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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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arthur88
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 Apr 28 2020, 12:49 PM
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QUOTE(lilsunflower @ Apr 25 2020, 06:43 PM) Yeh, my experience with PBB is that they have a very cautious approach to granting CL limit increases, especially after going past 2.5-3x salary (similar to MBB imo). Other banks such as Citi, SCB and HSBC usually give me more than 100k upon sign-up, but I've never been lucky with MBB or PBB despite holding their cards for more than 10 years and pretty high spending (I used to hold 4 PBB principals, 9VS supps, 3-4 QM/QV supps, 1 WMC supp). Over the past 10 years I applied for CL increase every 1-2 years. I hit my first rejection around 2-3 years back, and then a subsequent rejection about 1.5 years ago. No reasons given. Then I applied for a PBB VI and got a 20% increase. My older cards like VS, QM, QV were still on the "old" limit, but I applied for those to be increased up to the PBB VI level and this was accepted. Since then I haven't bothered applying for a CL increase as PBB have stopped their 0% BT (which was the only reason why I wanted a CL increase anyway). your salary 100k per month?  |
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arthur88
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Apr 28 2020, 12:54 PM
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QUOTE(GrumpyNooby @ Apr 26 2020, 06:55 PM) For PB Visa Signature, PB Quantum Mastercard & PB Quantum Visa, read below:  For the PB Visa Infinite and PB Petron Visa, read yourself from: Visa Infinite: https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspxPetron Visa: https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspxso using visa inifinite got 0.3% cash back for reloading to boost? or consider as megabonus? |
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GrumpyNooby
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Apr 28 2020, 12:56 PM
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QUOTE(arthur88 @ Apr 28 2020, 12:54 PM) so using visa inifinite got 0.3% cash back for reloading to boost? or consider as megabonus? 0.3% cash back and 0.3% Cash MegaBonus for local retail purchases not the same?  QUOTE Cash MegaBonus • 2% Cash MegaBonus for overseas retail purchases • 0.3% Cash MegaBonus for local retail purchases Cash MegaBonus is capped at RM80 per monthly statement cycle (Cash MegaBonus payout is combined between principal and supplementary accounts) https://www.pbebank.com/Personal-Banking/Ca...redit-Card.aspx This post has been edited by GrumpyNooby: Apr 28 2020, 12:57 PM |
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arthur88
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Apr 28 2020, 02:21 PM
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QUOTE(GrumpyNooby @ Apr 28 2020, 12:56 PM) 0.3% cash back and 0.3% Cash MegaBonus for local retail purchases not the same? ur reply is for me or for urself? |
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lilsunflower
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Apr 28 2020, 02:25 PM
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QUOTE(arthur88 @ Apr 28 2020, 12:49 PM) your salary 100k per month? NO. The CL granted to me by those banks is several times above my monthly salary, hence why I say they are very generous. |
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fruitie
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Apr 28 2020, 02:54 PM
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Rise and Shine
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QUOTE(arthur88 @ Apr 28 2020, 12:49 PM) your salary 100k per month? CL doesn't equal to one month salary most of the time. |
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WaCKy-Angel
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Apr 28 2020, 04:06 PM
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Sorry quick question for Quantum Master....
Last Statement Date : 11-04-2020
I topup BigPay on 12 APR (its under unbilled transaction now) amount RM600 means already will get RM30 cashback on May statement right?
So next usage need to be done after 11 May 2020?
Sometimes i get confused so i topup twice in a month...
This post has been edited by WaCKy-Angel: Apr 28 2020, 04:07 PM
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GrumpyNooby
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Apr 28 2020, 04:09 PM
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QUOTE(WaCKy-Angel @ Apr 28 2020, 04:06 PM) Sorry quick question for Quantum Master.... Last Statement Date : 11-04-2020 I topup BigPay on 12 APR (its under unbilled transaction now) amount RM600 means already will get RM30 cashback on May statement right? So next usage need to be done after 11 May 2020? Sometimes i get confused so i topup twice in a month... If posted in the 12/04/2020 to 11/05/2020 statement cycle, then no need to reload anymore till after 11/05/2020. |
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WaCKy-Angel
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Apr 28 2020, 04:14 PM
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QUOTE(GrumpyNooby @ Apr 28 2020, 04:09 PM) If posted in the 12/04/2020 to 11/05/2020 statement cycle, then no need to reload anymore till after 11/05/2020. Yes will be posted on next month statement. I guess safest period is after 15th to do topup. must make myself remember that |
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rapple
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Apr 28 2020, 05:58 PM
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10% Cash back for March pharmacy spending is in.
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ysblue
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Apr 29 2020, 11:44 AM
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Getting Started
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Anybody got week-14 everyday cashbacks already?
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cucikaki
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Apr 29 2020, 11:45 AM
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QUOTE(ysblue @ Apr 29 2020, 11:44 AM) Anybody got week-14 everyday cashbacks already?  week 14 never exist This post has been edited by cucikaki: Apr 29 2020, 11:45 AM |
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janson_kaniaz
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Apr 29 2020, 11:46 AM
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QUOTE(ysblue @ Apr 29 2020, 11:44 AM) Anybody got week-14 everyday cashbacks already? The promo was until W13. |
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ysblue
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Apr 29 2020, 12:02 PM
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Getting Started
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QUOTE(cucikaki @ Apr 29 2020, 11:45 AM) week 14 never exist Oops Sorry. |
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ysblue
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Apr 29 2020, 12:03 PM
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Getting Started
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QUOTE(janson_kaniaz @ Apr 29 2020, 11:46 AM) Ok. My bad. Confused already. |
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ClarenceT
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Apr 29 2020, 12:16 PM
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>RM350, 10% CB on 15-3-2020 This post has been edited by ClarenceT: Apr 29 2020, 12:16 PM Attached thumbnail(s)
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GrumpyNooby
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Apr 29 2020, 12:22 PM
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QUOTE(ClarenceT @ Apr 29 2020, 12:16 PM) >RM350, 10% CB on 15-3-2020 What does it mean for >RM350? This post has been edited by GrumpyNooby: Apr 29 2020, 12:22 PM |
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ClarenceT
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Apr 29 2020, 12:23 PM
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QUOTE(GrumpyNooby @ Apr 29 2020, 12:22 PM) What does it mean for >RM350? RM0.00 PB Card: Get 10% CashBack with RM350 spend using your PB Visa Credit Card. T&C @ https://www.pbebank.com/Personal-Banking/Pr.../spend0220.aspx |
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WaCKy-Angel
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Apr 29 2020, 12:34 PM
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QUOTE(ClarenceT @ Apr 29 2020, 12:16 PM) >RM350, 10% CB on 15-3-2020 QUOTE(ClarenceT @ Apr 29 2020, 12:23 PM) RM0.00 PB Card: Get 10% CashBack with RM350 spend using your PB Visa Credit Card. T&C @ https://www.pbebank.com/Personal-Banking/Pr.../spend0220.aspxtoo bad i dont think i received the SMS invitation |
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janson_kaniaz
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Apr 29 2020, 04:26 PM
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QUOTE(ClarenceT @ Apr 29 2020, 12:16 PM) >RM350, 10% CB on 15-3-2020 Received as well. |
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