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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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sjz
post Sep 30 2024, 11:31 AM

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QUOTE(mamamia @ Sep 30 2024, 09:54 AM)
look like the minimum spend date is important as well.. i did the Insurance transaction on 1st of the month, but, fulfill RM1k spending later in the month, but, got nothing...

missed 3 months cashback..  bye.gif
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most likely their mechanism only counted the transaction as eligible AFTER fulfilled the min spend?

for eg.

1) spend Insurance on
1 Sept, 12am, min spend 1k 15 Sept.

2) spend Insurance on
1 Sept, 1am, min spend 1k 2 Sept.

Case 2 get CB while case 1 did not get CB.
sjz
post Sep 30 2024, 02:29 PM

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QUOTE(MGM @ Sep 30 2024, 11:54 AM)
Yeah that should be the case.
IIRC previously someone mentioned for this kind of campaign, winning is based on fcfs of the qualified txn, can take time to fulfill the min spend b4 d end of d period.
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so safest bet for this getting cb on type of campaign is:

straight fulfill both min spend and eligible trx at the same time. tongue.gif tongue.gif
sjz
post Oct 1 2024, 09:41 AM

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QUOTE(lowyat101 @ Oct 1 2024, 09:28 AM)
My PBB CC sometimes cannot be detected by the machine, suspecting it's the chip problem.

If request for a replacement card from PBB, i believe it's FOC right?

Thanks
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yes. foc if its card fault.
sjz
post Oct 1 2024, 09:59 AM

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i noticed 1 thing on payment of SPayLater.

when approval SecureTAC, it will show Seamoney.

but in PBB apps it will show SPayLater Repayment.

but its eligible for CB

This post has been edited by sjz: Oct 1 2024, 09:59 AM
sjz
post Oct 2 2024, 04:56 PM

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QUOTE(dannychen @ Oct 2 2024, 04:38 PM)
any tricks? mind to share? email? call?
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no tricks.
just keep calling diff cs till you got it
sjz
post Oct 2 2024, 06:33 PM

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QUOTE(tropik @ Oct 2 2024, 06:32 PM)
Tried calling on Monday, after selected speak to customer care, got the "busy at the moment", then went to leaving voicemail mode.

Happened twice.

Emailed thereafter and yesterday gotten the message cant waived from a "Fatimah".
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call
03-21768118, press 8 after selecting language.

ignore their change of phone number notice

This post has been edited by sjz: Oct 2 2024, 06:33 PM
sjz
post Oct 6 2024, 04:12 PM

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QUOTE(hihihehe @ Oct 6 2024, 12:46 PM)
Tried calling just now. Require 12500 points to waive the charges

Will try again later
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don't call out of office hrs.
call during office hrs.
sjz
post Oct 7 2024, 03:44 PM

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QUOTE(beLIEve @ Oct 7 2024, 03:28 PM)
07 OCT  CYBER CASH BACK DELIGHT-MTH1  50.00  CR
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got it too tongue.gif
sjz
post Oct 10 2024, 10:33 AM

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QUOTE(beLIEve @ Oct 10 2024, 10:02 AM)
Whenever exclude ewallet, got chance win
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yes. if include ewallet, will b very competitive, CB finished in mayb 1st few hours time
sjz
post Oct 11 2024, 10:17 AM

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QUOTE(C_ST @ Oct 11 2024, 09:43 AM)
Mine expire in 09/24, i received new Olympic card on the 2nd week of 09/24 in a sudden, i also dint notice my card expiring

Btw, saw my SST charge on 7/10, called up yesterday 10/10, used the magic word as suggested by others - to rebate on the SST, instead of 'waive' word, today see statement RM25 cashback for both V & M card
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yes.
even if they say no more rebate.
politely insist them to submit request for rebate for their mgmt approval
sjz
post Oct 11 2024, 12:49 PM

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QUOTE(PJusa @ Oct 11 2024, 11:03 AM)
Dont ask for rebate. Ask them to absorb the CC tax. They cannot rebate for you which is why you get the points offer. Absorbing is a different thing alltogether.
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No. this statement is wrong.

