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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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CSW1990
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Jun 18 2020, 09:12 AM
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hi guys, after go through quite some threads from there, look like PBB Quantom Mastercard & Visa card are quite good
Quantum mastercard: 5% for online transaction including e-wallet, online shopping (lazada, shopee), paying mobile phone bill online...etc but utilities bills excluded Quantum Visa: 5% for contactless transaction eg. pay wave both cap at RM30
also saw some sifus mentioned that both cards come together if apply for either. and we can cancel Visa card before activate if we don't want to hold it
am I correct? thanks.
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CSW1990
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Jun 19 2020, 10:52 AM
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QUOTE(GrumpyNooby @ Jun 18 2020, 09:18 AM)  Quantum mastercard: 5% for online transaction including e-wallet, online shopping (lazada, shopee), paying mobile phone bill online...etc but utilities bills excluded ->No entirely correct. Read the exlucsion above also saw some sifus mentioned that both cards come together if apply for either. and we can cancel Visa card before activate if we don't want to hold it -> If you don't want the Visa, you can just indicate in the application form.  Thanks for correction. I didn’t see the insurance premium payment is in the excluded list, so insurance premium is also applicable for 5% cash back in quantum MasterCard online spending, is it correct?
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CSW1990
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Jul 6 2020, 08:02 PM
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Just received and activated my quantum card today. Asking a stupid question... I don’t have public bank account, how do I pay for PBB credit card? Should I go public bank to open a new saving account? Thanks
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CSW1990
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Aug 3 2020, 07:50 PM
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This is the 2nd months i used my public bank credit card- quantum master and visa. I saw only the cash rebate reflect on my quantum master statement, but not visa, is it normal ? Do they combine Cashback amount of both cards into one or will do it seperately?
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CSW1990
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Aug 3 2020, 07:55 PM
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QUOTE(GrumpyNooby @ Aug 3 2020, 07:52 PM) 1. Each card has its own statement but should be in a single PDF unless you specify for separate statement. 2. Cash back is RM 30 per card and it is not combined.  Yes total Cashback I received is rm27.xx and is reflected on quantum MasterCard only. Did a calculation and this number should be correct to my spending on MasterCard only. The spending on Visa card not counted in this Cashback received. So I didn’t receive any Cashback on quantum visa, spent around 100+ on cc paywave last month This post has been edited by CSW1990: Aug 3 2020, 07:57 PM
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CSW1990
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Aug 3 2020, 07:56 PM
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QUOTE(ClarenceT @ Aug 3 2020, 07:52 PM) Quantum Visa - cashback on paywave transactions only, where did you spend? Yes I spent on paywave, E.g. Paywave at MCD
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CSW1990
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Aug 11 2020, 11:14 PM
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 May I know if select 7-11 as payment method for shopee, when go to 7-11 to pay, must it be paid in cash? Or can use credit card to pay waive by public bank Quantum visa for cash back? Any other good recommendations to ultilize quantum visa, besides of paywave (>rm30 per transaction)at retails?
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CSW1990
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Sep 26 2020, 09:17 AM
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QUOTE(GTA5 @ Sep 25 2020, 11:20 PM) Hi all sifus, Just to confirm, for PB Quantum Master, for Grabpay top up, can I save the card as favourite to get cashback? Because for Tngo, it's better not to save as favourite right. Thanks in advance! Why better not save as favourite for TNG eWallet?
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CSW1990
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Sep 26 2020, 10:15 AM
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QUOTE(ClarenceT @ Sep 26 2020, 09:36 AM) Recently I use StanChart and RHB, Grabpay-EC (card saved channel) is Online. (unfortunately for me, I can't get more cashback/reward points as online rebate is capped) It can be Auto/Direct Debit mode instead of Online/SSL mode, which is beyond your control. So don't use saved card channel to top up TNG wallet if you intend to get online cashback. Use OTP method. Do you mean should not save any credit card in tng if want the cash back? So everytime want to top up, need key in card number etc? Or do not use the auto reload?
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CSW1990
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Dec 30 2020, 09:22 PM
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I didn’t get my cash back rm30 this month from public bank quantum master card. Instead I received negative rm0.11 as CB. Spending 2000+ on boost and shopee , never miss the rm30 CB before on these spending. I don’t even know how the negative Rm 0.11 come from... The only special thing is that this month I received money from eToro into quantum master card for investment redemption. Anyone have this experience? This post has been edited by CSW1990: Dec 30 2020, 09:23 PM
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CSW1990
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Dec 31 2020, 03:29 PM
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QUOTE(ClarenceT @ Dec 30 2020, 09:36 PM) Correct, your total spending is negative, so cashback is negative. QUOTE(wjleong15 @ Dec 30 2020, 10:28 PM) refer my case outcome of my case ok.. thanks for sharing.. this negative spending => no cashback or negative cash back, is applied in all bank cashback rules or only PBB?
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CSW1990
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Apr 14 2021, 11:55 AM
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Applied this card but I am hesitated now whether to proceed. Since boost not support cc for opus Sspn anymore and can expect more eWallet will follow. don’t need so many cc for online Cashback now
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CSW1990
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May 30 2021, 04:49 PM
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just a stupid question, will the Public Islamic Bank credit card be shown in PBe to check statement & payment? i activated my Public islamic visa Platinium CC in end of April and the statement date supposed to be 29th of month but till today this card did not show in somehow any record in my PBe account. i only see my owned PBB Quantum Visa & Mastercard in Account -> PC card tab there. Is there another website for Public Islamic bank related account?
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CSW1990
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May 30 2021, 04:58 PM
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QUOTE(cybpsych @ May 30 2021, 04:51 PM) did you add the card into pbe? PBe > Profile Maintenance > Manage Profile > Add / Delete Account checked but the card is not under the selection list in add/delete account there too. the card already activated and able to use it early May.
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CSW1990
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May 30 2021, 05:14 PM
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QUOTE(cybpsych @ May 30 2021, 05:00 PM) the selection only available for added cards. if not listed, then add lor how did u activate the card previously? it is ok now after add, thanks
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CSW1990
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Jun 9 2021, 04:37 PM
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QUOTE(Human Nature @ Jun 9 2021, 03:56 PM) 1. Yes 2. Website 2. Apply all in one go 3. No, can apply separately 4. Depends on the e-wallet. Still getting for ShopeePay. regarding the question #3, is it possible if i can cancel the Quantum Visa card only after holding both Visa+Mastercard for more than 1 year? These 2 cards are not in bundle no matter in application or cancellation right?
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