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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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starry-starry
post May 13 2022, 04:49 PM

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QUOTE(cybpsych @ May 13 2022, 02:02 PM)
yep, same acknowledgement received by mamamia too.

as least they are aware of the bug. thumbsup.gif
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Bug or rather the related department failed to set the rules correctly?! sweat.gif sweat.gif sweat.gif
starry-starry
post May 21 2022, 10:10 PM

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QUOTE(Papertank @ May 21 2022, 10:54 AM)
I can confirm that:-

For PiB Visa Plat:

Reloaded Kiplepay on 21/4
Statement on 20/5 with RM 30 cb
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QUOTE(cybpsych @ May 21 2022, 11:12 AM)
issue only started since 26/4
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Yes, so coincidentally my last top up fell on 26 April (posting date 27 April) and I missed the cashback!!! ranting.gif

Btw, do we still have to contact CS to ask for the missing cashback of e-wallet top-up? Or just wait since few TS reported the bank will credit the amount into our account the following month...
starry-starry
post May 21 2022, 10:31 PM

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QUOTE(cybpsych @ May 21 2022, 10:15 PM)
better to contact them
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Will do!

Just realized my PBB-i Mastercard was charged RM333 AF while PBB-i Visa AF was auto reserved within the same day. Checked out PBB-i Mastercard and realized first year AF is waived, then subjects to min 12 swipes over the proceeding 12 months. Hmm... Does it mean I have to swipe at least 12 times from now on? Or do I have to refer to previous 12 month transactions? Actually I don't intend to keep this card but too bad I forgot about the AF, just keep thinking I can easily get the SST waived/reversed.

Can I request to cancel now after AF is charged without having to pay for it? RM333 AF for quite an useless CC sweat.gif
starry-starry
post May 22 2022, 09:37 PM

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QUOTE(vivace11 @ May 22 2022, 07:18 PM)
A bit lost in the posts.
So for Quantum Master if e-wallet topup done before 26/4 is eligible for cashback or not ya?
I have Lazada topup on 25/4 & Bigpay topup on 26/4 but didn’t get CB.
My Grabpay topup done on 23/4 gets CB.
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QUOTE(celciuz @ May 22 2022, 07:37 PM)
I think is posted on 26/4, anything posted after will have the new rules effective.
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I topped up Lazada wallet on April 26, posted the next day and received no cashback for that.

Initially I thought I was lucky enough coz managed to top up right on April 26 but now I guess they refer to posting date instead... sweat.gif

This post has been edited by starry-starry: May 22 2022, 09:38 PM
starry-starry
post May 27 2022, 05:37 PM

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QUOTE(sben525 @ May 27 2022, 11:46 AM)
maybe it's time to terminate some cards from pbb
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QUOTE(wolf1991 @ May 27 2022, 03:06 PM)
Probably yes but their card quite good. No annual fee, just now only can use for dining, grocery or online shopping like lazada, bill payment etc tec

Lol might as well keep it. I do have quantum master, visa and visa signature but now e wallet no more is like doesn't serve the purpose. Maybe can cut some especially quantum master that have basically same function with VS and come with lesser cashback
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QUOTE(ZeneticX @ May 27 2022, 05:01 PM)
Quantum VS is still good. Quantum MC also still quite decent but ewallet reload not eligible for cashback does make it less desirable compared to last time

I'm considering replacing Quantum MC with PBBi Visa Platinum.... unless they nerf ewallet reloads out of that as well
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Same same, I just appealed for AF waiver for PBB-i Mastercard and it got approved. Only have to use the card min 12 times and AF will be reversed but this credit card does not serve much purpose, cashback is only applicable to grocery & departmental stores... still thinking if I wanna cancel before the next AF kicks in...

starry-starry
post May 27 2022, 09:35 PM

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QUOTE(cybpsych @ May 27 2022, 06:21 PM)
nothing to spend at groceries or dept meh
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Hmm... Usually will use other CC first ie. QV, then e-wallet which can reload using PBB-i Visa (gets to enjoy 4% + e-wallets benefits)... Weekends can use MBB AMEX etc... So not sure when will only use this PBB-i Mastercard... but will keep it first for now and make sure cancel it before next AF kicks in if I do not use it more than 12 times sweat.gif
starry-starry
post Jun 25 2022, 04:37 PM

