loan payment/credit card payment, it'll be counted as "Bill" criteria for bonus interest

Give me a sec. Will amend accordingly

The spend bonus now can spend with debit card?? Also, i c 2 section for card spending.. debit card + credit card, is it 0.9% + 0.9% if I manage to fulfil both?

N I c only 0.9%, how u get 1%?

This post has been edited by mamamia: Jan 11 2021, 08:59 PM

Great! I can cancel my JOP.

This post has been edited by GrumpyNooby: Jan 11 2021, 09:05 PM

So, indirectly, we get higher interest..
0.05 + 0.9 x 3 = 2.75 vs current 2.60

so this month still 2.60 kah?