QUOTE(ClarenceT @ Dec 20 2020, 08:00 AM)
If the merchant is using a Public Bank card machine (eg Mr DIY, Econsave), most likely the transaction will be posted on the same day, it is a bit rare it will be posted 1 day later but still possible. ie you swipe on 24/12, if posted on 24/12, statement 24/12, CB cycle 25/11-24/12.
If the merchant is not using a Public Bank machine, the transaction will not be posted on the same day, most likely 1-2 days later. You swipe on 24/12, posted on 25/12 or 26/12 (too late for 24/12 statement), statement 24/1, CB cycle 25/12-24/1.
P/S: PB debit card - immediate posting if the card machine use Mydebit, doesn't matter the card machine is provided by PB or other banks in Malaysia.
Oh I never thought of it this way.. I thought just simple as my transaction date. So if my statement date is 24th, if I use QM to top-up Shopee Pay and Boost, any idea it will fall on 24th or later? I just wanna ensure I don't waste my cash back in the month I already max up RM30 cash back so I am not sure if I should top up on the 24th or 25th..If the merchant is not using a Public Bank machine, the transaction will not be posted on the same day, most likely 1-2 days later. You swipe on 24/12, posted on 25/12 or 26/12 (too late for 24/12 statement), statement 24/1, CB cycle 25/12-24/1.
P/S: PB debit card - immediate posting if the card machine use Mydebit, doesn't matter the card machine is provided by PB or other banks in Malaysia.
Dec 20 2020, 01:03 PM

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