how about ur gain? if compare to stashaway..............obviously the different ?

May I know your portfolio? I have 2 - moderately aggressive & very aggressive. Started May 2020 (actually January 2020 but did a panic selling after COVID). Moderately aggressive is hopeless for me. Currently still about 160 loss but very aggressive is about 4xx profit. Stashaway is also about the same - 4xx profit.

Just switched the moderately aggressive account to US stock.

Many will switch to all-US portfolio now?

Or create another all-US portfolio instead?

Not relying on Malaysia ETF and Sukuk but at the end of the day, fully rely on HLAL. Would be volatile and should be long term investment.

So at the end of the day, will depend if HLAL can outgrow Wahed charges. I pulled out everything last month due to i find charges eat much into my earning. Not sure if this would be worth a relook.

Review of Wahed’s HLAL ETF
Date: June 21, 2020
Author: Rakaan Kayali

https://practicalislamicfinance.com/2020/06...aheds-hlal-etf/

If paying 1% pa in fees while getting average returns of 12% yearly then it’s considered a good investment

If without Sukuk and KLSE index’s then it’s a better buy but you need to know whenever to enter and exit unless it is long term holdings because HLAL weightage is similar to SnP indexes

My initial intention of using wahed invest was to have a portion in US stock market. So of course now that i have the opportunity to have all-US portfolio, i just do the switch. Don’t need local or sukuk exposure in my portfolio as i already have that in my other investment vehicle.

For some, switching may mean locking in all the losses on the MMID and Bond portions. MMID was fine until the past 1.5-1 months. Bond was negative since I started Wahed, anyways. HLAL was the one carrying the gains since the last optimization.

ATH now.....

Very true. Considering current pandemic and political uncertainties, I don’t see our economy rebounding any sooner. Bond will keep having low return for quite some time, as long as the interest rate is low. I think that may be worth tinkering to lock the loss and move on. And of course need to consider overall investment exposure etc.

why the online transfer to wahed maybank account is showing pacific trustee name?

That's the structure of etf/ unit trust investment in Malaysia.

The money you pay to Wahed for investment will not go to Wahed directly, but held by a trustee (i.e Pacific Trustee) to separate them from the assets of Wahed, in case Wahed fails as a company.

Yeah we all waiting for correction now on SnP500 index ETFs

When it wil happen?

This post has been edited by blibala: Jul 12 2021, 12:29 AM

Look, I dont use wahed much, but 6 months is too short to judge any actively managed funds.

Stashaway didnt perform well since March 2021 either.

Actually, after using stashaway for 17 months, I lost 23% in December 2018.

You need to chill and DCA, whatever robo you use.

Anytime from now till Sept 21

Wahed stagnant during Q1 while rebounded during Q2 while role reversal happened to SA

The problems is when buy ETFs they don’t understand how indexing hence they assume everything goes up

You need to give at least 3 quarters to see the performance with benchmark index performance as well

actually, how to computre the expense.. eg the fund A imposed 1% per annum, and the retuen for that year is 10%, so the real growth is 9% or 9.99? (1% from fund's grow rate)

i could be wrong, my wild guess shot will be, based on total fund size/Asset under management