Outline ·
[ Standard ] ·
Linear+
Opus Touch, Self-Service UT Platform
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GrumpyNooby
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Feb 9 2020, 03:13 PM
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You guys should be aware of that those funds that Opus is offering is unit trust. Income Plus Fund is a bond fund with low-to-moderate risk which requires short to medium investment tenure (3 to 5 years).
The platform is not meant for parking place for milking out cash back from Boost like some of us trying to do.
Not sure if some of here is doing investment or just rolling $$$ over from source A to source B.
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GrumpyNooby
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Feb 10 2020, 10:55 AM
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QUOTE(ppfoong @ Feb 10 2020, 12:01 AM) It doesn't matter, become it is 0% sales charge. Those funds that need 3-5 years, possibly are those with agent taking 6% of your fund as their sales commission. They drive luxury car, you buy from them, wait for 3-5 years to get a mere profit. Hope it won't turn to be 2nd HG.
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GrumpyNooby
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Feb 13 2020, 07:02 AM
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QUOTE(cucikaki @ Feb 12 2020, 08:19 PM) i can't see MPF option, how to invest in mpf? i try click < > at my account there, it's empty, and what is cooling off period? Have you actually read Page#1? And also each fund of the Prospectus and Fund Factsheet? QUOTE Cooling-off:
A Cooling-off Right is only given to an individual investor who is investing in any of the unit trust funds managed by us for the first time except for the following investor: • our staff; and • any person registered with a body approved by the SC to deal in unit trusts funds.
If you are eligible for the Cooling-off Right, you may exercise the Cooling-off Right within 6 Business Days from our receipt of your application for Units.
We must receive your notification to exercise the Cooling-off Right on or before 4.00 p.m. on a Business Day. Any notification received after 4.00 p.m. will be treated as having been received by us on the following Business Day. If you exercise the Cooling-off Right, a refund for every Unit held would be the sum of: (a) the NAV per Unit on the day the Units were purchased; and (b) the Sales Charge (if any) imposed on the day the Units were purchased.
We will refund the sum to you within 10 days of our receipt of your notification to exercise the Cooling-off Right. If you pay for your subscription of Units by cheque, the Cooling-off Period will accrue from the date on which we receive your cheque and the refund pursuant to the exercise of the Cooling-off Right will be made after the cheque has been cleared. Or you just invest blindly with your 3 accounts to milk RM 8 cash back from Boost?
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GrumpyNooby
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Feb 14 2020, 07:06 PM
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QUOTE(tan_aniki @ Feb 14 2020, 05:11 PM) Winner list updated No luck again although invest more than RM50k so far… If still cannot win, will redeem after winners list fully announced?
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GrumpyNooby
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Feb 15 2020, 08:36 AM
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QUOTE(tan_aniki @ Feb 15 2020, 02:31 AM) u r welcome~ i also wish i could have the chance to retain that long... guess gonna redeem and move to SIPF by 6 Mar if still no kena... It's a good fund but do note that things are not always at the bright side with up trending straight line. Past performance does not dictate future performance. A friendly advice by all the financial masters out there is do no put everything into a single basket.
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GrumpyNooby
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Feb 17 2020, 07:07 AM
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QUOTE(Ancient-XinG- @ Feb 16 2020, 11:12 PM) Lol guys... you guys need to understand how UT work... underlying assets, major holding, etc etc.... Doesn't matter as long as some said can keep milk cash back from Boost (cover the loss) and NAV keeps on the upward straight line trend.
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GrumpyNooby
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Feb 19 2020, 03:44 PM
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No redemption fee for IPF:
Repurchase Charge: Nil.
This post has been edited by GrumpyNooby: Feb 19 2020, 03:45 PM
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GrumpyNooby
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Feb 19 2020, 04:46 PM
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QUOTE(ben3003 @ Feb 19 2020, 04:16 PM) Wow.. good like tat can pump from credit card to Boost then Opus then take out cash.. ^That is what he was trying to achieve before his Boost kaput! This post has been edited by GrumpyNooby: Feb 19 2020, 05:15 PM
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GrumpyNooby
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Feb 19 2020, 07:46 PM
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QUOTE(tan_aniki @ Feb 19 2020, 07:44 PM) Switching fee is FOC?
