That means I'll get 2+2 % with just spending 1k on credit card and deposit rm3k fresh fund when open account?

I need to bring cash or can fund transfer when I'm opening account? And do I need to pay for debit card annual fee?

Good if it is 12am, I will transfer to OCBC360 b4 9.45pm and from OCBC360 transfer to PSA after 9.45pm.

I don't know what you aim for but I have no interest with those Bancassurance. Perhaps, your preference is not spending from credit card.

With additional credit card from SC that I have been using before I opened PSA, I can still get 2.6% pa without any commitment to Bancassurance.

I also stated clearly since earlier posts for comparison between PSA and RHB Smart Account, no Bancassurance (insurance/unit trust) is being considered.

Even if I were to migrate to RHB Smart Account, I will also aim for 2.85% pa (Save+Pay+Spend) only.

In that case, its as follows:

SC Privillage Saver : 2.6
OCBC 360 : 2.45
RHB smart saver : 2.85

*Not including investments

Right?

Not as frequent as OCBC.

This year cut:

1/5/2020: From 6% to 5.6%
1/9/2020: fROM 5.6% to 4.6%

Same thing for me. I fulfilled min 3k in one transfer as of 25th of Sep (and again on 29th). Perhaps it is just later to come in.

I never encounter such occasion before.
It has been always base and save bonus interest on the first day of the month.
The card spend bonus could be end of the first day, next day or next working day.
No investment with SC, so cannot comment on invest bonus interest.

You are correct about the save bonus, sorry my mix up.
However I have not receive save bonus interest this month yet. Perhaps need to wait awhile before it appear.

Same here. Save bonus not in yet. Only base rate received.

You are not alone... i didn't get the 1.5% Bonus for money deposit into the account

Hi Sifu Kalian

Please correct me if I’m wrong

Let’s say I hav rm50k in my PSA account

My save bonus only rm39

Shouldn’t it b rm110?

Why ah?

I’ve deposit rm3k and spend rm1k already

Why ah?

Thanks for the reply. Is the rm41.1 inclusive of the cashback I get from the spend of credit card?

I don’t see where I receive the cashback from SC credit card. I’ve been diligently transferring rm2.5k out of bigpay

I thought SC and SC Saadiq is DuitNow QR available:



https://www.duitnow.my/DuitNow-QR/index.html

https://www.sc.com/my/bank-with-us/scan-and-pay/

Revision to Privilege$aver Campaign Terms and Conditions
-1 Feb 2021- 31 Jan 2022

Dear Valued Clients,
Kindly be informed that the Terms and Conditions of Privilege$aver Campaign will be revised as follows effective 1 February 2021:



New PSA T&C: https://av.sc.com/my/content/docs/my-privilegesaver-tcs.pdf

Announcement link: https://av.sc.com/my/content/docs/my-revisi...ampaign-tcs.pdf

Base Bonus: 0.05% pa
Save Bonus: 0.90% pa
Spend Bonus: 1.0% pa
Invest Bonus: 2.0% pa
Up to 3.95% pa

Eurobeater FYA, Kindly revise the interest rate at the title and attach the new T&C.

Interest rate is even lower than OCBC 360.
Goodbye PSA.

So, indirectly, we get higher interest..
0.05 + 0.9 x 3 = 2.75 vs current 2.60

You'll only know the result for Debit Card Spend Bonus by 31/3/2021 since this is the first revision.



Based on the latest revision on JOP and PSA, they want you to use their product mores.

Unfortunately there's no way to retrieve the current setting other than to contact CS via call/live chat in the app/portal.

Base interest (0.05%) and Save Bonus Interest (0.9%) with 3k fresh fund for month of February are in.