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QUOTE(helloguyssss123 @ Jun 25 2022, 09:49 AM)
Month 1 got 5 weekend, if RM50,000 fully utilize one 1st weekend, mean 2nd weekend cannot get anything right even you spend?
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QUOTE(ClarenceT @ Jun 25 2022, 09:53 AM)
Of course lah, can be taken up on the first Friday (eg yesterday, now habis!)
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By invitation only meaning even manually register is not entitled for anything right?

starry-starry
post Jul 10 2022, 04:04 PM

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QUOTE(alvinfks78 @ Jul 8 2022, 02:17 PM)
anyone have problem using pbb10 on panda todei?
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QUOTE(MGM @ Jul 8 2022, 03:04 PM)
Me. Cant use since this morning.
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I guess it's fp problem? I did not try using PBB cc but unable to proceed payment after applying HSBC & Mastercard code although I used the correct cc! Gave up in the end!
starry-starry
post Jul 31 2022, 10:37 AM

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Payment > RM30 for Shopee Food, transaction shows Shopee Mobile Malaysia Kuala Lumpur MY entitle for QM cashback? Considered as online transaction?
starry-starry
post Jul 31 2022, 12:10 PM

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QUOTE(ClarenceT @ Jul 31 2022, 10:42 AM)
Ask when you have the final transaction description, when it is posted.
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This is the description shows in my statement.. It was stated as Shopee Food when I entered OTP..
starry-starry
post Aug 28 2022, 12:00 AM

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QUOTE(coolguy_0925 @ Aug 27 2022, 04:21 PM)
Anyone has experience getting cb for the following transaction?

FOODPANDA MY AUT KL

Amount more than RM30

It was foodpanda order but did not trigger otp

Thanks!
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I always get cb for amount > RM30 in fp but I did not save my cc so always have to enter OTP.

But I think shouldn't be a problem even OTP is not triggered?!
starry-starry
post Sep 11 2022, 09:55 AM

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QUOTE(cybpsych @ Sep 10 2022, 02:36 PM)
don't think you can

sst already part of your Oct statement amount.

you need to spend rm600 for QM to get rebate? from where you get this info?

most reported quantum sst rebates are easily granted without spend condition (assuming you have monthly txn so far)

since you wanna cancel...

1) wait Oct statement
2) Cashback credited
3) sst charged
4) pay all outstanding except sst
5) call CS to get sst rebate
6) if granted, wait for it then cancel
7) if not granted, request to cancel immediately and cancel the sst (get confirmation too) due to cancellation
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My QM will be charged SST mid of Oct too, planning to canx it too. Let's say my QM anniversary falls on 15 Oct, but I still wanna maximize the 5% RM30 cb from 16-30 Sep. Won't be making any transaction wef Oct, does it mean I must wait for CB to be credited before I canx my QM? Or can I canx beginning of Oct, request CS to ensure CB credit into another PBB CC?


QUOTE(kart @ Sep 10 2022, 10:23 PM)
Thank you for your informative advice, cybpsych.
Sorry, it should be RM 500, in order to get SST rebate.
Ever since PB announced that eWallet transactions are not eligible for online cashback for PBQM starting from February 2022, my monthly spend for PBQM was way lesser than RM 600.
Alright, I understand. As long as I do not use PBQM after SST is charged, hopefully I can pay the final statement balance (minus SST) and cancel PBQM, without paying the SST.
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Is it? I've never heard of min RM500 spending to get SST rebate..

starry-starry
post Sep 19 2022, 12:14 AM

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QUOTE(Ramjade @ Sep 13 2022, 04:10 AM)
Will use QMC one last time to pay for tnb, maxis and then bye2 to it
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I am considering to make bill payments via Shopee, just wish to confirm using QM still eligible for cashback right?
starry-starry
post Sep 19 2022, 12:55 AM

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QUOTE(Human Nature @ Sep 19 2022, 12:17 AM)
Effective 1st Oct, no more.
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So still eligible right? Wanna make some advance payment via Shopee prior Oct 1 sweat.gif
starry-starry
post Sep 26 2022, 11:06 PM

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QUOTE(coolguy_0925 @ Sep 26 2022, 04:51 PM)
Cancelled PBQM, SST due next month

Will cancel PBQV if no SST rebate when it is due

Keeping VS for online tho, hopefully later gets SST rebate la
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Mine too next month, but my plan is to utilize QM to get the full cashback prior Oct then only cancel... Just not sure if the CB will be capped at RM20 or RM30...


