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Credit Cards Public Bank Credit Cards V6, PB Visa Sig 3% & Quantum 2% Cash Back

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cybpsych
post Sep 30 2022, 10:16 PM

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(By Invitation Only)

https://www.pbebank.com/Personal-Banking/Pr...ard-(By-In.aspx
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https://www.pbebank.com/Personal-Banking/Pr...itation-On.aspx
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https://www.pbebank.com/Personal-Banking/Pr...itation-On.aspx
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https://www.pbebank.com/Personal-Banking/Pr...d-Credit-C.aspx
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cybpsych
post Oct 1 2022, 08:05 AM

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Apply, Fuel and Enjoy with the New PB-Petron Visa Card [ PBB | T&Cs ]

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Added on

Spend and Be Rewarded with PB-Petron Visa Card [ PBB | T&Cs ]

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cybpsych
post Oct 1 2022, 08:32 AM

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Year-End Online Bonanza [ PBB | T&Cs ]

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cybpsych
post Oct 1 2022, 09:24 AM

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QUOTE(!@#$%^ @ Oct 1 2022, 09:21 AM)
what's the difference between the yellow and blue card?
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credit vs debit
cybpsych
post Oct 1 2022, 11:27 AM

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QUOTE(lovelyuser @ Oct 1 2022, 10:25 AM)
https://www.pbebank.com/Personal-Banking/Pr...Debit-Card.aspx

So many campaigns for PB-Petron, spend spend spend

Wondering this spend online campaign can "double dip"?
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eligible transaction cannot be eligible for more than 1 campaign.

and you won't know which txn will be captured for which campaign either. riskier when campaign month starts the same date and due to FCFS.
cybpsych
post Oct 1 2022, 12:08 PM

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QUOTE(lovelyuser @ Oct 1 2022, 11:58 AM)
https://www.pbebank.com/Personal-Banking/Pr...Debit-Card.aspx
Clause 21
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https://www.pbebank.com/pdf/Promotions/tc_p...-spendrm50.aspx
Clause 17

Both of the campaign stated the same:
Eligible Cardmembers who participate in this Campaign during the Campaign Period will not be eligible for other PB Credit Card / Debit Card Usage Offers. All transactions by Eligible Cardmember who participate in this Campaign during the Campaign Period will be excluded from other ongoing PB Credit Card / Debit Card Usage Offers.

According to me previous experience, I get all campaigns cashback, hehehe  rclxms.gif

But this round the spending criteria are the same, hopefully the system can help me choose the best for each campaign lar  notworthy.gif
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that's why I said lor. 1 eligible txn cannot get cb from more than 1 campaign lor

best if can separate card smile.gif
cybpsych
post Oct 1 2022, 12:10 PM

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QUOTE(persona93 @ Oct 1 2022, 12:05 PM)
Too late to top up now for the the RM688 promo to Shopee eWallet?
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nobody can tell you la

if real spending, risky Liao

if creative spending, just whack lor
cybpsych
post Oct 2 2022, 08:42 PM

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QUOTE(Steve78 @ Oct 2 2022, 08:05 PM)
I also got my latest statement, I got the cashback from September but capped at RM20 as my statement date is Oct 1......  ranting.gif
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hmmmm that's worrying

let's monitor other's statements after 1 Oct
cybpsych
post Oct 3 2022, 10:09 AM

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QUOTE(kop2299 @ Oct 3 2022, 10:06 AM)
Can i just call Bank to Add a new CC without filling up form?
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last i tried to do that, i was told that if your last application <1year, can add card without form

if >1 year, they need you to submit full form and supporting income documents.
cybpsych
post Oct 4 2022, 12:58 PM

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QUOTE(cfc @ Oct 4 2022, 12:52 PM)
is the public bank petron debit card mechanism similar to big pay which you need to store some value inside in order to use ? It is not a ATM-debit card which link to Public Bank saving account , if kena hack only lost the reloaded amount saja?
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debit card topic https://forum.lowyat.net/topic/2048731
cybpsych
post Oct 4 2022, 08:23 PM

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Apply, Shop & Get RM300 PIKOM Cash Voucher with New PB Visa Credit Card [ PBB | T&Cs ]

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cybpsych
post Oct 5 2022, 10:39 AM

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QUOTE(talexeh @ Oct 3 2022, 04:14 PM)
Called CS about the cashback limit issue & after checking with his senior, he told me that this is due to my statement which falls on 1st of the month therefore the cashback limit will follow the new T&C.

