Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Opus Touch, Self-Service UT Platform

views
     
no6
post Jul 20 2020, 07:47 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(choco_ice @ Jun 5 2020, 11:58 AM)
Same here already cabut few days back
*
newbie here, wandering why one cabut before it drops as if playing klse ? isnt this UT meant for medium long term via DCA ?
no6
post Jul 20 2020, 08:13 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ May 30 2020, 10:50 PM)
Does both IPF and MPF are considered as money market fund?
IPF is a bond fund. MPF is money market fund

What are their management fee, sales charge and initial placement amount? I cannot find these info in their website.
MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
PHS: https://www.opusasset.com/wp-content/upload...v=1590850145428
Annual Report: https://www.opusasset.com/wp-content/upload...v=1590849983151

MER for MPF is 0.28%, SC is 0%, II is RM 1000
PHS: https://www.opusasset.com/wp-content/upload...v=1590850490024
Annual Report: https://www.opusasset.com/wp-content/upload...v=1590849983151

Why the Shariah short term low risk asset fund has no movement in the graph? Is it less popular?
The fund is launched on 06/05/2020. Less than a month old.
PHS: https://www.opusasset.com/wp-content/upload...v=1590850145428

So far, are you happy with their fund performance or anyone planing to exit?
No plan to exit at all.
*
MER for IPF is 0.65%, SC is up to 2% offline and 0% using Opus Touch, II is RM 1000
MER for MPF is 0.28%, SC is 0%, II is RM 1000

Say my total investment is rm1000, fees that i get charged per annum is:-
1000x0.65% = rm6.50
1000x0.28% = rm2.80

is this calculation correct ? nothing else right


no6
post Jul 20 2020, 08:18 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(ironman16 @ Jul 20 2020, 08:06 PM)
😆 If FI not need dca or cabut la, FI dip, sure equity oso dip.
Unless go FD or hold cash lo
*
sorry FI stands for fixed income ?
FI does not need to DCA like ETF ?
may i know what is the common play for Opus Income Plus Fund ? isn't it buying consistently every week / every month in order to average down then per unit price (hopefully) ?
no6
post Jul 20 2020, 08:24 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Jul 20 2020, 08:17 PM)
Fund management fee and trustee fee are accrued in daily basis and reflected in daily published NAV.
*
meaning i'll get charged from the "background" right ?
say i buy the fund at nav 1.08 today, and decided to sell tomorrow at nav 1.05, the charges are already factored in the nav 1.05 ?
no6
post Jul 21 2020, 12:40 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(ironman16 @ Jul 20 2020, 08:45 PM)
just my 2 cent view, if didnt agree pls dont shoot me  thumbup.gif
*
thank you so much for the insight rclxms.gif
no6
post Jul 21 2020, 12:52 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(funboy555 @ Jul 21 2020, 10:25 AM)
Agreed. That's why for new investors they suggest IPF and SIPF.
Uncle, IPF is for medium to long term investment, you can always checkout their website to download the fund factsheet or call their customer services to explain to you, i think they are quite helpful and more than willing to share with uncle the difference.

I personally put both before, MPF is rather safe is just slightly better than FD rate, but FD although higher risk, but looking at their credit profile and sectors allocation in fund fact sheet, most of the holdings are quite liquid. As at June, the portfolio yield for IPF is 3.4%, MPF is 2.5%. meaning to say the bond holdings that they had in the portfolio, without any movement and they hold it till maturity then that's the yield you may gain from the investment.

But uncle has to understand, higher risk, higher return or higher loss. That's the main difference from my point of view.
*
may i know where can we see the bond maturity date? or rather do we need to know the bond maturity date before investing in IPF, is it necessary ?
what happened if i bought the IPF today and the bond maturity date is 1 month from now, does that mean will most likely loose money as the bond is expiring soon ?

and why are some sifu here still timing the market, selling off the IPF before the nav drops ?

no6
post Jul 22 2020, 07:48 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(!@#$%^ @ Jul 22 2020, 06:23 PM)
dun so small gas. asking only. just because i don't see the reason, doesn't mean others don't. many ppl like it then should continue.
*
console.gif haha ...sincere abit
no6
post Jul 23 2020, 06:23 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
Just wandering how is Opus performance compare to SAMY ?
no6
post Jul 24 2020, 02:16 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Jul 23 2020, 06:25 PM)
Opus which fund vs SAMY which risk % portfolio?

