QUOTE(jiaen0509 @ Apr 24 2020, 04:31 PM)
QUOTE(fruitie @ Apr 24 2020, 04:47 PM)
Yeh, my experience with PBB is that they have a very cautious approach to granting CL limit increases, especially after going past 2.5-3x salary (similar to MBB imo). Other banks such as Citi, SCB and HSBC usually give me more than 100k upon sign-up, but I've never been lucky with MBB or PBB despite holding their cards for more than 10 years and pretty high spending (I used to hold 4 PBB principals, 9VS supps, 3-4 QM/QV supps, 1 WMC supp).Over the past 10 years I applied for CL increase every 1-2 years. I hit my first rejection around 2-3 years back, and then a subsequent rejection about 1.5 years ago. No reasons given. Then I applied for a PBB VI and got a 20% increase. My older cards like VS, QM, QV were still on the "old" limit, but I applied for those to be increased up to the PBB VI level and this was accepted. Since then I haven't bothered applying for a CL increase as PBB have stopped their 0% BT (which was the only reason why I wanted a CL increase anyway).
Apr 25 2020, 06:43 PM

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