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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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beLIEve
post Dec 30 2022, 01:16 AM

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QUOTE(renodiy @ Dec 29 2022, 11:43 PM)
got sms 2am this morning for some airbnb charges 2000+usd -pb credit card. no otp received at all. cancelled the card and filed a dispute. pb said need 2 weeks to investigate. checked online already rm8k plus charged to the cc.
also made a police report.

will the bank refund the charges?
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Will be refunded. If you're lucky, they might not even bill you for it. But if you get billed, try talking to Support and see if you need to Pay First Refund Later or no need pay at all.
beLIEve
post Dec 30 2022, 09:01 AM

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QUOTE(renodiy @ Dec 30 2022, 06:30 AM)
thanks for the update. meaning all unauthorized  transactions will be refunded  if this kind of things happen? will be safe to use the new replacement card after this? btw, how long the refund? thanks
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Subjected to the bank's investigation. As long as it's a real fraud, you should get your refund. Nothing is safe in this world, just go ahead and use it.

You can try search earlier posts. I never got fraud with my PB card.
beLIEve
post Dec 30 2022, 12:23 PM

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QUOTE(cybpsych @ Oct 31 2022, 08:38 AM)
18% Weekend Cash Back on Petrol with PB Mastercard Credit Card [ PBB | T&Cs ]

user posted image
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30 DEC WEEKEND PETROL CASH BACK-MTH1 30.00 CR
beLIEve
post Dec 30 2022, 05:41 PM

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QUOTE(MGM @ Dec 30 2022, 12:51 PM)
If u guys use Quantum Mastercard to get this cb, what did u all spend to fulfill the rm800 min spend?
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Same as elder cybpsych
beLIEve
post Jan 2 2023, 09:43 PM

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QUOTE(MGM @ Jan 2 2023, 07:56 PM)
A family member without income document wanted to apply the PIB Visa Platinum-i (4% cb).
Tot can pledge with rm10k 24mth FD@4.8% but CS said can only pledge under 12m STD FD@2.8% n will incur misc fees of rm100+.
So for 1 year can get campaign's rm300 cb, 12x monthly cb of rm30,total rm660.
But incur fd pledging cost of rm100 + lost of FD interest of rm200 and sst rm25, total rm325.
Macam not worth it for subsequent years too rm360 cb vs rm225 cost.
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Thought I know PB charge $$$ for literally everything, didn't know pledging FD for CC also got fee.

Cannot compare until so extreme lah. 4.8% is probably some one-off campaign. If compare with EPF then lose even more money. Other than new to bank, got monthly Visa campaign leh - should be coming soon.

IF want to pledge, then find out the minimum amount. Affin and RHB are 5k and no pledging cost. Placed as monthly somemore.
beLIEve
post Jan 3 2023, 04:11 PM

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QUOTE(joice11 @ Jan 3 2023, 03:15 PM)
rhb 1 year ago i ask, sc say got pledging cost so at the end i did not apply
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I didn't kena any pledging cost from RHB. Over 1 year already.
beLIEve
post Jan 26 2023, 12:52 PM

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26 JAN EWALLET TOP UP CASH BACK-MTH3 38.00 CR
beLIEve
post Feb 8 2023, 12:48 PM

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Petron Credit Card edition

08 FEB SPEND & BE REWARDED CASH BACK-MTH3 50.00 CR
beLIEve
post Feb 20 2023, 06:18 PM

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QUOTE(starry-starry @ Feb 20 2023, 05:16 PM)
I tried but was offered 2 options:

1) Refund to your Public Bank deposit account (if any).

2) Interbank GIRO Transfer (please note that there will be a service charge of RM2.00 imposed for this service)

I don't have PBB deposit account and don't wanna pay RM2 service fee.