The question is you're asking is basically open-ended question.

And also Opus funds are dominantly in MYR while SAMY in USD (except for Simple™).
*
Opus income fund vs SAMY 22% ... just wanted to gauge how's the performance so far
let just say rm10k each, which will perform better
no6
post Aug 11 2020, 10:33 AM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(tan_aniki @ Aug 10 2020, 09:47 AM)
seems like u still dunno how Opus work
it's ok, u can choose stay or buy more, i already redeem all but left 1k units inside
*
can share more on how opus works pls
no6
post Sep 30 2020, 07:50 AM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Sep 29 2020, 10:33 AM)
IPF distribution: RM 0.012
SIPF distribution: RM 0.014
MPF distribution: RM 0.002
SST distribution: RM 0.003

Not sure why so nervous about the distribution until need to manually calculate.
Cannot even wait for official announcement by FM at the official portal.

Date Description
28-Sep-20 OPUS INCOME PLUS FUND (IPF) declares income distribution of 1.20 sen per unit.
28-Sep-20 OPUS MONEY PLUS FUND (MPF) declares income distribution of 0.20 sen per unit.
28-Sep-20 OPUS SHARIAH INCOME PLUS FUND (SIPF) declares income distribution of 1.40 sen per unit.
28-Sep-20 OPUS SHARIAH SHORT TERM LOW RISK ASSET FUND (SSTLRAF) declares income distribution of 0.30 sen per unit.

https://www.opusasset.com/resources/income-distribution/
*
is this the reason am getting money credited into my bank account ? Why is my distribution not being reinvested?
no6
post Sep 30 2020, 08:05 AM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Sep 30 2020, 07:57 AM)
What is your distribution paid out instruction?

1. Reinvestment
2. Credit bank into nominated bank accout
*
Is This the distribution for jun-sep 2020 aka quarterly interest
Can i switch back to reinvestment for future distribution ?
no6
post Sep 30 2020, 02:26 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(zenquix @ Sep 30 2020, 01:23 PM)
Can. Just email clientservices. Done it before. Furthermore you must have held alot of units as only distribution > RM100 will have the option to credit to bank. i.e. if even if u choose this option, if your distribution entitlement < RM100 you will still get unit reinvestment.
*
am still new here, would it be better to reinvest the distribution or cash out ?
what is your experience so far ?
no6
post Oct 19 2020, 03:47 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(ironman16 @ Oct 15 2020, 10:22 PM)
sabar boss, u only start invest in OPUS ma, hmm.gif  i start OPUS since january oledi.  biggrin.gif
*
are you still seeing positive return in view of the longer investment period ?
no6
post Nov 30 2020, 07:56 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(majorarmstrong @ Nov 27 2020, 11:32 PM)

economy is good > interest rate goes up > lower price in bonds so as to correlate with higher yields ?

no6
post Nov 30 2020, 11:32 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Nov 30 2020, 07:59 PM)
But bond fund NAV is directly correlated to constituent bonds holding price?
*
dont hold bond when economy is picking up ?
no6
post Dec 8 2020, 12:44 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010

for mid/long term, is it time to top-up or stay-put ?
mind to share your experience
no6
post Dec 9 2020, 03:17 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Dec 9 2020, 11:07 AM)
That's why move out.
I have dumped all in IPF and SIPF.
Won't be updating after next week.
*
no hope at all ? advisable to hold on and dca ?
no6
post Dec 28 2020, 10:29 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Dec 26 2020, 05:23 PM)
Total return of OPUS SHARIAH INCOME PLUS FUND for the period from 28 Sep 2020 to 22 Dec 2020 is (0.3800) %.
Total return of OPUS INCOME PLUS FUND for the period from 28 Sep 2020 to 22 Dec 2020 is (0.2700) %.

Seems like pathetic return.  dry.gif
*
what happened to ipf & sipf, such a low return.
continue dca ?
no6
post Dec 30 2020, 02:26 PM

Casual
***
Junior Member
427 posts

Joined: Oct 2010
QUOTE(GrumpyNooby @ Dec 29 2020, 06:44 AM)
There's always an exit path and I believe some had even migrated to ARIM.
*
just wandering exit even though it's still in red ? or

2 Pages  1 2 >Top
 

Change to:
| Lo-Fi Version
0.1555sec    0.44    7 queries    GZIP Disabled
Time is now: 8th December 2025 - 09:40 AM