QUOTE(Human Nature @ Sep 26 2022, 06:23 PM)
Did they ask for reason?
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Why ya? So that they could gather info for analysis purpose? Actually this I am wondering could I use this QM for online transaction to get the cashback ie. Iherbs considered as international transaction? If yes, I may consider keeping it but have not decided...

Btw, has anyone raised a dispute with PBB before? I couldn't find any dispute form so I just dropped an email about the dispute transaction with all the supporting. Usually CS responds very quickly, it's been 5 days now and I have not heard from them... It was a cancelled transaction from Shopee which is > 14 days already, but the amount is still not reversed...

starry-starry
post Sep 29 2022, 05:57 PM

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QUOTE(victorian @ Sep 28 2022, 08:59 PM)
Any pointer on where to spend my last RM600 for PB QM?
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QUOTE(KanGz @ Sep 28 2022, 09:05 PM)
I advance paid my tnb bill
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So for those of us whose next statement date falls in between Sept & Oct, do you still get to enjoy RM30 CB if we spend RM600 before 1 Oct? Or will we be getting lesser which is the RM20 CB instead?

This post has been edited by starry-starry: Sep 29 2022, 06:00 PM
starry-starry
post Oct 1 2022, 01:30 AM

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Hmm... I just topped up RM2k using PIB-V because I already registered for previous Visa campaign.. so either I will receive RM38 or RM20 additional CB i think?
starry-starry
post Oct 5 2022, 05:07 PM

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QUOTE(1mr3tard3d @ Oct 5 2022, 03:41 PM)
depending on the interpretation
'% Cash Back on transactions with minimum per transaction, capped at RM per monthly statement cycle'

1) cash back of % is eligible for qualified transactions, so transactions prior to 1 October 2022 are qualified under former T&C
however,
2) the total cash back is capped at RM per monthly statement cycle, since statement issued on/after 1 October 2022, applicable to new cap

e.g., quantum mastercard
1) 5% cash back online prior to 1 Oct + 2% cash back overseas
2) cap at RM 20 in Oct statement
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Die lar if like this... If really capped at RM20 for QM, shouldn't even bother to spend RM600! ranting.gif
starry-starry
post Oct 11 2022, 11:06 PM

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QUOTE(ZoeOong @ Oct 11 2022, 11:43 AM)
just free to call to PBB CS this morning rgrding the RM20 cashback dispute.
seems like they received alots of these calls and sounds impatient.

Directly said this is according to the new rules , i will raise the case , but no guarantee. is there anything else ?
then end call...

wa, so fierce
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Sounded so unprofessional, being impatient and fierce... shakehead.gif
Do update if you receive yours...


QUOTE(celciuz @ Oct 11 2022, 05:29 PM)
Mine kena rejected in email lol, escalating it see apa macam.
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Thought to email too, so for sure kena reject like you and my statement is towards end of the month sweat.gif


QUOTE(beLIEve @ Oct 11 2022, 05:51 PM)
I think it's costing them more and more as people starts asking for the cashback, so, early bird gets the worm, late bird gets bupkis.
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QUOTE(coolguy_0925 @ Oct 11 2022, 06:20 PM)
wah like that not fair leh

if I kena I will try bring to BNM, just an e-mail away for final chance
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QUOTE(coolguy_0925 @ Oct 11 2022, 06:52 PM)
Let's see

Hopefully mine only RM8 they just approve and close case biggrin.gif
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I agree, very unfair if some customers complain able to receive the additional cashback while some not. Those who choose not to ask I have no comments, but they have to be fair to those who ask lo...

QUOTE(Human Nature @ Oct 11 2022, 09:08 PM)
Via email

bnmtelelink@bnm.gov.my

First, make sure you have engaged with the bank customer service either by phone or email. If by phone, state the date and time. If by email, append it to your email.

State your name, NRIC and address.
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Thanks for sharing thumbsup.gif
starry-starry
post Oct 28 2022, 09:51 PM

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QUOTE(chonghe @ Oct 28 2022, 08:30 AM)
I email Public bank about missing cashback of Quantum and was informed that it is under review, have to wait until next statement come out only know

Too lazy to call after seeing the comments here
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QUOTE(Dhang @ Oct 28 2022, 09:29 AM)
When did you send the email? I sent one on Wednesday night to custsvc@publicbank.com.my but I haven't got any reply so far.
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Just to share I sent out email asking for the missing cashabck on 22/10 (Sat) and received a reply on 25/10 (Tue) and received the missing cashback on 27/10 (Thu). All was settled within a week's time, 4 working days to be accurate. I am impressed! thumbsup.gif


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