Welcome Guest ( Log In | Register )

42 Pages « < 15 16 17 18 19 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

views
     
beLIEve
post Mar 24 2023, 11:13 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(suyin922 @ Mar 24 2023, 10:58 AM)
I have just received Public Islamic Bank Visa Platinum card - for online transaction at Lazada, Shopee, Foodpanda etc, if the card is saved and used to pay for the transaction without OTP, is the transaction still considered online transaction? Any min spend to be eligible for cash back for this card?
*
Those are fine, only etc not sure. Touch and go no OTP = no cashback. Min spend should be around 25 cents. 20 cents might be possible.
beLIEve
post Mar 24 2023, 03:13 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(suyin922 @ Mar 24 2023, 02:18 PM)
Meaning this card doesn't exclude e-wallets like PB Visa Signature? So can use to topup Grabpay and TnG e-wallets (but TnG cannot save the card cos need OTP to qualify as online transaction), correct?
*
Correct
beLIEve
post Mar 31 2023, 10:36 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(MGM @ Mar 31 2023, 10:22 AM)
No exclusion for minimum accumulative Retail Spend of RM1,000 per month.
Campaign Mechanic
12. The 18% Weekend Cash Back to be rewarded is based on Petrol Transaction performed on
weekends (Friday, Saturday and Sunday) with minimum accumulative Retail Spend of RM1,000
per month.
*
“Retail Spend” shall include all petrol transactions, retail and online purchases, new Zero Interest
/ Management Fee Instalment Plan full purchase amount (not monthly instalment), excluding
flexipay monthly instalment, balance transfer, auto-debit, recurring payments, payments for utilities, direct marketing, insurance premiums, government related
payments, payment via www.pbebank.com and ATM, cash advance / cash withdrawal, quasi cash, casino transaction,
interest payments, late payment fees, finance charges, management fee, annual fees, reversals,
payment to charity(ies) and any form of service / miscellaneous fees.

beLIEve
post Mar 31 2023, 04:27 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(Wolgie @ Mar 31 2023, 04:05 PM)
Is that means, tomorrow, just reload 1k to ewallet,
then can spend petrol to get rebate lor  drool.gif
then weekday, spend on food also get rebate  icon_idea.gif
*
No. It means you get 18% cashback from Petrol tomorrow or those listed dates, first come first serve, if your total petrol + non-excluded spends is at least $1000
beLIEve
post Apr 1 2023, 10:25 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(raul88 @ Apr 1 2023, 08:23 PM)
Im having trouble to add new credit card to my pbe account
Call CS and she gave the most stupid advice of doing it via atm
Went to atm cant even insert CC
*
Searched and tried below?

QUOTE(cybpsych @ Jan 9 2023, 08:31 PM)
PBe > Profile Maintenance > Manage Profile > Add / Delete Account
*
beLIEve
post Apr 2 2023, 08:56 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(rae0724 @ Apr 2 2023, 08:47 AM)
hi Sifus here
I just received my public islamic bank visa cc on 1 apr
saw the statement date is on 10th of the month
and the cash back is "RM30 per monthly statement cycle"
what's the correct way to count my usage within which period will get the cash back? very confused
Should I use my card before 10 April, or after 10 April?
*
Can spend any time. If you get statement and cashback on Apr 10, then you can spend again after statement for next cycle's cashback. If no statement, then you only get a max of $30 cashback in May 10's statement.

From past experience, most likely you won't get any statement in Apr.
beLIEve
post Apr 3 2023, 12:31 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(turbopips @ Apr 3 2023, 12:07 PM)
As for weekday dining promo, correct if i am wrong, i dont think it can be overlapped with two ongoing promotions?  Even if you have PIB master, you need to ensure the spending of RM750 in grocery/dept store asap early part of mth as cashback is first come first serve to a limit. So, the cashback potentially is 3-6% if use PIB Master.
*
2 campaigns means need 2 separate spending.

Petrol part first come first serve. Filler part anytime, i think
beLIEve
post Apr 3 2023, 01:16 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(MGM @ Apr 3 2023, 12:40 PM)
I think it depends on d campaign. Once i was advised by PBB cs that whoever qualifies 1st will get the cb that includes fulfilling the min spend condition, from then onwards i always try to fulfill all condition asap including registrating for campaign.
I tot the filler part can be counted for both campaign.
*
Makes sense also. But i only fulfilled filler spend in Week 4 of the month last round, still won.

