0.3% only, how much CB you can gain in 1 year?
Quantum Visa still give 1x VIP.

PBB cards are my most used cards in my stack of cards.
QV isn't much useful to me in reality because I seldom make a lot of purchases at multiple of RM 30.
I patron McD a lot and I have been using this card to make payment but I seldom use PayWave because amount is usually less than RM 15.

This post has been edited by GrumpyNooby: Apr 2 2020, 11:52 AM

Should be 5 as they will give u WMC as well

26300 ViP = RM50 "voucher"
0.3% cb = RM78.90 "cash"

This post has been edited by tan_aniki: Apr 2 2020, 11:56 AM

WMC must take?
Cannot cancel?

Can cancel WMC when received.
I called CS to cancel it, so I'm only keeping that VI now.

I keep it for campaign which only WMC qualify as they give SST rebate

I haven't seen any campaign for WMC so far, so I didn't take it. Maybe next time will reapply again.

RM10000 -> RM30 CB only.
Will you spend >RM10k using PB VI in 12 months? Unlikely!

I didnt care must spend so much as they gave SST rebate every year

pbb vi is useless. this is my first pbb card when once my priority was ppl, but 3 entries is nothing to shout abt. i supposed pbb vi is for those that spend lavishly, both at home n overseas?

Not really. I used it to participate in weekly cash back.

yup, extra cb for campaigns after max out on VS and QMC on that particular month rather than getting shrink VIP points on QV

Just reloaded, hopefully there is still quota, 500 is not alot lol

me too, done register, and done reload, lets see am i able to get rm10.....

Just to ask, so for QM card, reload BigPay no matter trigger OTP or not (top up using saved card) can get cashback? Then for TnG ewallet, if trigger OTP only can get cashback, but if use saved card method cannot get cashback?

Bigpay will always trigger OTP.

For TNG, yes need OTP, so dont save ur card details

due to this lack of security and many fraud cases, i have since removed all my saved cards from TnG ewallet.

Despite lack of security, it's still famous among Malaysians.
And they have money-back guarantee against fraud cases.

This post has been edited by GrumpyNooby: Apr 2 2020, 06:43 PM

Why no OTP, then the topup not qualify and cant get cashback? Dont understand the logic here, mind to clarify? THanks.

TNG e-wallet has 3 merchant descriptions to cater for different "reload" mechanism:
(1) TNG WALLET E-COMM KUALA LUMPUR MY
(2) TNG WALLET ECOMM 2 KUALA LUMPUR MY
(3) TNG WALLET ECOMM 3 KUALA LUMPUR MY

A. The standard usual mechanism that needs OTP <- PB usually uses this type to consider as online
B. The quick reload way from saved card without OTP needed
C. Quick payment using saved CC when balance is too low

This post has been edited by GrumpyNooby: Apr 2 2020, 06:59 PM