What have you learn from sifu insight?

Faham
I just put money here and there to really try to learn and catch up with the ever changing of the investment world
I put some in wahed
Put some into raiz
Put some into eUT
Put some into Samy
Put some into fsm
Put some into Opus
Put some into PMO
Then I sell everything to ensure what I put in can come out
Then I consolidate what I am more comfortable with
So now what I have is Opus, PMO eUT and Samy
EUT only hold my arim
Opus only hold ipf
PMO is pbond which I hold for more than 10 years

Again I am trying to understand the rules and how things works
I can share that PMO even it is direct but when you sell also it will take close to 5 working days for the money to come back to you
Raiz about 5 days as well
Wahed 8 days
FSM 6 days
Samy 5 days
Opus 1 day saja
EUT and FSM depend on the fund

This are all the things that I need to know before I can decide
That is why you see me everywhere
Again I have consolidate

Uncle very geng... I think everyone also explore opportunity here and there. I personally also invest in Opus, Shares using Rakuten Trade, SAMY register but never put in money, earlier also invested HG but dont like it. FSM for my PRS mainly, then also put money into SSPN-i and etc.

I think platform is one thing, but ultimately you have to really understand what is the underlying assets that the investment you go into like what other LYN members said. Construct your own portfolio. I think a lot of pro investors would tell you now their portfolio is like 70% bond, 20% equity, 10% gold or etc. But it depends on your own risk appetite and take Opus Touch as example, i think it gives me the bond portfolio exposure and also liquid money settlement. As for Equity, i can do the shares trade myself or I just invest into some growth fund in unit trust. So it depends how much you understand the asset classes and also risks.

Bond and FI I have about 98%
2% is just to try on all this new thing that I recently expose to
Gold is like very high risk so I never dare to buy any gold fund
I do have sspn but very little money there

Know what you are doing and where you are putting your money. Trust me, while still a newb, I will blindly go into a fund because ppl said this one BBB and not knowing what the funds are all about. Also, PM was my first fundhouse and now I realize how stupid it was to give away that 5% away...grrr...still a bit sour but learning to DIY is the best on can do to learn!

i saw others bond going down quite heavy today, hopefully IPF not that much but for those redeem today might be a good news as August storm is here already...

Hi, how to see the bond performance you mentioned above? Is the fluctuation proportional with IPF NAV movement?

I left 1000.367 units
Let us see tomorrow up or down la

you can refer to this:
https://www.bloomberg.com/quote/ABMBNDF:MK

the performance is almost similar to IPF

or this:
https://www.bloomberg.com/quote/AMMISAM:MK

similar to SIPF

Thank you very much!

First time I see a decrease in my investment value after using OT for about 4-5 months

Huge drop in yesterday NAV

IPF: 1.0973 -> 1.0932
SIPF: 1.0507 -> 1.0484

Wondering what happened yesterday?

IPF 1.0932 drop 41 points

First time see drop like this
SIPF drop lesser a bit

SIPF normally slow a bit to reflect, so expect further dropping for SIPF on tomorrow

Due to KLCI drop

but normally stock down bond up right?

Nvm later buyback

can share more on how opus works pls