Not much effect because of broad and diversified holdings

As long as Apple is being about 18% and Tesla 4% of HLAL constituents will be on growth along side with S&P unless the Board decided to reconstitute their holdings then you will see an impact

What happen in US now is just a minor bump wait till March you will the Congress confirmation of Biden secretary pick then you will see his agenda which is known and not surprising

Next to be is State of the Union address on his policies, agenda and implementation for the next 4 years

Year to Date or since Day 1 deposit?

Means from Day 1 of your deposits started so it’s already steady now so no need to worry

If you have two or more portfolios with us:



There will be a minimum fee of RM 2.50 per month or the regular 0.79% per year, whichever is higher


Still not worth opening account as it minimum of RM2.50 per month another tactic they learn from Raiz

Account 1 is 0.79% per year but still depends on whether they will be able sustain which I got a feeling HLAL ETF is not doing that great hence marketing of account 2 which will backfire and escalate the move to StashAway

According to FAQ, yes but how they deduct the charges is another question to be answered as I suspect hey will deduct it Fromm Account 1

If you are investing in early 20s yes it is great but however the upside now is gone hence this year are looking into ways of upcharging to make more money as the good times are gone

It is just the same business model of every unicorn when early investors will make and the newest ones will be in limbo

HLAL it is already about 22% holdings on Apple and Tesla of its ETF hence will just need to see when the right time because the charts is now showing on the downside

IINM 2.5% of the whole portfolio are being calculated as Zakat per calendar year

So if it’s RM100k, RM2500 will goes to Zakat which I wonder why Wahed does it when they can actually separate the portfolio gains into their own internal consolidated gains account to be paid Zakat from there which is why I only park a very small amount as I knew that they gonna start doing this Islamic tax to all their portfolios as part ethical investing mantra for ESG principles

Yes which is why Islamic Sukuk/Bond is preferred than Islamic Equities for those investments which you have to pay Zakat

Anyway better read transaction when any deductions is being transacted

Must be they improved hey back end platform with their broker

Not sure which broker they as it will be good to invest straight without the FX conversion

Anyone buying this week?

Waiting for correction to buy in again 😂

Waiting next week or 2 buying into the dips

Usual market pattern which is always time to shop in Feb

Correction is already happening since last week only a lot daydreamers still thinking bubble will go up

You just pull up the chart it will tell you everything nicely

Aggressive if you are not willing to touch the money for the next year because the results will be seen by then

Conservative if you’re not willing to lose hence it will grow slower and steady.

In your case, in Wahed 2 ways to play out if you need capital preservation just go ahead with the gold portfolio or most aggressive if you will ride the volatility out.

Beware that in Wahed the markets are down like last week, your account will be reflected quickly because the most aggressive are 80% linked to equities

But since you’re willing to invest just concentrate and pick a platform to park it there for long term savings

Anytime soon in the next 2 weeks for those on very aggressive

Just monitor this week and next week can trigger the put

Both are different method in terms clearance into trustee account. You would need to contact Wahed as it only takes max of 5 days to clear deposit into your account

Currently high 34 still cannot break 36 just top up and close one eye until end of the year

HLAL just waiting to breakout on JnJ soon but very small gain on percentage per portfolios

Due Tesla price rebound to more than 800 and JnJ increased holding

Their market cap as well has increased to more than 80m on HLAL itself

Next week is the key week to see whether to buy in more or not because the gains are gonna horrible because of Bursa

Very normal because the most aggressive it is at 2.5% down

The worst performing of all

You must buy in very early last year when it was 27 for HLAL

You got buy or not since now the lowest since inception?