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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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lilsunflower
post Apr 25 2020, 06:43 PM

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QUOTE(jiaen0509 @ Apr 24 2020, 04:31 PM)
dry.gif Wonder why they don't want increase for me. The PBB gives me the lowest CL among my other card.
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QUOTE(fruitie @ Apr 24 2020, 04:47 PM)
Apply new card (higher tier) if possible, I added VI and they auto-increased my CL 100%.
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Yeh, my experience with PBB is that they have a very cautious approach to granting CL limit increases, especially after going past 2.5-3x salary (similar to MBB imo). Other banks such as Citi, SCB and HSBC usually give me more than 100k upon sign-up, but I've never been lucky with MBB or PBB despite holding their cards for more than 10 years and pretty high spending (I used to hold 4 PBB principals, 9VS supps, 3-4 QM/QV supps, 1 WMC supp).

Over the past 10 years I applied for CL increase every 1-2 years. I hit my first rejection around 2-3 years back, and then a subsequent rejection about 1.5 years ago. No reasons given. Then I applied for a PBB VI and got a 20% increase. My older cards like VS, QM, QV were still on the "old" limit, but I applied for those to be increased up to the PBB VI level and this was accepted. Since then I haven't bothered applying for a CL increase as PBB have stopped their 0% BT (which was the only reason why I wanted a CL increase anyway).
fruitie
post Apr 25 2020, 07:19 PM

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QUOTE(lilsunflower @ Apr 25 2020, 06:43 PM)
Yeh, my experience with PBB is that they have a very cautious approach to granting CL limit increases, especially after going past 2.5-3x salary (similar to MBB imo). Other banks such as Citi, SCB and HSBC usually give me more than 100k upon sign-up, but I've never been lucky with MBB or PBB despite holding their cards for more than 10 years and pretty high spending (I used to hold 4 PBB principals, 9VS supps, 3-4 QM/QV supps, 1 WMC supp).

Over the past 10 years I applied for CL increase every 1-2 years. I hit my first rejection around 2-3 years back, and then a subsequent rejection about 1.5 years ago. No reasons given. Then I applied for a PBB VI and got a 20% increase. My older cards like VS, QM, QV were still on the "old" limit, but I applied for those to be increased up to the PBB VI level and this was accepted. Since then I haven't bothered applying for a CL increase as PBB have stopped their 0% BT (which was the only reason why I wanted a CL increase anyway).
*
I didn't know PBB is that conservative. From what I read here, PBB could be more conservative than MBB. At least MBB still approves CL increase albeit not much. Yeah, since it no longer offers 0% BT, current CL seems sufficient for me.
jiaen0509
post Apr 25 2020, 08:26 PM

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How to apply for higher tier cc in pbb? Just submit through email? Need fill the form?
Human Nature
post Apr 25 2020, 09:07 PM

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QUOTE(jiaen0509 @ Apr 25 2020, 08:26 PM)
How to apply for higher tier cc in pbb? Just submit through email? Need fill the form?
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All cards can be applied by submitting the form + supporting docs through email.
RickRick88
post Apr 26 2020, 05:45 PM

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QUOTE(Human Nature @ Apr 25 2020, 01:18 PM)
I still keep mine, till the next card anniversary
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Not sure if I should ask here.. Anyone receive cashback for supp card? I got it for latest statement 25 Apr.
cybpsych
post Apr 26 2020, 05:47 PM

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QUOTE(RickRick88 @ Apr 26 2020, 05:45 PM)
Not sure if I should ask here.. Anyone receive cashback for supp card? I got it for latest statement 25 Apr.
*
full cb for supp and principal, separately?

or both combined as 1 full cb?
Human Nature
post Apr 26 2020, 06:13 PM

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QUOTE(RickRick88 @ Apr 26 2020, 05:45 PM)
Not sure if I should ask here.. Anyone receive cashback for supp card? I got it for latest statement 25 Apr.
*
I have stopped using my supp cards. As the post above, do let us know
Don don
post Apr 26 2020, 06:30 PM

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May I know what public bank credit card got cashback ?
GrumpyNooby
post Apr 26 2020, 06:31 PM

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QUOTE(Don don @ Apr 26 2020, 06:30 PM)
May I know what public bank credit card got cashback ?
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PB Visa Signature, PB Quantum Visa & Mastercard, PB Visa Infinite, PB Petron Visa.
Don don
post Apr 26 2020, 06:36 PM

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QUOTE(GrumpyNooby @ Apr 26 2020, 06:31 PM)
PB Visa Signature, PB Quantum Visa & Mastercard, PB Visa Infinite, PB Petron Visa.
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If topup boost also can get cashback right ?
GrumpyNooby
post Apr 26 2020, 06:36 PM

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QUOTE(Don don @ Apr 26 2020, 06:36 PM)
If topup boost also can get cashback right ?
*
Yes for PB Visa Signature, PB Quantum Mastercard, PB Visa Infinite, PB Petron Visa.