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GrumpyNooby
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Feb 19 2020, 09:24 PM
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SPIF is about 4 months old only.
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GrumpyNooby
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Feb 19 2020, 10:15 PM
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QUOTE(tan_aniki @ Feb 19 2020, 10:13 PM) Free 4 switching per year but i did the manual way: Redeem and add on rather than wasting time submit the document for switching I cant touch my IPF yet but move my MPF to SIPF and will only move from IPF to SIPF on 6 or 27 Mar Opus Touch cannot support switching without the need of submitting documents? Mind asking why is so attractive on SIPF since the fund is very young and it's investing in sukuk (Islamic bonds).
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GrumpyNooby
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Feb 19 2020, 11:12 PM
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QUOTE(zenquix @ Feb 19 2020, 11:10 PM) my guess is SIPF is currently at a lower cost, so dollar to dollar u get more units and more upside than IPF Shouldn't underlying holdings matter more? I couldn't find its latest fund factsheet.
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GrumpyNooby
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Feb 20 2020, 05:56 AM
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QUOTE(cucikaki @ Feb 20 2020, 12:06 AM) Ive been exchanging email with their support team for 10 days. Their reply is just restart phone, use other card, clear cache, then email say will investigate, next day reply with the same email template say please use other card (which was their first reply - the email is memang copy paste) which is hopeless. Dont wanna care much. Just let it be until there are new campaign similar to SCB Drift. Update: opus redemption is fast. Just realised the money is in my bank as at 19/2. Redeem on 18/2 3.30pm.Already mentioned in Page#1: Redemption Processing Time - T + 1 Business day - Kelvin666
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GrumpyNooby
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Feb 20 2020, 08:01 AM
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QUOTE(cucikaki @ Feb 20 2020, 07:51 AM) Well i tot that was when ur nav for redemption calculated, as their website mention t+10 That is the standard processing time for unit trust. We have OPUS representative here and he said as below: QUOTE(calvin84 @ Jan 24 2020, 05:06 PM) We will try our best to deposit withdrawal money in a T+1 manner. However in the guideline we have T+10 days to settle. Do check your account tonight, it should be in.
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GrumpyNooby
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Feb 20 2020, 08:29 AM
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QUOTE(mamamia @ Feb 20 2020, 08:23 AM) Do u mean that IPF has minimum holding period? There's cooling off period only. No min holding period.
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GrumpyNooby
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Feb 20 2020, 08:50 AM
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QUOTE(choco_ice @ Feb 20 2020, 08:49 AM) Yes, i have the same thought, time will tell.. I have dumped in some in SIPF earlier too.. Wow, everybody is shifting focus into SIPF.
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GrumpyNooby
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Feb 20 2020, 09:32 AM
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QUOTE(T231H @ Feb 20 2020, 09:28 AM) SIPF could be too young to judge.
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GrumpyNooby
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Feb 20 2020, 04:59 PM
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QUOTE(MUM @ Feb 20 2020, 04:50 PM) someone mentioned the unavailable of fundfactsheet for the SIPF... anywhere/link to get those fundfactsheet for those 3~4 funds that are frequently mentioned here? IPF is available in FSM. https://www.fundsupermart.com.my/fsmone/fun...ncome-Plus-Fundhttps://www.fundsupermart.com.my/fsmone/adm...eetMYOAMIPF.pdfThis post has been edited by GrumpyNooby: Feb 20 2020, 05:25 PM
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GrumpyNooby
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Feb 21 2020, 11:27 AM
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QUOTE(tan_aniki @ Feb 21 2020, 11:26 AM) 21 Feb winners out… Looks like Opus ignore me again… Report to calvin84
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GrumpyNooby
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Feb 25 2020, 09:37 AM
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QUOTE(epie @ Feb 25 2020, 09:29 AM) Both IPF and SIPF dropped.
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