Not sure filler spend can be shared across both campaigns or not. As long as someone tested, then can be sure. I only went for one.
beLIEve
post Apr 7 2023, 02:49 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(thecurious @ Apr 7 2023, 02:43 PM)
Wow now need 2 year gap only can qualify for the campaign
*
QUOTE(!@#$%^ @ Apr 7 2023, 02:45 PM)
just shows how many abusers apply cancel
*
Thought it's always been 2 years. Besides, how many actually apply and cancel PB cards just for the new-to-bank gift?
beLIEve
post Apr 9 2023, 04:33 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(koja6049 @ Apr 9 2023, 01:52 AM)
afaik most other banks only 6 months  smile.gif
*
Yes, but what I mean is, PB has always been 2 years. No increase or decrease.
beLIEve
post Apr 10 2023, 06:43 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(Hoshiyuu @ Apr 10 2023, 06:38 PM)
MTH 1 WEEK 3 gang rise up
(Transaction done on 15th Mar)

You folks do more than 1 transaction per month to make sure really get or it's like whatever?
*
Once a month enough lo. Doing too many times will reduce the ROCE (return on capital employed)
beLIEve
post Apr 13 2023, 05:55 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


13 APR EWALLET TOP UP CASH BACK-MTH 1 WEEK 4 38.00 CR
beLIEve
post Apr 17 2023, 12:11 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(Wolgie @ Apr 17 2023, 12:06 PM)
R we too active....  rclxm9.gif  no received both invitation  bye.gif
*
No. Because they don't have records that we spent $333 on Groceries or $250 on Petrol every month. Invite us == waste quota.
beLIEve
post Apr 17 2023, 11:37 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(joice11 @ Apr 17 2023, 09:53 PM)
so if save card is not the cause then i think maybe because i join another"spend everyday for more cash back" compaign. overlap.
Anyone receive cash back from this campaign?
*
Got SMS 66300?
beLIEve
post Apr 18 2023, 01:47 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(joice11 @ Apr 18 2023, 01:29 PM)
yes, now i dont know should i top up again next wednesday to join for this month campaign
*
if got extra wallet quota, just join loh. Maybe dont T@NGo and use others like Boots.
beLIEve
post Apr 18 2023, 04:23 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(ronnie @ Apr 18 2023, 02:08 PM)
why not TNG eWallet ?
*
Because s/he didnt get cashback for the ewallet campaign despite others who topped up later on the same day got it. CS just gave the answer first come first serve.
beLIEve
post Apr 20 2023, 09:24 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(deanitro @ Apr 20 2023, 08:57 AM)
When i tried to pay unifi through its app, i purposedly key in wrong CVV of my PIBB VISA.
Suprisingly, it still generates the OTP and the payment was successful. How come? Should i be worried about this?
*
No. Some banks check CVV, some don't. If there is OTP, CVV is irrelevant because only legitimate phone registered for OTP will receive it.
beLIEve
post Apr 20 2023, 11:01 AM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(!@#$%^ @ Apr 20 2023, 10:39 AM)
so for showmanship only? better remove it entirely.  sweat.gif
*
Direct debit and overseas that dont use OTP need a valid CVV. In fact, anything that don't OTP needs a valid CVV. I think OTP was implemented because years ago, Rahmahland is famous for cc frauds.
beLIEve
post Apr 20 2023, 01:55 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(cybpsych @ Apr 20 2023, 01:52 PM)
i got 2 sms for 2 separate PIB Mastercard (mostly use for zcity/ipay88)
.....
i suspect cards that were previously exposed by ipay88 security breach last year are the one being tightened, per card basis.
*
wah only PiB? I kena with all my cards. Didn't know i'm such a big zbuddy

Seems like to address their system limitation where we cant enable/disable unlike prepaid cards.

QUOTE
Note

    Card-not-present (CNP) is a card payment transaction where the cardholder is not physically present at the merchant when payment is made.
    CNP transaction includes:
    (i) Non-secured online transaction
    (ii) Mail Order Telephone Order

    (iii) Recurring / Auto Debit transaction (i.e. telephone bill / mobile bill / utilities bill / insurance premiums etc)


This post has been edited by beLIEve: Apr 20 2023, 02:00 PM
beLIEve
post Apr 20 2023, 04:14 PM

三軍都督
*******
Senior Member
7,825 posts

Joined: Jan 2005


QUOTE(cybpsych @ Apr 20 2023, 02:20 PM)
if they blanket apply to all their cards, better it is biggrin.gif

unsecured ecom is dangerous

moto, a bit grey cuz it usually falls within MCC 5960-5969

5960 Direct Marketing – Insurance Services
5962 Direct Marketing – Travel-Related Arrangement Services
5963 Door-To-Door Sales
5964 Direct Marketing – Catalog Merchant
5965 Direct Marketing – Combination Catalog And Retail Merchant
5966 Direct Marketing – Outbound Telemarketing Merchant
5967 Direct Marketing – Inbound Teleservices Merchant
5968 Direct Marketing – Continuity/Subscription Merchant
5969 Direct Marketing – Other Direct Marketers (Not Elsewhere Classified)

some of the valid merchants are using MCC 5964 like Shopee and Lazada
*
That's true. I only turn on Secured Online for all my configurable prepaid cards. Wish banks have the same settings configurable for CC. Last time I did deactivate CNP for PB, but cannot use for Online already.

42 Pages « < 15 16 17 18 19 > » Top
 

Change to:
| Lo-Fi Version
0.7065sec    0.83    7 queries    GZIP Disabled
Time is now: 17th December 2025 - 09:17 AM