Welcome Guest ( Log In | Register )

19 Pages  1 2 3 > » Bottom

Outline · [ Standard ] · Linear+

 Opus Touch, Self-Service UT Platform

views
     
majorarmstrong
post Jul 20 2020, 10:57 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


good morning
uncle reporting into OpusTouch
uncle newbie
i do read faq
majorarmstrong
post Jul 20 2020, 11:01 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


here come the question, the OpusTouch only can buy 1 fund saja?
when i sign up got 2 option, then i choose the Opus Income Plus Fund, then now my account approve it give me only 1 option
is this correct?
why opus is not like FSM where you can have multiple fund to select?
majorarmstrong
post Jul 20 2020, 11:08 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 20 2020, 11:04 AM)
u can buy all 4

click on transaction
then click on add investment
*
i just spoken to customer service here is the info:
1. register that time can choose 2 fund
2. when put money inside account approve can see only your selected fund
3. move to accepted for processing status continue to see 1 fund
4. once the money is invested can see 4 funds

hebat system kan

majorarmstrong
post Jul 20 2020, 11:41 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(funboy555 @ Jul 20 2020, 11:37 AM)
user posted image

I mean Month-To-Date, based on their performance chart at website last month close at 13.13%, as at last Friday is 14.82%, so i just take simple minus calculation to estimate, should be 1.6%+ up since 1st July till now.

Correct?
*
nice chart
all i want is when 1 tahun i go inside and cash out some money for my daily expenses

----------

question: so opus touch vs fsm is the 0.05% per annum charges, where now i buy with Opus they no charge me
user posted image

This post has been edited by majorarmstrong: Jul 20 2020, 11:43 AM
majorarmstrong
post Jul 20 2020, 02:48 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(yklooi @ Jul 20 2020, 12:08 PM)

*
i read it say FSM 0.05% per quarter for platform charges ma which i guess translate into 0.2% per annum and our understanding is correct
so back to Opus vs FSM
so buy from Opus is free la save the 0.05% lo compare to FSM
again FSM interface cantik a bit
Opus interface very lousy
Opus is like college project interface




majorarmstrong
post Jul 20 2020, 03:49 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 20 2020, 03:02 PM)
i don't care the interface, just need fast in fast out
*
which one faster
FSM or Opus?
cause when uncle need money for medical expenses i really need fast fast like 3 to 5 days lo

for those who still young pls make sure keep 1 or 2 credit card that has high limit like 50k or 100k
even you are cash rich you still need credit card cause u wont carry 50k to 100k cash go out
but u will carry 1 single piece of platics to go out ma
reason being when u go hospital credit card do wonders everything can speed up if you have one
if dont have things go super slow
sometimes 5 mins saves life

majorarmstrong
post Jul 20 2020, 03:53 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(yklooi @ Jul 20 2020, 03:13 PM)
yes that 0.2%pa in FSM...

which to go depended on which one
makes you feels better to go to?
are you really mind about the 0.2% pa?
do you liked the non transaction related issues provided?
does the lower quality interface transaction suffice to your investment need?
etc etc....

just like those that take coffee at high end shops....
do they really enjoying or know how to enjoy the coffee there, or are they just there for the "feels" of there?
*
you talk deep
uncle go starbucks when my son bring me there
i dont even like the coffee there
i rather go my to those chinese coffee shop cheap and nice
so i guess all i need is to be able to withdraw and does not take more than 1 week
i will just go with Opus
honestly for me even PMO interface very lousy all i need is to top up and withdraw

majorarmstrong
post Jul 20 2020, 03:54 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 20 2020, 03:52 PM)
Opus T+1 in or out
*
then opus is the answer
damn fast!!
majorarmstrong
post Jul 20 2020, 03:59 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


btw can i use my son Boost account to top up?

majorarmstrong
post Jul 20 2020, 04:58 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


opus got a referral program?, i want to open for my son
he is 19 years old this year
majorarmstrong
post Jul 20 2020, 11:45 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


uncle masuk 10k each into MPF and IPF
dont know good or bad move
masuk today so tomorrow should get invested



majorarmstrong
post Jul 21 2020, 09:39 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 20 2020, 11:48 PM)
what time u bought?
before 4pm then only tomorrow you bought it with today NAV
if after 4pm then you need to wait Wed only got it with tomorrow NAV
*
i think one before 4PM another is after 4PM
so now account show RM10k saja
majorarmstrong
post Jul 21 2020, 10:18 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(tan_aniki @ Jul 21 2020, 10:12 AM)
you can view all the transaction history with time stamp
believe me, once you addicted to IPF, you won't put money into MPF
*
uncle still dont know what is IPF vs MPF
all i know is IPF higher risk
MPF lower risk
that is all i know
so i put in both 10k each la
then come back after 1 to 2 years to see see look look
majorarmstrong
post Jul 21 2020, 10:37 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(funboy555 @ Jul 21 2020, 10:25 AM)
Agreed. That's why for new investors they suggest IPF and SIPF.
Uncle, IPF is for medium to long term investment, you can always checkout their website to download the fund factsheet or call their customer services to explain to you, i think they are quite helpful and more than willing to share with uncle the difference.

I personally put both before, MPF is rather safe is just slightly better than FD rate, but FD although higher risk, but looking at their credit profile and sectors allocation in fund fact sheet, most of the holdings are quite liquid. As at June, the portfolio yield for IPF is 3.4%, MPF is 2.5%. meaning to say the bond holdings that they had in the portfolio, without any movement and they hold it till maturity then that's the yield you may gain from the investment.

But uncle has to understand, higher risk, higher return or higher loss. That's the main difference from my point of view.
*
understand and thanks for the explanation

majorarmstrong
post Jul 21 2020, 10:38 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(ironman16 @ Jul 21 2020, 10:36 AM)
Uncle, MPF normally for the fund that we gonna use may in one year / emergency fund bcoz almost same rate with FD (sure hard to beat inflasi) . IPF use for the fund for medium to long term investment (if u r Conservative investors) in case u need it if urgent oso may b loss a bit.
*
duit dah masuk so let it be lo
i put 10k each

majorarmstrong
post Jul 22 2020, 11:50 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


QUOTE(ironman16 @ Jul 22 2020, 11:38 AM)
Uncle sangat aktif 😁
*
i masuk duit so i must get myself updated and always learn new things ma
my duit tak banyak sikit saja
tapi perlu juga ambil tahu
majorarmstrong
post Jul 22 2020, 09:03 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


i actually still tak faham NAV

majorarmstrong
post Jul 22 2020, 11:43 PM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


question - after income distribution, will NAV drop?
let us just say in circulation now there is 100
then NAV = 1.00
income distribution 0.01
so now after income distribution how may in ciruclation? still 100?
Also NAV become 1.01?

majorarmstrong
post Jul 23 2020, 09:40 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


Tak boleh masuk



This post has been edited by majorarmstrong: Jul 23 2020, 09:40 AM
majorarmstrong
post Jul 23 2020, 09:41 AM

Look at all my stars!!
*******
Senior Member
2,239 posts

Joined: Aug 2009


Today totally cannot login
Like stuck there

19 Pages  1 2 3 > » Top
 

Change to:
| Lo-Fi Version
0.0857sec    0.40    7 queries    GZIP Disabled
Time is now: 9th December 2025 - 03:22 PM