So if I just choose to cancel my PBB QM,  possible for the bank to transfer the credit to another PBB CC foc?
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i suggest trying another CS if you haven't. As long as source of fund is not BT, they should allow to transfer to another card.
beLIEve
post Feb 21 2023, 01:31 AM

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QUOTE(AgentVIDIC @ Feb 21 2023, 12:49 AM)
hi all, does Visa Signature or Quantum Master get cashback for TNB payment?
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Visa Signature only
beLIEve
post Mar 1 2023, 09:16 AM

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QUOTE(MGM @ Mar 1 2023, 09:00 AM)
For Spend Everyday For More Cash Back with Visa Credit Card [ PBB | T&Cs ], this is the time when I wish I have a higher CL.
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想當年 you didn't get higher CL? Then you have to Pay Now Buy Later already.
beLIEve
post Mar 1 2023, 09:24 AM

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QUOTE(MGM @ Mar 1 2023, 09:21 AM)
??? Sorry too chim.
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Last time when you were still working, you didn't get higher CL? You have to prepay once your CL is used up to be able to spend more.
beLIEve
post Mar 1 2023, 09:31 AM

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QUOTE(MGM @ Mar 1 2023, 09:28 AM)
Ya lor, fully used up my CL, after spent 8k last month for the rm188 cb, then fpp 8k.
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No wonder lah. Already slaughter to the max.
beLIEve
post Mar 1 2023, 09:56 AM

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QUOTE(MGM @ Mar 1 2023, 09:34 AM)
Today only left enuf for  "e-Wallet Top Up with PB Visa Credit Card". But this can clash with "Spend Everyday For More Cash Back with Visa Credit Card"
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I think use different cards to be safe.
beLIEve
post Mar 6 2023, 12:10 PM

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QUOTE(joeaverage @ Mar 6 2023, 12:03 PM)
Does anyone know if I use my PiB Visa to spend online.. would it have to be 2750 or 2000 to be eligible for RM40 CB? Would the usual 4% for online be considered double dipping?
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$2000. Double dip not allowed for multiple campaigns only
beLIEve
post Mar 15 2023, 11:05 AM

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QUOTE(eeeglow24 @ Mar 15 2023, 10:58 AM)
Hi morning, currently I am having Quantum cards. Wonder if I apply for PBI Visa card, I am considered new to bank or not?

Thanks
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Not
beLIEve
post Mar 16 2023, 08:39 PM

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QUOTE(eric.tangps @ Mar 16 2023, 07:31 PM)
Clause 17 :

Eligible Cardmembers who participate in this Campaign during the Campaign Period will not be eligible for other PB Credit Card / Debit Card Usage Offers. All transactions by Eligible Cardmember who participate in this Campaign during the Campaign Period will be excluded from other ongoing PB Credit Card / Debit Card Usage Offers.

Will it nullify other Participation ?
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We only cross the bridge when we get there
beLIEve
post Mar 18 2023, 03:17 PM

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QUOTE(jwgs0010 @ Mar 18 2023, 12:36 PM)
Anyone know what is the SURPRISE GIFT for completing the pbb credit card service delivery feedback form?
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Back in those days, $10 KFC voucher
beLIEve
post Mar 20 2023, 12:36 PM

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QUOTE(Whit @ Mar 20 2023, 11:34 AM)
For the e wallet top up campaign, as I’m overseas now, I asked my family to help me send the sms to 66300. But no reply on “entered campaign successfully” receive, is it normal?
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Normal if they're using providers leasing from Celcom - like Youdo, 1X0X, etc. No one knows where the SMS dropped, and if I don't have memory leak, someone tested before and reported that Public Bank did not receive registration. Your best bet is SMS again using the Big 4.
beLIEve
post Mar 20 2023, 05:57 PM

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QUOTE(Whit @ Mar 20 2023, 05:33 PM)
may I check what r the big4? My family is using tunetalk. Normally second attempt to send sms it will be working?  smile.gif
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maxis, celcom, digi, umobile. i think tune lease line from celcom. Do they see Celcom network displayed?

No, second, third, forth also wont work. Some firewall somewhere is blocking the traffic.

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