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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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Wolgie
post Dec 30 2020, 10:00 AM

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QUOTE(GrumpyNooby @ Dec 30 2020, 09:33 AM)
For cheaper premium, shouldn't we use Bjak?
I keep seeing ads in FB feed.
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Bjak i test this time already.
Bjak will show the lowest base on all basic. but why it low? because the value of car will make to mininum. So that why u feel very low.
But as comparision, is good.

Early i use bjak compare, then go to main website (MSIG) then buy from there online. MSIG accept Boost drool.gif

Ohh, and if u put same car value.... seem buy from bjak more higher brows.gif

This post has been edited by Wolgie: Dec 30 2020, 10:01 AM
kienloon
post Dec 30 2020, 10:02 AM

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QUOTE(GrumpyNooby @ Dec 30 2020, 09:51 AM)
1st statement for Quantum Mastercard?
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Opps sorry my bad, ada cash back!
Online purchased but on installment plan also entitle for cash back?
GrumpyNooby
post Dec 30 2020, 10:06 AM

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QUOTE(kienloon @ Dec 30 2020, 10:02 AM)
Opps sorry my bad, ada cash back!
Online purchased but on installment plan also entitle for cash back?
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Based on last report in October, yes for installment plan made on online shopping platform.
kienloon
post Dec 30 2020, 10:09 AM

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QUOTE(GrumpyNooby @ Dec 30 2020, 10:06 AM)
Based on last report in October, yes for installment plan made on online shopping platform.
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Fantastic !!!
victorian
post Dec 30 2020, 10:52 AM

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QUOTE(kienloon @ Dec 30 2020, 10:02 AM)
Opps sorry my bad, ada cash back!
Online purchased but on installment plan also entitle for cash back?
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May I know how is the cashback shown in the PBB app? Is it cash backed instantaneously on statement date or after you make settle your statement due ?
jkngo2003
post Dec 30 2020, 11:00 AM

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my friend tell me bigpay transition is not entitled 6 percent cashback for signature card. is that true?

he just get the statement yesterday
adele123
post Dec 30 2020, 11:02 AM

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QUOTE(Wolgie @ Dec 30 2020, 09:32 AM)
hmm.gif Lonpac car insurance okie?
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established, should be ok. as long as price ok, got some free towing lo. just that lonpac being public bank punya company, not surprising that their main focus is fire insurance. (last i heard)

QUOTE(GrumpyNooby @ Dec 30 2020, 09:33 AM)
For cheaper premium, shouldn't we use Bjak?
I keep seeing ads in FB feed.
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buying direct will always be the cheapest. bjak still a 3rd party company.

QUOTE(jkngo2003 @ Dec 30 2020, 11:00 AM)
my friend tell me bigpay transition is not entitled 6 percent cashback for signature card. is that true?

he just get the statement yesterday
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not true (based on my last statement)

This post has been edited by adele123: Dec 30 2020, 11:03 AM
vez
post Dec 30 2020, 11:28 AM

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QUOTE(jkngo2003 @ Dec 30 2020, 11:00 AM)
my friend tell me bigpay transition is not entitled 6 percent cashback for signature card. is that true?

he just get the statement yesterday
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not true, never miss a single cent cash back for VS from using bigpay, latest statement 28 Dec still giving max cb RM38
ask your friend check again...
ClarenceT
post Dec 30 2020, 11:50 AM

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QUOTE(jkngo2003 @ Dec 30 2020, 11:00 AM)
my friend tell me bigpay transition is not entitled 6 percent cashback for signature card. is that true?

he just get the statement yesterday
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You might have heard it wrongly. It is Sarawak Pay not Bigpay. biggrin.gif
GrumpyNooby
post Dec 30 2020, 11:51 AM

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QUOTE(ClarenceT @ Dec 30 2020, 11:50 AM)
You might have heard it wrongly. It is Sarawak Pay not Bigpay.  biggrin.gif
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The vocal pronunciation is very big!

