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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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fruitie
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Jan 28 2020, 05:16 PM
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Rise and Shine
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QUOTE(tifosi @ Jan 28 2020, 04:47 PM) My dad is a principle holder himself and too much hassle for him on the ewallet game haha. He spend quite abit on his cards so those 8X RM xx kind of promo, he used to get it before the ewallet took the storm. Now his son is benefiting from it instead  Then you should apply your own principal cards. I know PBB can be quite an ass because I was rejected for many years until they approved me eventually, no choice but gonna apply until you get it.
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tifosi
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Jan 28 2020, 05:20 PM
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QUOTE(!@#$%^ @ Jan 28 2020, 05:10 PM) does it matter to the bank if they are getting fees from merchant? It matters to the bank if you look at larger picture. Rebate that can target a bigger audience will make a bigger audience happy and these are the real spender. It generate more transactions as wider audience will try and spend more to get the rebate instead of the smaller group of top up ewallets audience. It build the base for people to spend more with the cards and higher chance of people defaulting (which result in the bank getting more revenue as CC interest is big chunk of CC earnings) And generally these ewallets audience are people with lesser loyalty and once there's no cashback, they will ditch the card altogether. Sorry this has gotten slightly OT. QUOTE(fruitie @ Jan 28 2020, 05:16 PM) Then you should apply your own principal cards. I know PBB can be quite an ass because I was rejected for many years until they approved me eventually, no choice but gonna apply until you get it.  I've my own set of PB cards and my dad has his own set of cards. This post has been edited by tifosi: Jan 28 2020, 05:22 PM
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fruitie
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Jan 28 2020, 05:25 PM
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Rise and Shine
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QUOTE(tifosi @ Jan 28 2020, 05:20 PM) I've my own set of PB cards and my dad has his own set of cards.  Then, too bad stick to yours and he sticks to his. I guess we all know this will come to an end one day, it is just the matter of time.
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jiaen0509
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Jan 28 2020, 06:06 PM
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Quantum Master Sub-Card online cashback also closed liao.
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!@#$%^
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Jan 28 2020, 06:24 PM
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QUOTE(tifosi @ Jan 28 2020, 05:20 PM) It matters to the bank if you look at larger picture. Rebate that can target a bigger audience will make a bigger audience happy and these are the real spender. It generate more transactions as wider audience will try and spend more to get the rebate instead of the smaller group of top up ewallets audience. It build the base for people to spend more with the cards and higher chance of people defaulting (which result in the bank getting more revenue as CC interest is big chunk of CC earnings) And generally these ewallets audience are people with lesser loyalty and once there's no cashback, they will ditch the card altogether. Sorry this has gotten slightly OT. I've my own set of PB cards and my dad has his own set of cards.  maybe for now since there is no cap of the cashback pool. but once there is a cashback pool, it won't make a diff anymore wherever it is spent
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wym6977
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Jan 28 2020, 06:39 PM
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Just received RM20 Online CB Reward, guess is from the year end “Online Shopping with PB Visa Credit Card” Promotion ran from 25.Nov-31.Dec.19..
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fruitie
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Jan 28 2020, 06:46 PM
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Rise and Shine
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QUOTE(jiaen0509 @ Jan 28 2020, 06:06 PM) Quantum Master Sub-Card online cashback also closed liao. It's for all cards. Good time has come to an end.
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hackjie
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Jan 28 2020, 07:33 PM
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New Member
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Hi guys,
I have just applied for the PBB Quantum credit card but why I can't choose the card type ya? E.g.: Visa/ Master
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!@#$%^
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Jan 28 2020, 07:41 PM
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QUOTE(hackjie @ Jan 28 2020, 07:33 PM) Hi guys, I have just applied for the PBB Quantum credit card but why I can't choose the card type ya? E.g.: Visa/ Master will give in a pair, unless u write it beside the checked box that u want either one only
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cybpsych
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Jan 28 2020, 08:26 PM
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QUOTE(cybpsych @ Jan 8 2020, 08:16 PM) do like this...  QUOTE(hackjie @ Jan 28 2020, 07:33 PM) Hi guys, I have just applied for the PBB Quantum credit card but why I can't choose the card type ya? E.g.: Visa/ Master do as above. or get both la, both cards are quite goood QUOTE(wym6977 @ Jan 28 2020, 06:39 PM) Just received RM20 Online CB Reward, guess is from the year end “Online Shopping with PB Visa Credit Card” Promotion ran from 25.Nov-31.Dec.19.. yep, got it too // 28 JAN 28 JAN ONLINE CASH BACK REWARDS 20.00 CR //QUOTE(cybpsych @ Nov 28 2019, 09:30 PM) Online Shopping with PB Visa Credit Card [ PBB | T&Cs ]  This post has been edited by cybpsych: Jan 28 2020, 08:29 PM
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JuneResources
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Jan 29 2020, 11:23 AM
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QUOTE(cybpsych @ Jan 28 2020, 08:26 PM) // 28 JAN 28 JAN ONLINE CASH BACK REWARDS 20.00 CR // Oh ya, nearly forget about this cashback.. Received too... I can say they are really generous.. Thanks PB for this angpao..  Next month still have of this campaign or not? This post has been edited by JuneResources: Jan 29 2020, 11:28 AM
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ClarenceT
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Jan 29 2020, 11:57 AM
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QUOTE(JuneResources @ Jan 29 2020, 11:23 AM) Oh ya, nearly forget about this cashback.. Received too... I can say they are really generous.. Thanks PB for this angpao..  Next month still have of this campaign or not? On-going, weekly. 3rd week (of 13 weeks) next Monday. T&C apply.