you need to understand how their CS work.
they are using special rebate campaigns to offset SST. (this is what some nice CS will tell u)

they are not able to absorb the SST, where does the money comes from? doh.gif

This post has been edited by sjz: Oct 11 2024, 12:49 PM
sjz
post Oct 13 2024, 09:57 AM

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QUOTE(PJusa @ Oct 12 2024, 11:45 AM)
I have been asking for absorbtion for 15 yrs plus. It always worked without any conditions. Absorbing the SST basically is a special campaign. What the bank cannot do is to waive, cancel or rebate the tax. What you describe is in fact absorbing the tax through a special campaign. This is not what I was referring to.
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try it this year or next year then, see if the so called "absorption" still works for you.
if no, do update us here ya.

as my experience with the cs is that they tell they are no longer offering any absorption of SST.

but after nice talk to them, they say they are able to offer SPECIAL REBATE campaign, of spending RM300 for RM25 rebate or some diff spending criteria.

This post has been edited by sjz: Oct 13 2024, 10:09 AM
sjz
post Oct 13 2024, 11:54 AM

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QUOTE(PJusa @ Oct 13 2024, 11:02 AM)
Interesting. Got it done for VS and Quantum just recently. No problem.
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did they mentioned this is the last round/year or some sort of things?

as i think there is a change in policy
sjz
post Oct 26 2024, 08:15 AM

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QUOTE(Darren @ Oct 25 2024, 05:08 PM)
so far no update
will check n update here if any
no no....
i called yesterday to ask for waiver but rejected....
thought ask for cancellation for my quantum mastercard so that PBB will offer to reject....
but CS say need email for cancellation
PLUS CS say there are usage on the month of SST charge for my visa quantum....
if cancel both card, oso need to pay the SST for quantum visa coz got usage.....
i straight away email to cancel my quantum mastercard

then today see sifu say can ask for rebate or ask for management approval....
so try again ....
CS say no rebate/cashback....only point deduction......
so i ask can i request for management approval?
CS say can but subject to approval.....
then i say jz submit n seee lo....
i asked request for both card o only quantum visa?
CS say quantum mastercard already blocked....unable to do anything....
so just proceed with quantum visa.....
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check your QV in PB apps to see any rebate credited.
if after few days no action, means could be rejected.

call CS again, ask for rebate to offset SST, and ask them submit for another request mgmt approval.
call 03-21768118 and press 8

This post has been edited by sjz: Oct 26 2024, 08:15 AM
sjz
post Oct 29 2024, 10:57 AM

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QUOTE(sg8989 @ Oct 29 2024, 10:41 AM)
Easy to get? i worry like another bank always finished quota.
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only participate if you are confident u cn win the campaign before quota exhausted since its fcfs basis
sjz
post Oct 29 2024, 11:08 AM

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QUOTE(Duckies @ Oct 29 2024, 10:59 AM)
What are the cards and requirements to get these campaign cashbacks ya?
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read back all the previous posts here.
everytime whenever there is new campaign, will be shared here

This post has been edited by sjz: Oct 29 2024, 11:09 AM
sjz
post Oct 30 2024, 03:58 PM

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By Invitation Only doh.gif doh.gif
sjz
post Nov 21 2024, 10:52 AM

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QUOTE(LostAndFound @ Nov 21 2024, 10:23 AM)
So this is for MTH2 (September) right? Did not participate, but my October was done 6k spend by 4th Oct. Hopefully can get.... Nov spend very late, hit by 9th Nov.
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9 Nov i think a bit late.
usually most ppl done on 1st day itself.
probably you can get lower tier RM40 cb if you hit RM2k earlier date

This post has been edited by sjz: Nov 21 2024, 10:53 AM
sjz
post Nov 30 2024, 11:10 PM

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QUOTE(Bonjitettei @ Nov 30 2024, 10:46 PM)
Seems like they changed management already...not so action now
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probably merging with RHB soon.
since Teh family will pare down their holdings.
2nd largest shareholder is EPF now.
in future EPF highly possible to be the largest shareholder

This post has been edited by sjz: Nov 30 2024, 11:11 PM
sjz
post Dec 1 2024, 12:13 PM

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PBV SMS already working?
or still the same not working The campaign is currently not in service,?

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