One is Big while the other is Sarah ... dry.gif
cybpsych
post Dec 30 2020, 01:05 PM

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QUOTE(victorian @ Dec 30 2020, 10:52 AM)
May I know how is the cashback shown in the PBB app? Is it cash backed instantaneously on statement date or after you make settle your statement due ?
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monthly cashback credited on the statement date (reduces your statement balance).

it'd shown as CASH BACK BONUS
victorian
post Dec 30 2020, 01:18 PM

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QUOTE(cybpsych @ Dec 30 2020, 01:05 PM)
monthly cashback credited on the statement date (reduces your statement balance).

it'd shown as CASH BACK BONUS
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Seems like I didn't get my cashback this month. I used it to pay for my Allianz insurance. Gave my cc info to the call centre, not sure if this is considered direct debit
ClarenceT
post Dec 30 2020, 01:35 PM

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QUOTE(victorian @ Dec 30 2020, 01:18 PM)
Seems like I didn't get my cashback this month. I used it to pay for my Allianz insurance. Gave my cc info to the call centre, not sure if this is considered direct debit
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Obviously it is not an online transaction.
victorian
post Dec 30 2020, 01:38 PM

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QUOTE(ClarenceT @ Dec 30 2020, 01:35 PM)
Obviously it is not an online transaction.
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I see, then those online renewal of insurance is eligible right.

Think I went through the wrong channel 😂
ClarenceT
post Dec 30 2020, 01:40 PM

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QUOTE(victorian @ Dec 30 2020, 01:38 PM)
I see, then those online renewal of insurance is eligible right.

Think I went through the wrong channel 😂
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Normally the transaction with OTP verification.
GrumpyNooby
post Dec 30 2020, 02:56 PM

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kienloon
post Dec 30 2020, 03:03 PM

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QUOTE(victorian @ Dec 30 2020, 10:52 AM)
May I know how is the cashback shown in the PBB app? Is it cash backed instantaneously on statement date or after you make settle your statement due ?
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I don't use PBB app.
The cash back is instantaneously on statement date.
CSW1990
post Dec 30 2020, 09:22 PM

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I didn’t get my cash back rm30 this month from public bank quantum master card.
Instead I received negative rm0.11 as CB. Spending 2000+ on boost and shopee , never miss the rm30 CB before on these spending. I don’t even know how the negative Rm 0.11 come from...
The only special thing is that this month I received money from eToro into quantum master card for investment redemption.
Anyone have this experience?

user posted image

This post has been edited by CSW1990: Dec 30 2020, 09:23 PM
ClarenceT
post Dec 30 2020, 09:36 PM

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QUOTE(CSW1990 @ Dec 30 2020, 09:22 PM)
I didn’t get my cash back rm30 this month from public bank quantum master card.
Instead I received negative rm0.11 as CB. Spending 2000+ on boost and shopee , never miss the rm30 CB before on these spending. I don’t even know how the negative Rm 0.11 come from...
The only special thing is that this month I received money from eToro into quantum master card for investment redemption.
Anyone have this experience?

user posted image
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Correct, your total spending is negative, so cashback is negative.
wjleong15
post Dec 30 2020, 10:28 PM

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QUOTE(CSW1990 @ Dec 30 2020, 09:22 PM)
I didn’t get my cash back rm30 this month from public bank quantum master card.
Instead I received negative rm0.11 as CB. Spending 2000+ on boost and shopee , never miss the rm30 CB before on these spending. I don’t even know how the negative Rm 0.11 come from...
The only special thing is that this month I received money from eToro into quantum master card for investment redemption.
Anyone have this experience?

user posted image
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refer my case
QUOTE(wjleong15 @ Sep 5 2020, 04:16 PM)
the refund cashback calculation of PBB it's ridiculous
I had a refund 7xx from expedia for Feb statement in September
In february it earned me 30 cashback

I swipe 600 in August
So in September the 600 should earn me 30 cashback
and the 7xx refunded should deduct me 30 cashback which I earned in feb
so my cashback should be 0 in September

But but but!!!
it deduct me -8.xx extra
which mean they calculate the whole 7xx x5% = -38.xx
so -38.xx minus my 30 earn cashback, so I have to pay cashback to PBB -8.xx
although I explained multiple times but the cs insist this is how PBB works

Finally he lodge a report after I express my intention to raise this issue to BNM
WTH PBB
ranting.gif  ranting.gif  ranting.gif
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outcome of my case
QUOTE(wjleong15 @ Sep 9 2020, 09:55 PM)
finally yesterday refunded back the 8.xx back to me
those who din really check statement will be kon by pbb
puke.gif
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