finally something nice from Yoong

agreed.
spending criteria is not an issue.
but the max qty is just too low .
and they limit based on per cardholder and not each card.

for eg u got VI + VS, you still only entitled 3x per year

yes. they will bill you if you did not fulfill the spend criteria.

same like previously someone shared here.

they already go in 3x per year,
but try to use the card the 4th time see if able to go in.

happy to find able to go in.

but later being charged RM100++ for the PPL entry

actually RM1k spending is easily achievable for most ppl.
most of us sure hit the RM1k spending for 3% CB

This post has been edited by sjz: Jul 25 2024, 06:00 PM

yup. there are definitely better choices out there.
pbb cards PPL access condition are very stingy.

but for ppl like me, already spend RM1k to get RM30 3% CB every month.
doesn't make any different.

certain promo like Insurance and Cybersales there is no clause stated can't stack.

i still prefer the old app.
although its very simple,
but everything straightforward and easy to reach

that's how apps should be like, no need fancy but useless thing like the other bank that ask you to order lokal foodies or even join some contest in the apps.

causing their apps to be very slow and laggy

This post has been edited by sjz: Aug 4 2024, 09:52 AM

i still think to get sst rebate or not, the decision is much depending on the CS you talk to,
whether they want to help you on this or not.

if they write a good case for you, higher chance, faster and easier to be approved by their mgmt.

at first i call, they also telling the same thing, no more sst rebate this year.
try to soft talk them and eventually they agree to request a 1 off sst rebate for me from mgmt.

gt the sst rebate within few hours time.

they did mention no more sst rebate for upcoming year.

why not??

so far everything is included.
except those exclusion.

and ewallet spend not eligible for cb on PBB card.
PIB card eligible.

i found out that this round when ask for SST credit.
Cs will say actually pb already no longer giv SST rebate.
but this round they will giv one off SST rebate, but its the final round.
nxt year onward no more SST rebate.

nxt year only see how

importantly this year given SST rebate

This post has been edited by sjz: Aug 14 2024, 02:22 PM

Request for Rebate to offset the SST.

if they tell no longer provide, cn request them to find for any available rebate campaign.

some cs will provide you conditional SST rebate, by spend condition for eg RM500 spend.

or ask them submit SST rebate for mgmt approval.

i managed to get for all cards, 2 in Aug, 1 in Sept.
mayb depending on the Cs.

for eg if get Yoong, we just hang up and call again

This post has been edited by sjz: Sep 6 2024, 10:32 AM

for my not-so-active cards.
my strategy is not using it at all once SST charged, call to request.

if unable to get SST rebate, then straight cancel the card.

surprisingly, my not-so-active card, they offer spend RM500 for SST rebate

This post has been edited by sjz: Sep 6 2024, 10:43 AM

ya. seem like this is the latest offer
better than outright reject of SST rebate

This post has been edited by sjz: Sep 10 2024, 03:42 PM

jz make a call.
if yoong answer, jz hang up and call again to get another person

PIB card statement supposed to receive on 2th of every month only receive on 11th.

quota refresh weekly basis

off topics.

mayb you got the infamous Yoong on your 1st round.

This post has been edited by sjz: Sep 26 2024, 04:49 PM