Request timed out.. anyone can login? hmm

no problem login both using pc and hp

No problem at all!
Very smooth and fast.

anyone know why is it dropping?

and why the panic sell and lock in the loss?

to aim for 20%

IPF NAV drops further.

sell to lock in profit or minimize loss lol. no lock in loss.

Today can redeem d cos both IPF and SIPF dropped
Hopefully today NAV back up then can get more and Monday back inside again

I redeemed all except my MPF yesterday. BTW, does anybody know what are the bond yields like for IPF? The 7-8% pa I believe is a mixture of both capital gains and bond yield but I just want to know the yield/coupon rate.

i reedemed yesterday morning...this afternoon money already in account
opus is really good and fast

the 7-8% pa is you put it on day 1 and in the middle up and down till the 365th days u got the final NAV of the units u bought on 1st day
without redeem u still cannot see the real value.
so if you redeem in the middle when it is high and buy again in the middle when it is low, you might get more than the one who let the units sit inside without doing anything

This post has been edited by tan_aniki: May 15 2020, 03:06 PM

That's what I mean--its a combination of the coupon rate plus the capital appreciation. I just want to know the coupon rate but I guess Opus is not telling us from what I quickly read through its prospectus. If the price actually drop on the 365th day compared to the price that one bought, the total earned would likely be less than 7-8% pa. Its because the bond price has been rising (due to interest rate dropping), that we are able to get around 7-8% pa

This post has been edited by abcn1n: May 15 2020, 04:35 PM

I think you can find the info from their latest fund fact sheet.

For IPF,
https://www.opusasset.com/wp-content/upload...v=1589533560223

I think the coupon rate that you are mentioned is something like the portfolio yield they mentioned in the fact sheet.

Now 1 month FD on board rate 1.90% and 12 month is only 2.10%, I would rather save my money in Opus bond funds. so far i made redemption and it is really super fast, the next day get my money and all with all the daily price earning. Love it!

I did not really go in and out la. I see it not much difference unless it is a huge drop like end of March. or else if withdraw today, tomorrow if the price go up again, you enter at high price again. Short term price movement should not be a concern. and I saw earlier some big big posted that it is unit trust, it is not a trading accounts, and it is not a stock, so I think for medium and long term investment or I treat this as my savings with great interest earn, I wont bother to do the in and out. just a personal opinion.

Which bank did you use?
Maybank seems abit slow, or I'm just new to it or being impatient lol

small amount then at night u will get

that is if you transfer in the morning before 12pm?

i used maybank...5 figures redemption...redeemed before 10 a.m

but my wife account still not in yet...also maybank

cut off is 4pm. u will get ur money T+1 although I think I saw it says can be up to 10 days

T+1 is up to night fall (7/9/10pm) and working days only.
Excuse me, T+1 isn't fast enough?

This post has been edited by GrumpyNooby: May 15 2020, 05:37 PM

Ya man. I think has to be fair, be it afternoon get or at night get, it is T+1. I think they are doing the best effort. I never see anyone in the market can do this. Last time I invest in those others, 5-6 days to get my money back. Even those so called Robo Adviser also takes 5-6 days.

It is not easy, first the funds need to be liquid and also the way the process our applications is crazily smooth and fast. Really give credit to them. CS team also responsive.