Told him that "friends" were told that PBB is aware of this issue & will rectify the missing cashback & the CS was surprised.

In the end, he said he'll appeal to the mgmt for me. Sigh.
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QUOTE(sjz @ Oct 3 2022, 07:21 PM)
no such thing as 1 Oct hence new cap.

as our transaction is conducted in Sept BEFORE the effective date of new T&C, hence the cb %, category and max cap all shall follow the previous t&c.

unless transaction after 1st Oct.

if pbb refuse to honor, we will hav a strong case in BNM
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just escalated mine and argued fiercely with PBB CS (since she was so strong arguing about the new revision)

CS reasoning was due to "effective 1 Oct, cb capping also reduced"

since my statement date falls >1 Oct, it will follow new capping. However, transaction cb still follow OLD cb 6%/5% rclxub.gif doh.gif

in short, my transactions <1 Oct will still follow old cb %, but will follow new capping due to statement ≥1 Oct.


after arguing for some time, she gave you and said will escalate to mgmt to review.
cybpsych
post Oct 5 2022, 01:33 PM

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QUOTE(!@#$%^ @ Oct 5 2022, 01:27 PM)
so up to today, still no correction for those transactions before oct? what about the type of transaction? also follow new t&c?
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afaik, they are not correcting it, unless case-by-case basis confused.gif


seems there are 2 revisions but are independent to each other:

1) transactions date (before or after 1 Oct)

2) statement date (before or after 1 Oct)


so, those statements that falls on/after 1 Oct, will be capped by new T&C
cybpsych
post Oct 5 2022, 05:42 PM

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QUOTE(starry-starry @ Oct 5 2022, 05:07 PM)
Die lar if like this... If really capped at RM20 for QM, shouldn't even bother to spend RM600!  ranting.gif
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yes, kena pwned

i counter-argued their announcement/edm/pds was not clear to indicate or illustrate that Oct statement will be capped immediately, irrespective to transaction date.
cybpsych
post Oct 7 2022, 02:55 PM

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QUOTE(yhtan @ Oct 7 2022, 02:28 PM)
I'm late for a month to know that Quantum Mastercard no longer offer online cashback 5% sweat.gif
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if you statement from 1 Oct onwards, max cb only RM20. not much late la biggrin.gif
cybpsych
post Oct 8 2022, 09:54 PM

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QUOTE(lalahehe90 @ Oct 8 2022, 09:31 PM)
Any signup promotion if i applied for islamic credit card? existing pbvs and qm card  holder
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nope
cybpsych
post Oct 10 2022, 07:37 AM

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QUOTE(Haloperidol @ Oct 5 2022, 09:14 PM)
I try to cancel the Credit card, but it appears the reason for it only
"Lost" / "Stolen" / "Fraud"

I think still need to call and cancel the card
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QUOTE(KanGz @ Oct 5 2022, 09:17 PM)
The link only can cancel atm card permanently, for credit/debit card temporarily deactivate only.

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QUOTE(KanGz @ Oct 6 2022, 11:42 AM)
Dont think can re-activate thru the portal, actually the popup is asking you to call the number behind your card for fraud/scam/stolen cases etc after deactivation.

So I personally think that this portal is only to let you deactivate your card asap while waiting customer support to pickup your call. It is just an initiative like what !@#$%^ mentioned before to counter the recent rise of the fraud cases.
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QUOTE(Broken Dreams @ Oct 9 2022, 10:56 PM)
If you have public bank online a/c, I believe there's an option for ''çancel card''. I haven't tried it yet though, but will soon.
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cybpsych
post Oct 10 2022, 08:47 PM

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QUOTE(The Nomad @ Oct 10 2022, 08:45 PM)
I applied PIB Visa Platinum but my application got 'stuck' coz the bank ask for more info, more documents even though I am a long time customer and own the 2 Quantum cards.

Now, I'm thinking of not proceeding with the application, thinking of closing all my PBB a/cs. Somehow I like CIMB e-card better, especially combined with a card that offers lounge access.
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different entity, diff requirements

if cannot proceed, just change to cimb lor
cybpsych
post Oct 11 2022, 10:30 AM

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QUOTE(rko0504 @ Oct 11 2022, 10:25 AM)
Can only cancel QM?
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yes, either quantum card can be canceled separately
cybpsych
post Oct 11 2022, 02:05 PM

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// 11 OCT 11 OCT SPEND & ENJOY RM50 CASH BACK-MTH4 50.00 CR //

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