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JuneResources
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Jan 29 2020, 12:26 PM
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QUOTE(ClarenceT @ Jan 29 2020, 11:57 AM) On-going, weekly. 3rd week (of 13 weeks) next Monday. T&C apply. Plus add on this one campaign.. PB Everyday Cash Back Visa Credit CardBut seems like the participant "First come first serve" is really too limited. By the way, the Online Cash Back Reward link is no longer exist. Wanna to read the T&C, but seems like jump back to PB homepage. This post has been edited by JuneResources: Jan 29 2020, 12:27 PM
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cucikaki
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Jan 29 2020, 12:27 PM
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QUOTE(ClarenceT @ Jan 29 2020, 11:57 AM) On-going, weekly. 3rd week (of 13 weeks) next Monday. T&C apply. I think that campaign ended 31 dec. he was referring to the previous campaign, not the everyday cashback. Spent RM200 on 1 Dec BigPay using VISA Quantum, did not get any cashback RM20. Those that get the cashback, when did u guys spend? And on what?
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puputeh24
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Jan 29 2020, 12:29 PM
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QUOTE(cucikaki @ Jan 29 2020, 12:27 PM) I think that campaign ended 31 dec. he was referring to the previous campaign, not the everyday cashback. Spent RM200 on 1 Dec BigPay using VISA Quantum, did not get any cashback RM20. Those that get the cashback, when did u guys spend? And on what? I spent on BP on 11th or 12th Dec. Got it. Coz I just applied for BP at that time
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ClarenceT
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Jan 29 2020, 12:43 PM
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QUOTE(JuneResources @ Jan 29 2020, 12:26 PM) Plus add on this one campaign.. PB Everyday Cash Back Visa Credit CardBut seems like the participant "First come first serve" is really too limited. By the way, the Online Cash Back Reward link is no longer exist. Wanna to read the T&C, but seems like jump back to PB homepage. QUOTE(cucikaki @ Jan 29 2020, 12:27 PM) I think that campaign ended 31 dec. he was referring to the previous campaign, not the everyday cashback. Spent RM200 on 1 Dec BigPay using VISA Quantum, did not get any cashback RM20. Those that get the cashback, when did u guys spend? And on what? Already included in the new weekly campaign. So don't expect another pure online campaign till mid April.
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neverfap
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Jan 29 2020, 01:18 PM
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QUOTE(cucikaki @ Jan 29 2020, 12:27 PM) I think that campaign ended 31 dec. he was referring to the previous campaign, not the everyday cashback. Spent RM200 on 1 Dec BigPay using VISA Quantum, did not get any cashback RM20. Those that get the cashback, when did u guys spend? And on what? BP 5th DEC Did u send the sms to participate the campaign
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cucikaki
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Jan 29 2020, 01:34 PM
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QUOTE(neverfap @ Jan 29 2020, 01:18 PM) BP 5th DEC Did u send the sms to participate the campaign I did. Just checked. Anyone still keep the tnc? Wanna read cashback will be credited in how many days.
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cybpsych
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Jan 29 2020, 01:53 PM
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QUOTE(cucikaki @ Jan 29 2020, 01:34 PM) I did. Just checked. Anyone still keep the tnc? Wanna read cashback will be credited in how many days.  you registered principal card or supp card? //17. The Cash Back payment will be credited only into the Participant’s principal credit card account registered under this Promotion within 2 - 4 weeks after the end of each tracking month and shall be reflected in the Participant’s credit card statement, itemised under “Online Shopping with PB Visa Credit Card”. //
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leanman
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Jan 29 2020, 02:10 PM
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PB Everyday Cash Back Visa Credit Card, for this promo, can i use both of my Visa to participate? meaning i need to register 2 cards via the sms right? Thanks
ok, i read the TnC, it says
"A principal credit cardmember with multiple credit cards is required to register only one principal credit card number and thereafter, the amounts charged on all other credit cards and the supplementary card(s) shall be automatically tracked for the purpose of tabulation of the Qualifying Retail Transactions."
This post has been edited by leanman: Jan 29 2020, 02:13 PM
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