This post has been edited by GrumpyNooby: Apr 26 2020, 06:37 PM
Don don
post Apr 26 2020, 06:52 PM

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QUOTE(GrumpyNooby @ Apr 26 2020, 06:36 PM)
Yes for PB Visa Signature, PB Quantum Mastercard, PB Visa Infinite, PB Petron Visa.
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Pay ansurance aslo got cashback?
GrumpyNooby
post Apr 26 2020, 06:55 PM

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QUOTE(Don don @ Apr 26 2020, 06:52 PM)
Pay ansurance aslo got cashback?
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For PB Visa Signature, PB Quantum Mastercard & PB Quantum Visa, read below:

user posted image

For the PB Visa Infinite and PB Petron Visa, read yourself from:

Visa Infinite: https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx
Petron Visa: https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx

This post has been edited by GrumpyNooby: Apr 26 2020, 06:56 PM
RickRick88
post Apr 27 2020, 08:50 AM

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QUOTE(cybpsych @ Apr 26 2020, 05:47 PM)
full cb for supp and principal, separately?

or both combined as 1 full cb?
*
QUOTE(Human Nature @ Apr 26 2020, 06:13 PM)
I have stopped using my supp cards. As the post above, do let us know
*
Sorry my bad, I think it's combined and capped at RM38 but separated statements.
Human Nature
post Apr 27 2020, 08:53 AM

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QUOTE(RickRick88 @ Apr 27 2020, 08:50 AM)
Sorry my bad, I think it's combined and capped at RM38 but separated statements.
*
Alright 👍🏻
deity01
post Apr 27 2020, 09:26 AM

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QUOTE(lilsunflower @ Apr 25 2020, 06:43 PM)
Yeh, my experience with PBB is that they have a very cautious approach to granting CL limit increases, especially after going past 2.5-3x salary (similar to MBB imo). Other banks such as Citi, SCB and HSBC usually give me more than 100k upon sign-up, but I've never been lucky with MBB or PBB despite holding their cards for more than 10 years and pretty high spending (I used to hold 4 PBB principals, 9VS supps, 3-4 QM/QV supps, 1 WMC supp).

Over the past 10 years I applied for CL increase every 1-2 years. I hit my first rejection around 2-3 years back, and then a subsequent rejection about 1.5 years ago. No reasons given. Then I applied for a PBB VI and got a 20% increase. My older cards like VS, QM, QV were still on the "old" limit, but I applied for those to be increased up to the PBB VI level and this was accepted. Since then I haven't bothered applying for a CL increase as PBB have stopped their 0% BT (which was the only reason why I wanted a CL increase anyway).
*
QUOTE(RickRick88 @ Apr 26 2020, 05:45 PM)
Not sure if I should ask here.. Anyone receive cashback for supp card? I got it for latest statement 25 Apr.
*
Hi, would like to ask: as principle cc holder, how can we view supp card statement on pbebank?
Human Nature
post Apr 27 2020, 01:54 PM

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QUOTE(deity01 @ Apr 27 2020, 09:26 AM)
Hi, would like to ask: as principle cc holder, how can we view supp card statement on pbebank?
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Supp card holder need to create their on Pbe. For me, I request the statements to be emailed to me.
deity01
post Apr 27 2020, 02:41 PM

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QUOTE(Human Nature @ Apr 27 2020, 01:54 PM)
Supp card holder need to create their on Pbe. For me, I request the statements to be emailed to me.
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how to request? call CS?

This post has been edited by deity01: Apr 27 2020, 02:41 PM
Human Nature
post Apr 27 2020, 02:52 PM

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QUOTE(deity01 @ Apr 27 2020, 02:41 PM)
how to request? call CS?
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Yes, I called CS to get all statements sent to my registered email.
deity01
post Apr 27 2020, 04:31 PM

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QUOTE(Human Nature @ Apr 27 2020, 02:52 PM)
Yes, I called CS to get all statements sent to my registered email.
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ok, thank you

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