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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back
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ky118
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Nov 21 2025, 01:26 PM
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Getting Started

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I'm getting an error when I pay using Google Pay at a shop. It prompted for the PIN as the amount is over RM500 and after entering the PIN it showed a "Do not honor" error. If I perform a normal paywave transactions (not using Google Pay) there is no issue.
Any idea why the error happened when I pay using Google Pay?
This post has been edited by ky118: Nov 21 2025, 01:36 PM
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TongCN
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Nov 21 2025, 02:14 PM
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These days calling Public Bank is a nightmare =.=
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ericlaiys
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Nov 21 2025, 03:53 PM
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QUOTE(TongCN @ Nov 21 2025, 02:14 PM) These days calling Public Bank is a nightmare =.= it already worse since 2 month ago. longer waiting period and wasted hours just to call them
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TongCN
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Nov 21 2025, 03:59 PM
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QUOTE(ericlaiys @ Nov 21 2025, 03:53 PM) it already worse since 2 month ago. longer waiting period and wasted hours just to call them Can't even wait, they straight say good bye, lol ... Rinse and repeat pressing 1,1,6
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Barricade
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Nov 21 2025, 11:55 PM
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Something wrong with PBB lately. Used to be very efficient. Now campaign cashback keep delay. Hard to reach CS. Really disappointing.
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Optizorb
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Nov 22 2025, 10:25 AM
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QUOTE(Barricade @ Nov 21 2025, 11:55 PM) Something wrong with PBB lately. Used to be very efficient. Now campaign cashback keep delay. Hard to reach CS. Really disappointing. I didn't get this month's statement email as well. My statement is on 15th, usually statement email sent out on 16th This post has been edited by Optizorb: Nov 22 2025, 10:25 AM
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beLIEve
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Nov 23 2025, 09:07 AM
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QUOTE(ClarenceT @ Nov 19 2025, 03:57 PM) Using PB CC to top up ShopeePay is showing "ShopeePay Topup...". Something new! Spend and charge to card direct (unposted) - SHOPPEEPAY 03******** MY Secure Sign was showing MY SHOPPEE MARKETPLACE
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MGM
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Nov 23 2025, 09:19 AM
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Really pening kepala, so now what is the conclusion or still unconfirmed? To get 2% cb from Visa Signature: Topup shopeepay - no more? Pay spaylater - ok?
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skty
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Nov 23 2025, 02:44 PM
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QUOTE(guy3288 @ Nov 20 2025, 09:24 AM) how about the 8hrs time difference? topup at 12 am turn out to be back dated 1 day... has this been rectified? spaylater also got the 8hrs time difference or not?
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ClarenceT
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Nov 23 2025, 03:55 PM
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QUOTE(MGM @ Nov 23 2025, 09:19 AM) Really pening kepala, so now what is the conclusion or still unconfirmed? To get 2% cb from Visa Signature: Topup shopeepay - no more? Pay spaylater - ok? No conclusion yet. We need to learn from experience and sharing information. It may take weeks or months. If no risk takers, then there will be no conclusion.
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sjz
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Nov 23 2025, 04:00 PM
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QUOTE(MGM @ Nov 23 2025, 09:19 AM) Really pening kepala, so now what is the conclusion or still unconfirmed? To get 2% cb from Visa Signature: Topup shopeepay - no more? Pay spaylater - ok? i had done spaylater using PBB VS on 2 Nov. the name is still SPaylater Repayment-EC same as previous month. all these while eligible for cb This post has been edited by sjz: Nov 23 2025, 04:00 PM
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ClarenceT
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Nov 23 2025, 04:04 PM
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QUOTE(sjz @ Nov 23 2025, 04:00 PM) i had done spaylater using PBB VS on 2 Nov. the name is still SPaylater Repayment-EC same as previous month. all these while eligible for cb Things changed in mid November, especially to those just adding card details to Shopee "Marketplace". For the time being, do not remove card details from Shopee.
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1024kbps
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Nov 23 2025, 04:04 PM
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QUOTE(ky118 @ Nov 21 2025, 01:26 PM) I'm getting an error when I pay using Google Pay at a shop. It prompted for the PIN as the amount is over RM500 and after entering the PIN it showed a "Do not honor" error. If I perform a normal paywave transactions (not using Google Pay) there is no issue. Any idea why the error happened when I pay using Google Pay? just present your physical card and use contactless, enter pin. I think this one applies to most bank, as they now implement countermeasure for credit card fraud. small amount eg below 200 no need physical card
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ClarenceT
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Nov 24 2025, 06:37 AM
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QUOTE(MGM @ Nov 23 2025, 09:19 AM) Really pening kepala, so now what is the conclusion or still unconfirmed? To get 2% cb from Visa Signature: Topup shopeepay - no more? Pay spaylater - ok? If "ShopeePay Topup Kuala Lumpur MY" CONFIRMED NO 2% CB.
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beLIEve
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Nov 24 2025, 08:22 AM
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QUOTE(beLIEve @ Nov 23 2025, 09:07 AM) Spend and charge to card direct (unposted) - SHOPPEEPAY 03******** MY Secure Sign was showing MY SHOPPEE MARKETPLACE Posted as : SHOPEEPAY Kuala Lumpur MY (without the TopUp word)
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sg8989
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Nov 24 2025, 01:15 PM
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TAP $ REWARDED CASH BACK - RM80 MTH1
Credited.
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sg8989
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Nov 24 2025, 01:29 PM
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QUOTE(sjz @ Nov 23 2025, 04:00 PM) i had done spaylater using PBB VS on 2 Nov. the name is still SPaylater Repayment-EC same as previous month. all these while eligible for cb Refer to exclusion list, it might fall under recuring payment if we choose auto top up shopeepay? Attached thumbnail(s)
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simonloh7482
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Nov 24 2025, 02:29 PM
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New Member
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QUOTE(sg8989 @ Nov 24 2025, 01:29 PM) Refer to exclusion list, it might fall under recuring payment if we choose auto top up shopeepay? Your exclusion list was for Public Islamic Bank cards... Pls refer below... e-Wallet reloads are explicitly excluded for all Public Bank cards... Source
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joice11
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Nov 24 2025, 04:09 PM
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QUOTE(sg8989 @ Nov 24 2025, 01:15 PM) TAP $ REWARDED CASH BACK - RM80 MTH1 Credited. this one is pay by samsung pay camplaign? too many
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talexeh
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Nov 24 2025, 06:01 PM
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QUOTE(sg8989 @ Nov 24 2025, 01:15 PM) TAP $ REWARDED CASH BACK - RM80 MTH1 Credited. When was your last transaction? I only received RM79 instead. QUOTE(joice11 @ Nov 24 2025, 04:09 PM) this one is pay by samsung pay camplaign? too many  Yes.
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